{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Pay contactlessly with your Garmin watch at ING. Smooth payments. And you're on your way. See how it works!","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Get started quickly with Garmin Pay"},{"componentType":"paragraph","richBody":{"value":"<p>Garmin Pay lets you make contactless payments with your Garmin smartwatch using a digital version of your ING Debit Card. Simply hold your watch near the payment terminal and confirm the payment with your Garmin Wallet passcode. It&apos;s a quick and easy way to pay without needing your physical card or phone. Garmin Pay works anywhere contactless payments are accepted.</p>"}},{"componentType":"appPromoter","featureSlideList":[{"body":"Open the ING App and tap 'Service' at the bottom. Scroll to 'Arrange it yourself' and select 'Your app settings'.","image":{"extension":"jpg","original":"https://assets.ing.com/asset/b09b13ef-33f8-4b71-85e9-f179646bb452/Garmin-Pay-screenshots.jpg","publishedAt":"2026-09-14T11:11:48Z","transformBaseUrl":"https://assets.ing.com/transform/b09b13ef-33f8-4b71-85e9-f179646bb452/Garmin-Pay-screenshots","type":"image","updatedAt":"2026-09-14T11:12:08Z","width":375},"title":"Open the ING App"},{"body":"In the 'Settings' screen, under 'Payments' tap 'Garmin Pay' to continue.","image":{"extension":"jpg","original":"https://assets.ing.com/asset/7d988097-3adf-434b-a8a7-4bc3e5945eb0/Garmin-Pay-screenshots.jpg","publishedAt":"2026-09-14T11:11:48Z","transformBaseUrl":"https://assets.ing.com/transform/7d988097-3adf-434b-a8a7-4bc3e5945eb0/Garmin-Pay-screenshots","type":"image","updatedAt":"2026-09-14T11:12:08Z","width":375},"title":"Go to Garmin Pay"},{"body":"You will now see all your cards. Tap the card you want to use with Garmin Pay.","image":{"extension":"jpg","original":"https://assets.ing.com/asset/f4c10d5a-c938-4652-ac34-6bc1acd3ec5f/Garmin-Pay-screenshots.jpg","publishedAt":"2026-09-14T11:11:48Z","transformBaseUrl":"https://assets.ing.com/transform/f4c10d5a-c938-4652-ac34-6bc1acd3ec5f/Garmin-Pay-screenshots","type":"image","updatedAt":"2026-09-14T11:12:08Z","width":375},"title":"Select the correct card"},{"body":"If you have a Visa card, follow the steps on the next page. Review your card details and tap 'Add to Garmin Pay'. Then follow the instructions on your screen and accept the terms and conditions. Once your card has been added, you're ready to start paying with Garmin Pay!","image":{"extension":"jpg","original":"https://assets.ing.com/asset/b6fa29f8-919c-4c58-8834-e76306e147c8/Garmin-Pay-screenshots.jpg","publishedAt":"2026-09-14T11:11:48Z","transformBaseUrl":"https://assets.ing.com/transform/b6fa29f8-919c-4c58-8834-e76306e147c8/Garmin-Pay-screenshots","type":"image","updatedAt":"2026-09-14T11:12:08Z","width":375},"title":"Activate Garmin Pay for Maestro, V PAY or Mastercard cards"},{"body":"Do you have a Visa Debit card? The steps to activate Garmin Pay are slightly different. Before you begin, make sure you have your card details ready. To view them, tap ‘How to activate this card?’.","image":{"extension":"jpg","original":"https://assets.ing.com/asset/1a67ec94-3ebc-4c77-b9b8-630ae087c083/Garmin-Pay-Visa-screenshots.jpg","publishedAt":"2026-09-14T13:54:35Z","transformBaseUrl":"https://assets.ing.com/transform/1a67ec94-3ebc-4c77-b9b8-630ae087c083/Garmin-Pay-Visa-screenshots","type":"image","updatedAt":"2026-09-14T13:54:53Z","width":375},"title":"Activate Garmin Pay for Visa cards"},{"body":"Open ‘Open card details’ and note the name on the card, card number, expiry date and CVC or CVV code. Keep these details handy, as you'll need them in the next step.","image":{"extension":"jpg","original":"https://assets.ing.com/asset/c9179b5d-16a6-4aa0-8dda-1b50e7a271d9/Garmin-Pay-Visa-screenshots.jpg","publishedAt":"2026-09-14T13:54:35Z","transformBaseUrl":"https://assets.ing.com/transform/c9179b5d-16a6-4aa0-8dda-1b50e7a271d9/Garmin-Pay-Visa-screenshots","type":"image","updatedAt":"2026-09-14T13:54:52Z","width":375},"title":"Make a note of your card details"}]},{"accordionList":[{"richBody":{"value":"<p>Before you begin, make sure you have noted down your card details. If you haven&apos;t done this yet, first follow the steps above to retrieve your card details.<br /><br /><strong>1. Add your card to Garmin Wallet</strong><br />Before you begin, make sure your phone and Garmin smartwatch are connected.</p><ul><li>Open the Garmin Connect app on your phone</li><li>Go to “Menu/Settings” at the bottom of the screen and tap “Garmin Pay”</li><li>Follow the instructions: enter your passcode, add your card details and billing address, and accept the terms and conditions</li><li>To verify your identity, tap “Use the ING Netherlands mobile app”</li></ul><p> </p><p><strong>2. Open the ING App and go to “Service”</strong></p><ul><li>Scroll to “Self-service” and tap “App settings”</li><li>Under “Payments”, tap “Garmin Pay”</li><li>Confirm the card activation in your Garmin Wallet in the ING App</li></ul><p>Your ING Debit Card has been added to Garmin Wallet. You&apos;re ready to pay.</p>"},"title":"Do you have a Visa Debit Card? If so, you can start setting up Garmin Pay in the Garmin Connect app."}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"How do you pay with Garmin Pay?"},{"componentType":"paragraph","richBody":{"value":"<p>Paying with Garmin Pay is simple:</p><ul><li>Open the Garmin menu on your smartwatch.</li><li>Select Wallet.</li><li>Enter your Garmin Pay passcode if prompted.</li><li>Hold your smartwatch near the payment terminal.</li><li>Your payment will be processed instantly.</li></ul>"}},{"componentType":"sectionTitle","title":"Mobile Payment Limit with Garmin Pay"},{"componentType":"paragraph","richBody":{"value":"<p>The payment limit for Mobile Payments depends on the debit card linked to your account.</p>"}},{"accordionList":[{"richBody":{"value":"<p>If you have a physical V Pay or Maestro Debit Card, you can make payments of up to €2,500 per day using your digital debit card, Apple Pay, Google Pay and Garmin Pay. For customers aged 16 and 17, the limit is €250 per day. The limit for your digital debit card cannot be changed. The limit for your physical debit card is €1,500 by default and can be adjusted.</p>"},"title":"Do you have a physical V Pay or Maestro Debit Card?"},{"richBody":{"value":"<p>If you have a physical Visa Debit or Debit Mastercard Debit Card, your default debit card limit is €1,500 per day. This limit applies to all payments made with your physical Debit Card as well as digital payments made with Apple Pay, Google Pay and Garmin Pay. For young people, the default debit card limit is €250 per day.</p><p><br />As the account holder, you can change the debit card limit of your Visa Debit or Debit Mastercard Debit Card.</p>"},"textLinks":[{"text":"Read more about your debit card payment and cash withdrawal limits.","url":"/en/personal/payments/debit-cards/limits"}],"title":"Do you have a physical Visa Debit or Debit Mastercard Debit Card?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Do you have more questions about Garmin Pay?"},{"componentType":"cta","textLink":{"text":"View the Garmin Pay FAQs","url":"/en/personal/payments/garmin-pay/garmin-pay-faq"}},{"componentType":"sectionTitle","title":"Is Garmin Pay secure?"},{"componentType":"paragraph","richBody":{"value":"<p>Garmin Pay is just as secure as paying with your physical debit card or your regular ING Debit Card, which you can also use for contactless payments.</p><p>For extra security, you need to enter your Garmin Pay passcode:</p><ul><li>When the total amount of your payments reaches €100 or more;</li><li>When you take off your smartwatch and put it on again;</li><li>At least once every 24 hours.</li></ul><p>This helps you stay in control of payments made with your Garmin watch.</p>"}},{"componentStyle":"default","componentType":"linkList","iconTitle":{"title":"Garmin Pay Terms and Conditions"},"textLinks":[{"text":"ING terms and conditions for paying with Garmin Pay","url":"https://assets.ing.com/m/68c462d859d60978/original/Voorwaarden-betalen-met-je-smartwatch-01012024.pdf"}]}]},"hasMacro":false,"id":"68b95c79-c674-4a39-9780-f7acb72eaf65","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"All about payments","url":"/en/personal/payments"}},"componentType":"productHeader","coreHeader":{"headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/594ab8f9-3554-45a2-b2cc-11324f9d6bca/MIDSECTION-OF-MAN-USING-MOBILE-PHONE-IN-KITCHEN.jpg","publishedAt":"2016-06-03T13:13:43Z","transformBaseUrl":"https://assets.ing.com/transform/594ab8f9-3554-45a2-b2cc-11324f9d6bca/MIDSECTION-OF-MAN-USING-MOBILE-PHONE-IN-KITCHEN","type":"image","updatedAt":"2025-09-16T08:01:54Z","width":5760},"subtitle":"Your wallet, always within reach. With Garmin Pay, you can easily make payments using your Garmin smartwatch. Perfect for when you're working out, on the go, or simply prefer to leave your wallet and phone at home.","title":"Paying with Garmin Pay"},"cta":{"componentType":"cta","textLink":{"text":"Frequently asked questions about Garmin Pay","url":"/en/personal/payments/garmin-pay/garmin-pay-faq"}},"usps":[{"body":"Tap and pay with your smartwatch","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/1ac881ad720427e/original/Notification-Success_Outline.svg","publishedAt":"2022-07-04T15:01:59Z","transformBaseUrl":"https://assets.ing.com/transform/a55a819e-9048-4e0a-8bc9-0a1fff0b223a/Notification-Success_Outline","type":"image","updatedAt":"2022-07-04T15:04:10Z","width":32}},{"body":"Works in the Netherlands and abroad","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/1ac881ad720427e/original/Notification-Success_Outline.svg","publishedAt":"2022-07-04T15:01:59Z","transformBaseUrl":"https://assets.ing.com/transform/a55a819e-9048-4e0a-8bc9-0a1fff0b223a/Notification-Success_Outline","type":"image","updatedAt":"2022-07-04T15:04:10Z","width":32}},{"body":"Easy, fast and secure","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/1ac881ad720427e/original/Notification-Success_Outline.svg","publishedAt":"2022-07-04T15:01:59Z","transformBaseUrl":"https://assets.ing.com/transform/a55a819e-9048-4e0a-8bc9-0a1fff0b223a/Notification-Success_Outline","type":"image","updatedAt":"2022-07-04T15:04:10Z","width":32}},{"body":"Ideal for workouts and travel","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/a55a819e-9048-4e0a-8bc9-0a1fff0b223a/Notification-Success_Outline.svg","publishedAt":"2022-07-04T15:01:59Z","transformBaseUrl":"https://assets.ing.com/transform/a55a819e-9048-4e0a-8bc9-0a1fff0b223a/Notification-Success_Outline","type":"image","updatedAt":"2023-12-21T20:25:32Z","width":32}}]},"publishDate":"2026-10-06T15:11:50.957+02:00"}}