There are several ways to pay online. Using a debit card or iDEAL is safe, familiar and easy – your payment will be taken straight from your current account.
Sometimes you may prefer to pay later. With an ING credit card, all your purchases are collected once a month from your current account. This gives you more flexibility and a clear overview of your spending.
Your purchases are also insured against theft, loss and damage. So if something goes wrong, you’re covered in most cases.
"}},{"componentType":"sectionTitle","title":"Main benefits"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"Refund service","title":"Main benefits"},{"body":"Your purchases are insured against theft, damage and loss.","title":"Purchase protection"},{"body":"Pay on your terms. With your credit card, your purchases are settled once a month, offering you flexibility and a seamless payment experience.","title":"Flexibility when needed"}]},{"componentType":"sectionTitle","title":"1. Getting your money back is even easier"},{"alignedImage":{"position":"left","extension":"jpg","original":"https://assets.ing.com/m/4676ad4d85c3d367/original/Young-woman-with-long-hair-smiles-as-she-tosses-her-head.jpg","transformBaseUrl":"https://assets.ing.com/transform/11683083-90fb-4235-8f2b-3a902a55206f/Young-woman-with-long-hair-smiles-as-she-tosses-her-head"},"componentType":"paragraph","richBody":{"value":"The advantage of a credit card is that getting your money back is even easier if something goes wrong. If your purchase was damaged or never delivered, simply make a claim with our refund service and we’ll try to get your money back for you.
Unsure about the webshop? Preferably use a credit card.
"},"textLinks":[{"text":"How our refund service works","url":"/en/personal/payments/creditcards/refund-service"}]},{"componentType":"sectionTitle","title":"2. Insured against theft, loss and damage"},{"alignedImage":{"position":"left","extension":"jpg","original":"https://assets.ing.com/m/4bb80bb52e719286/original/Overhead-view-of-woman-and-young-gril-cutting-open-parcel-with-box-cutter.jpg","transformBaseUrl":"https://assets.ing.com/transform/c3e89b8c-0d59-42b7-a6a0-d94086d97237/Overhead-view-of-woman-and-young-gril-cutting-open-parcel-with-box-cutter"},"componentType":"paragraph","richBody":{"value":"The big advantage of paying online with an Credit Card More, Extra or Max is that most purchases are insured for 365 days. Your purchases are insured against loss, damage and theft.
"},"textLinks":[{"text":"View the policy conditions","url":"https://www.ing.nl/pdf/particulier/betalen/polisvoorwaarden-verzekeringen-creditcard-en-platinumcard"}]},{"componentType":"sectionTitle","title":"3. In charge of your spending"},{"alignedImage":{"position":"left","extension":"jpg","original":"https://assets.ing.com/m/6065f9622570627d/original/SIDE-VIEW-OF-MAN-RIDING-BICYCLE-ON-STREET.jpg","transformBaseUrl":"https://assets.ing.com/transform/9d331e4d-abb0-4e8f-b953-dd49e363b42a/SIDE-VIEW-OF-MAN-RIDING-BICYCLE-ON-STREET"},"componentType":"paragraph","richBody":{"value":"Want to pay later but still stay in charge of your spending? Even though we won’t collect your credit card payment from your current account until later, you’ll see all your purchases instantly in your ING App or My ING. That gives you complete control of your online payments. You decide when to pay for what.
And you can always pay your credit card early. Read more information here.
"}},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/6fde45bc863a4673/original/FULL-LENGTH-REAR-VIEW-OF-BOY.jpg","transformBaseUrl":"https://assets.ing.com/transform/639bfa39-ad48-4e4c-9271-a172b10004c1/FULL-LENGTH-REAR-VIEW-OF-BOY","type":"image","width":5760},"intro":"Decide which credit card is right for you and start your application.","link":{"url":"/en/personal/payments/creditcards"},"title":"Learn more about our cards and their terms & conditions"}],"componentType":"cards"},{"componentType":"linkList","iconTitle":{"title":"More information"},"textLinks":[{"text":"Online security at checkout with your credit card","url":"/en/personal/payments/creditcards/mastercard-id-check"},{"text":"Refund service","url":"/en/personal/payments/creditcards/refund-service"},{"text":"Purchase protection","url":"/en/personal/payments/creditcards/purchase-insurance-credit-card"},{"text":"All the benefits of a credit card","url":"/particulier/betalen/creditcards/voordelen"},{"text":"My payment failed","url":"/en/personal/payments/my-payment-failed"}]},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"text":"Bank accounts","url":"/en/personal/payments/bank-accounts"},{"text":"Mobile payments","url":"/en/personal/payments/pay-with-your-phone"},{"text":"Transfer money","url":"/en/personal/payments/money-transfers"},{"text":"Credit cards","url":"/en/personal/payments/creditcards"},{"text":"Debit cards","url":"/en/personal/payments/debit-cards"},{"text":"Cash","url":"/en/personal/payments/cash"},{"text":"Payments abroad","url":"/en/personal/payments/payments-abroad"},{"text":"Switch from your current bank to ING","url":"/en/personal/payments/switch-to-ing"},{"text":"Payment product rates overview","url":"/en/personal/payments/rates"},{"text":"Compare packages","url":"/en/personal/plans/4-compare-plans"}]}]},"hasMacro":false,"id":"05b93ae9-c6d4-4007-8d10-9b13a391d217","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Request a credit card","url":"/en/personal/payments/creditcards"}},"componentType":"productHeader","coreHeader":{"body":"From shopping online to buying tickets for that great festival, having a credit card means being able to pay safely anytime and anywhere. Pay with confidence!","headerImage":{"altTextEN":"bank account","extension":"jpg","original":"https://assets.ing.com/m/777dbcee3d765a21/original/Two_friends_relax_with_their_feet_up_on_chairs_on_the_roof_of_a_building.jpg","transformBaseUrl":"https://assets.ing.com/transform/e13bc476-cd6f-4a74-8d81-db302f0cf353/Two_friends_relax_with_their_feet_up_on_chairs_on_the_roof_of_a_building","type":"image","width":5700},"subtitle":"A credit card at the right time","title":"Safe and quick online payments"},"cta":{"componentType":"cta","textLink":{"text":"Explore our credit cards","url":"/en/personal/payments/creditcards"}}},"publishDate":"2026-06-10T05:34:10.202+02:00"}}