When you travel, you discover the world and face exciting new situations. Experiencing the unexpected is all part of the fun – but not when it comes time to pay. A shop or restaurant unexpectedly won’t accept your debit card? No worries. With a credit card, you always have a backup that’s accepted worldwide and safe and easy to use. Travel with confidence.
"},"textLinks":[{"text":"Perfect for preparing for your trip","url":"/en/personal/payments/creditcards/holiday-preparations"},{"text":"On holiday with your credit card","url":"/en/personal/payments/creditcards/easy-payments-abroad"}]},{"componentType":"sectionTitle","title":"Example 2: Even safer online payments"},{"alignedImage":{"position":"left","altTextDE":"\"","altTextEN":"\"","altTextFR":"\"","altTextNL":"\"","extension":"jpg","original":"https://assets.ing.com/m/5e1b73886baeba0b/original/Woman-smiles-and-drinks-coffee-while-online-shopping-using-her-laptop.jpg","transformBaseUrl":"https://assets.ing.com/transform/e2ff82f9-d410-44ae-b19d-6fa66880f070/Woman-smiles-and-drinks-coffee-while-online-shopping-using-her-laptop"},"componentType":"paragraph","richBody":{"value":"Shopping online is fun, and luckily most online shops can be trusted. Paying with iDEAL is safe and easy, of course. But since your payment is taken straight from your current account, you can’t cancel it or ask for it back. With a credit card, the money isn’t collected from your current account until later, and getting it back is even easier with our refund service.
"},"textLinks":[{"text":"Safe and quick online payments","url":"/particulier/betalen/creditcards/online-betalen-met-een-creditcard"},{"text":"Refund service","url":"/en/personal/payments/creditcards/refund-service"}]},{"componentType":"sectionTitle","title":"Example 3: Purchases insured against theft, damage and loss"},{"alignedImage":{"position":"left","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/5944ab199b8cc109/original/PORTRAIT-OF-SMILING-YOUNG-MAN-STANDING-AGAINST-WALL.jpg","transformBaseUrl":"https://assets.ing.com/transform/880f053f-e6d8-4d5b-8d08-c1e0d915e5fe/PORTRAIT-OF-SMILING-YOUNG-MAN-STANDING-AGAINST-WALL"},"componentType":"paragraph","richBody":{"value":"Most of the products that you purchase with a credit card are automatically insured for 365 days against loss, theft and damage. That can come in handy if the warranty or your travel insurance doesn’t cover your purchase. There is a policy excess of €50, though, and the reimbursement for some products is limited.
"},"textLinks":[{"text":"Credit card purchase protection","url":"/en/personal/payments/creditcards/purchase-insurance-credit-card"}]},{"componentType":"paragraph","richBody":{"value":"At ING, you have your choice of three kinds of credit cards. Learn more about our cards and the terms and conditions.
"}},{"componentType":"cta","textLink":{"text":"Our credit cards","url":"/en/personal/payments/creditcards"}}]},"hasMacro":false,"id":"7b90c944-4091-41e1-85d5-0b6c220e1512","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Request a credit card","url":"/en/personal/payments/creditcards"}},"componentType":"productHeader","coreHeader":{"body":"A credit card has advantages that you won’t get with a debit card. It's perfect for some online payments and for travel. Plus, most purchases made with our credit cards are insured for some extra protection. How great is that!","headerImage":{"altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/4877eb903bd4bde7/original/SIDE-VIEW-OF-YOUNG-MAN-WITH-BICYCLE-SITTING-ON-SEAT.jpg","transformBaseUrl":"https://assets.ing.com/transform/e1afea72-103f-4801-8ace-ac367bb6f950/SIDE-VIEW-OF-YOUNG-MAN-WITH-BICYCLE-SITTING-ON-SEAT","type":"image","width":5700},"subtitle":"Pay with even more peace of mind","title":"The advantages of a credit card"},"cta":{"componentType":"cta","textLink":{"text":"Explore our credit cards","url":"/en/personal/payments/creditcards"}},"usps":[{"body":"Travel with global coverage","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6c7263fbbbf70875/original/Location-World_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/bf4de7a8-f05a-4004-a26a-9a60566acaf5/Location-World_Outline","type":"image","width":32}},{"body":"Even safer online payments","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/1cc5cbc90a9f344f/original/Insurance-Security_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/7859d523-ed00-4ee1-b754-5228f535a396/Insurance-Security_Outline","type":"image","width":32}},{"body":"Purchases insured against theft, damage and loss","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/7a2e6a3256ab6223/original/Feedback-Thumbs_Up_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/5088d817-3e5e-4106-866e-bc520fbd75fc/Feedback-Thumbs_Up_Outline","type":"image","width":32}}]},"publishDate":"2026-05-07T08:14:34.298+02:00"}}