{"type":"document","data":{"id":"05b93ae9-c6d4-4007-8d10-9b13a391d217","localeString":"en-GB","publishDate":"2026-03-03T10:59:00.071+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"It feels great knowing you can pay online safely. Every means of payment has its advantages. So be well prepared with safe online payments."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"/en/personal/payments/creditcards","text":"Explore our credit cards"}},"coreHeader":{"body":"From shopping online to buying tickets for that great festival, having a credit card means being able to pay safely anytime and anywhere. Pay with confidence!","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/e13bc476-cd6f-4a74-8d81-db302f0cf353/Two_friends_relax_with_their_feet_up_on_chairs_on_the_roof_of_a_building","type":"image","width":5700,"altTextEN":"bank account","original":"https://assets.ing.com/m/777dbcee3d765a21/original/Two_friends_relax_with_their_feet_up_on_chairs_on_the_roof_of_a_building.jpg","extension":"jpg"},"title":"Safe and quick online payments","subtitle":"A credit card at the right time"},"backLink":{"textLink":{"url":"/en/personal/payments/creditcards","text":"Apply for a credit card"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>There are several ways to pay online. Using a debit card or iDEAL is safe, familiar and easy – your payment will be taken straight from your current account. </p><p>Sometimes, though, you might prefer to pay later or want some extra guarantees regarding delivery. With an ING credit card, you’ll receive your purchase first, and the amount you pay will be collected from your current account later. Your purchases are also immediately insured against theft, loss and damage. So if something goes wrong, you’re covered in most cases.  </p>"},"alignedImage":{"position":"right"}},{"componentType":"sectionTitle","title":"Main benefits"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"Refund service","title":"Main benefits"},{"body":"Your purchases are insured against theft, damage and loss.","title":"Purchase protection"},{"body":"Since you pay later, you don’t have to wait any longer to make your purchase.","title":"Buy now, pay later"}]},{"componentType":"sectionTitle","title":"1. Getting your money back is even easier"},{"componentType":"paragraph","richBody":{"value":"<p>The advantage of a credit card is that getting your money back is even easier if something goes wrong. If your purchase was damaged or never delivered, simply make a claim with our refund service and we’ll try to get your money back for you. </p><p>Unsure about the webshop? Preferably use a credit card.</p>"},"textLinks":[{"url":"/en/personal/payments/creditcards/refund-service","text":"How our refund service works"}],"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/11683083-90fb-4235-8f2b-3a902a55206f/Young-woman-with-long-hair-smiles-as-she-tosses-her-head","original":"https://assets.ing.com/m/4676ad4d85c3d367/original/Young-woman-with-long-hair-smiles-as-she-tosses-her-head.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"2. Insured against theft, loss and damage"},{"componentType":"paragraph","richBody":{"value":"<p>The big advantage of paying online with an ING credit card and ING platinum card that most purchases are insured for 365 days. Your purchases are insured against loss, damage and theft. </p>"},"textLinks":[{"url":"https://www.ing.nl/pdf/particulier/betalen/polisvoorwaarden-verzekeringen-creditcard-en-platinumcard","text":"View the policy conditions"}],"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/c3e89b8c-0d59-42b7-a6a0-d94086d97237/Overhead-view-of-woman-and-young-gril-cutting-open-parcel-with-box-cutter","original":"https://assets.ing.com/m/4bb80bb52e719286/original/Overhead-view-of-woman-and-young-gril-cutting-open-parcel-with-box-cutter.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"3. In charge of your spending"},{"componentType":"paragraph","richBody":{"value":"<p>Want to pay later but still stay in charge of your spending? Even though we won’t collect your credit card payment from your current account until later, you’ll see all your purchases instantly in your ING App or My ING. That gives you complete control of your online payments. You decide when to pay for what. </p><p>And you can always pay your credit card early. <a href=\"https://www.ing.nl/en/personal/payments/creditcards/deposit-and-withdraw\">Read more information here</a>.  </p>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/9d331e4d-abb0-4e8f-b953-dd49e363b42a/SIDE-VIEW-OF-MAN-RIDING-BICYCLE-ON-STREET","original":"https://assets.ing.com/m/6065f9622570627d/original/SIDE-VIEW-OF-MAN-RIDING-BICYCLE-ON-STREET.jpg","extension":"jpg"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Explore our credit cards","intro":"Decide which credit card is right for you and start your application.","image":{"transformBaseUrl":"https://assets.ing.com/transform/639bfa39-ad48-4e4c-9271-a172b10004c1/FULL-LENGTH-REAR-VIEW-OF-BOY","type":"image","width":5760,"original":"https://assets.ing.com/m/6fde45bc863a4673/original/FULL-LENGTH-REAR-VIEW-OF-BOY.jpg","extension":"jpg"},"link":{"url":"/en/personal/payments/creditcards"}}]},{"componentType":"linkList","iconTitle":{"title":"More information"},"textLinks":[{"url":"/en/personal/payments/creditcards/mastercard-id-check","text":"Online security at checkout with your credit card"},{"url":"/en/personal/payments/creditcards/refund-service","text":"Refund service"},{"url":"/en/personal/payments/creditcards/purchase-insurance-credit-card","text":"Purchase protection"},{"url":"/particulier/betalen/creditcards/voordelen","text":"All the benefits of a credit card"},{"url":"/en/personal/payments/my-payment-failed","text":"My payment failed"}]},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"url":"/en/personal/payments/bank-accounts","text":"Bank accounts"},{"url":"/en/personal/payments/pay-with-your-phone","text":"Mobile payments"},{"url":"/en/personal/payments/money-transfers","text":"Transfer money"},{"url":"/en/personal/payments/creditcards","text":"Credit cards"},{"url":"/en/personal/payments/debit-cards","text":"Debit cards"},{"url":"/en/personal/payments/cash","text":"Cash"},{"url":"/en/personal/payments/payments-abroad","text":"Payments abroad"},{"url":"/en/personal/payments/switch-to-ing","text":"Switch from your current bank to ING"},{"url":"/en/personal/payments/rates","text":"Payment product rates overview"},{"url":"/particulier/betalen/bankrekeningen/pakketvergelijken","text":"Compare packages"}]}]}}}