{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Discover the difference between the updated ING Debit Card and ING Credit cards. Compare benefits, limits and options for safe and flexible payments.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"comparisonCardList":[{"cta":{"componentType":"cta","textLink":{"text":"More about the new ING debit card","url":"https://mijn.ing.nl/banking/content/personal/payments-and-creditcards/cards/new-vddmc-debit-card"}},"image":{"altTextEN":"New ING Debit Card illustration style","extension":"svg","original":"https://assets.ing.com/m/5bd9db8789e27398/original/New-ING-Debit-Card-illustration-style.svg","transformBaseUrl":"https://assets.ing.com/transform/a79f0d7f-1673-4cf3-ad16-df7e4632cb42/New-ING-Debit-Card-illustration-style","type":"image","width":160},"title":"The new ING debit card","usps":[{"body":"Worldwide payments. Also online.","iconType":"check-mark"},{"body":"Mobile payments using Apple, Android™ en Garmin","iconType":"check-mark"},{"body":"Refund service","iconType":"check-mark"},{"body":"Can be used for reservations and deposit payments (limited)","iconType":"optional"},{"body":"45-day purchase insurance (only with OranjePakket Extra)","iconType":"optional"}]},{"cta":{"componentType":"cta","textLink":{"text":"More about the ING credit card","url":"/en/personal/payments/creditcards"}},"image":{"altTextEN":"Credit card with ING Logo","altTextNL":"Credit card with ING Logo","extension":"svg","original":"https://assets.ing.com/m/2308551eae6c3150/original/Credit-card-with-ING-Logo.svg","transformBaseUrl":"https://assets.ing.com/transform/c0e1f447-f9e7-4073-85ff-2c419778c0cc/Credit-card-with-ING-Logo","type":"image","width":160},"title":"The ING credit card","usps":[{"body":"Worldwide payments. Also online.","iconType":"check-mark"},{"body":"Mobile payments using Apple, Android™ en Garmin","iconType":"check-mark"},{"body":"Refund service","iconType":"check-mark"},{"body":"Can be used for reservations and deposit payments","iconType":"check-mark"},{"body":"365 days purchase insurance","iconType":"check-mark"},{"body":"Limit up to €5,000","iconType":"check-mark"}]},{"cta":{"componentType":"cta","textLink":{"text":"More about the ING platinum card","url":"/en/personal/payments/creditcards"}},"image":{"altTextEN":"Platinum_card_with_ING_Logo","extension":"svg","original":"https://assets.ing.com/m/3937f60029dbb711/original/Platinum_card_with_ING_Logo.svg","transformBaseUrl":"https://assets.ing.com/transform/3800f9d6-582e-4f3a-8d23-a2dd649496d0/Platinum_card_with_ING_Logo","type":"image","width":160},"title":"The ING platinum card","usps":[{"body":"All the benefits of the credit card and more:","iconType":"check-mark"},{"body":"0% currency mark-up up to €1,000 per month","iconType":"check-mark"},{"body":"€1,500 car rental access cover as standard","iconType":"check-mark"},{"body":"Baggage and flight delay costs covered","iconType":"check-mark"},{"body":"Medical expenses abroad covered","iconType":"check-mark"},{"body":"Limit up to €20,000","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"The new ING debit card,The ING credit card,The ING platinum card"},{"componentType":"paragraph","richBody":{"value":"<p>Curious about the costs and other features of debit and credit cards? Click on the link below for a complete overview.</p>"},"textLinks":[{"text":"Understanding costs","url":"/en/personal/payments/creditcards/differences-debit-card-and-credit-card"}]}]},"hasMacro":false,"id":"5f16ba48-be96-4d08-a4d6-9e6072c57054","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"ING debit cards","url":"/en/personal/payments/debit-cards"}},"componentType":"productHeader","coreHeader":{"body":"If you’ve just received the new debit card, you may be wondering how it differs from a credit card. After all, they look fairly similar: they both have a 16-digit card number and you can use a 3-digit CVV or CVC code.\r\n\r\nSo, what’s the difference? The difference lies mainly in when card purchases are debited from your account. With a debit card, purchases are debited from your current account right away, so you’re paying instantly. With a credit card, you pay later. What’s the best fit for you?","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/656be8e50b78608/original/SMILING-YOUNG-WOMAN-STARTING-HER-OWN-BARISTA-BUSINESS.jpg","transformBaseUrl":"https://assets.ing.com/transform/4d0a3872-c7eb-4794-886e-9e8414a992f7/SMILING-YOUNG-WOMAN-STARTING-HER-OWN-BARISTA-BUSINESS","type":"image","width":9504},"title":"Debit card and credit card. Discover the differences."}},"publishDate":"2026-03-13T16:58:08.805+01:00"}}