{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Would you like to upgrade to a Credit Card Extra or rather switch back to a Credit Card More? With ING, you can easily arrange it online.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>With the Credit Card Extra, you benefit from extra convenience, security, and more advantages. Ideal for those who travel frequently or want to get more out of their credit card.</p>"},"title":"Why upgrade to a Credit Card Extra?"},{"componentType":"sectionTitle","title":"Benefits of a Credit Card Extra"},{"componentType":"paragraph","richBody":{"value":"<ul><li>Spending limit up to €20,000</li><li>Save up to €20 per month on foreign exchange fees outside the Eurozone</li><li>Up to €150 savings on car rental insurance</li><li>365-day purchase insurance against damage, loss, and theft</li><li>Comprehensive travel insurance, including for baggage and flight delays</li><li>Medical assistance abroad is covered</li><li>Better global coverage than your debit card</li><li>Handy for reservations and security deposits</li><li><a data-type=\"internal\" href=\"/en/personal/payments/creditcards/refund-service\">Money Refund</a> service for incorrectly delivered orders (terms apply)</li><li>Usable with Apple Pay and Google Pay</li><li>Free <a href=\"https://www.hertz.com/rentacar/hertzlink/index.jsp?targetPage=Mastercard_Standard.xml\">membership</a> to Hertz Gold Plus Rewards</li></ul>"},"textLinks":[{"text":"Everything about the Credit Card Extra","url":"/particulier/betalen/creditcards/platinumcard"}]},{"componentType":"sectionTitle","title":"Benefits Credit Card"},{"componentType":"paragraph","richBody":{"value":"<ul><li>Spending limit up to €5,000</li><li>Purchases are insured for 365 days against damage, loss, or theft</li><li>Convenient for security deposits, rentals, and reservations</li><li><a data-type=\"internal\" href=\"/en/personal/payments/creditcards/refund-service\">Money refund</a> service for incorrectly delivered orders</li><li>More affordable alternative compared to the Credit Card Extra</li></ul>"},"textLinks":[{"text":"Everything about the Credit Card More","url":"/en/personal/payments/payments-abroad/credit-card"}],"title":"The Credit Card More is a reliable and affordable choice for everyday use."},{"componentStyle":"default","componentType":"linkList","iconTitle":{"title":"Terms and Costs"},"textLinks":[{"text":"Credit card terms and conditions 2024","url":"https://www.ing.nl/en/pdf/personal/payments/credit-card-terms-and-conditions-2024"},{"text":"Insurance Policy Credit Cards More, Extra and Max","url":"https://www.ing.nl/en/pdf/personal/payments/credit-and-platinum-insurance-policy-2025"},{"text":"Cost overview","url":"https://assets.ing.com/m/168b84ce21aa46c9/original/ING_Summary-of-costs-and-charges-for-ING-payment-products-for-personal-customers.pdf"},{"text":"Payment services comparison","url":"/en/personal/payments/rates/payment-service-comparison"}]},{"componentType":"sectionTitle","title":"Upgrading or changing, here’s how it works"},{"componentType":"paragraph","richBody":{"value":"<p>Click the orange button below to go directly to the application process, or:</p><ol><li>Log in to My ING</li><li>Go to ‘Service’ &gt; ‘Upgrade or change credit card’</li><li>Choose the card you want to apply for</li><li>Enter the last 4 digits of your current card and linked payment account</li><li>Confirm your choice and submit your request</li></ol><p>Within 10 working days, you’ll receive your new card and PIN code (sent separately). Your old card will automatically expire after 10 days.</p>"}},{"componentType":"cta","textLink":{"text":"Change your card in 3 steps","url":"https://mijn.ing.nl/banking/creditcards/change-card-type?EW=true"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"<p><span><span><span>No, this form is only intended for upgrading or changing an existing credit card. Don’t have a credit card yet? <a data-type=\"internal\" href=\"/en/personal/payments/creditcards\">Check here which of the three ING credit cards suits you best and apply via the ING App or My ING.</a></span></span></span></p>"},"title":"I don’t have a credit card yet. Can I apply for a new one using this form?"},{"richBody":{"value":"<p><span><span><span>No, that’s not possible. The Student Credit card is only available in combination with a Student account.</span></span></span></p>"},"title":"Can I change my Student Credit card to another credit card?"},{"richBody":{"value":"<p><span><span><span>No, when you change or upgrade your credit card, the Spread Payments option is automatically canceled. You will then switch to monthly repayments.</span></span></span></p><p><span><span><span><strong>Note:</strong> The outstanding amount you were repaying in installments will be collected in full during the next collection round. Keep this in mind before submitting a change request.</span></span></span></p>"},"title":"I currently have Spread Payments. Will this remain active after changing my card?"}],"componentType":"accordion"},{"componentStyle":"default","componentType":"linkList","iconTitle":{"title":"Creditcards"},"textLinks":[{"text":"Request Credit Card Extra","url":"/en/personal/payments/creditcards/platinum-card"},{"text":"Request Credit Card More","url":"/en/personal/payments/creditcards/credit-card"}]}]},"hasMacro":false,"id":"e444e472-0b82-4b87-b69b-0b0e3e027133","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Request a credit card","url":"/en/personal/payments/creditcards"}},"componentType":"productHeader","coreHeader":{"body":"Would you like to upgrade your Credit Card More (was Credit Card) to a Credit Card Extra? Or rather switch back? With ING, you can easily arrange it online","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/64a5a374955a1ba7/original/Full-length-of-woman-lying-on-grass.jpg","transformBaseUrl":"https://assets.ing.com/transform/e8150006-5a93-440b-a492-5b3b1eb14e55/Full-length-of-woman-lying-on-grass","type":"image","width":6000},"title":"Upgrade or change credit card type"},"cta":{"componentType":"cta","textLink":{"text":"Upgrade or change credit card","url":"https://mijn.ing.nl/banking/mobile/creditcards/change-card-type?EW=true"}},"secondaryCta":{"textLink":{"text":"Our creditcards","url":"/en/personal/payments/creditcards"}}},"publishDate":"2026-07-09T14:30:03.658+02:00"}}