{"type":"document","data":{"id":"e8da5055-c474-465e-a862-177e9e2b0d46","localeString":"en-GB","publishDate":"2026-04-13T17:04:00.714+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Simply hold your debit card to the side of the payment terminal to make a contactless payment. It’s safe and easy."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"You can't disable contactless payments for your debit card.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/0eb8ac03-0f26-4305-a6a6-8f36772d167c/Man-paying-using-nfc-technology","type":"image","width":6720,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/4e03f3fbbd98554e/original/Man-paying-using-nfc-technology.jpg","extension":"jpg"},"title":"Contactless payments with your debit card","subtitle":"You can make contactless payments after you've paid or withdrawn cash using your PIN at least once. In some cases, however, you'll still need to enter your PIN."},"backLink":{"textLink":{"url":"/en/personal/payments/debit-cards","text":"ING debit cards"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"How contactless payments work"},{"componentType":"paragraph","richBody":{"value":"<p>You can use your debit card to pay contactless after you&apos;ve paid or withdrawn cash using your PIN at least once. You won&apos;t have to enter your PIN to make payments under 50 euros, making them super quick. Paying contactless is easy, too. Simply hold your debit card to the side of the payment terminal.</p>"}},{"componentType":"accordion","accordionList":[{"title":"Pay up to €50 without PIN","richBody":{"value":"<p>You won&apos;t have to enter your PIN to make payments under 50 euros.</p><p>Here&apos;s how it works:</p><ul><li>Hold your debit card close to the payment terminal</li><li>You&apos;ll pay straight away – no PIN needed</li><li>A &apos;payment successful’ message will pop up on the terminal screen</li></ul>"}},{"title":"Pay more than €50 with PIN","richBody":{"value":"<ul><li>Hold your debit card close to the payment terminal</li><li>Enter your PIN and confirm</li><li>A &apos;payment successful’ message will pop up on the terminal screen</li></ul>"}},{"title":"€100 daily contactless limit","richBody":{"value":"<p>If your consecutive contactless purchases amount to 100 euros or more, you&apos;ll be prompted for your PIN the next time you hold your card to the payment terminal. If you pay by entering your PIN before you&apos;ve reached this daily contactless limit, the limit will reset.</p>"}}]},{"componentType":"sectionTitle","title":"Having trouble with contactless payments?"},{"componentType":"paragraph","richBody":{"value":"<p>There are several reasons why you may (temporarily) be unable to pay contactless with your debit card.</p><ul><li>You haven&apos;t paid or withdrawn cash using your PIN yet.</li><li>You&apos;ve reached your 100 euros daily contactless limit. Or the amount you&apos;re paying is higher than 50 euros. In both cases, you&apos;ll be prompted to enter your PIN. Depending on the payment terminal, you may need to insert your card.</li><li>Your debit card was blocked.</li></ul><p>If your card wasn&apos;t blocked and you&apos;re still having trouble, you can have it replaced. Please note we may charge replacement fees.</p>"},"textLinks":[{"url":"https://mijn.ing.nl/banking/debit-card/replace","text":"Replace your debit card"}]},{"componentType":"sectionTitle","title":"Security"},{"componentType":"paragraph","richBody":{"value":"<p>Contactless payments are safe.</p><ul><li><strong>Protected by PIN: </strong>Your PIN protects your debit card. You make small payments under 50 euros without entering your PIN. Payments over 50 euros must always be authorised by entering your PIN. The same goes for multiple consecutive payments amounting to 100 euros or more.</li><li><strong>Very difficult to misuse: </strong>Contactless payments happen through NFC. This is a secure way for devices to share data. This data exchange can only happen within a very short radius of 10-centimetres. So if your debit card is stowed in your bag or pocket, it can&apos;t make contact with a payment terminal.</li><li><strong>Compensation for damages: </strong>We almost always compensate you if somebody steals or misuses your debit card.</li></ul><p>In case of fraud, immediately contact our Hotline.</p>"}},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"url":"/en/personal/payments/bank-accounts","text":"Bank accounts"},{"url":"/en/personal/payments/pay-with-your-phone","text":"Mobile payments"},{"url":"/en/personal/payments/money-transfers","text":"Transfer money"},{"url":"/en/personal/payments/creditcards","text":"Credit cards"},{"url":"/en/personal/payments/debit-cards","text":"Debit cards"},{"url":"/en/personal/payments/cash","text":"Cash"},{"url":"/en/personal/payments/payments-abroad","text":"Payments abroad"},{"url":"/en/personal/payments/switch-to-ing","text":"Switch from your current bank to ING"},{"url":"/en/personal/payments/rates","text":"Payment product rates overview"},{"url":"/particulier/betalen/bankrekeningen/pakketvergelijken","text":"Compare packages"}]}]}}}