{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Want to raise your credit card limit? It's easy in My ING.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<ol><li><a href=\"https://mijn.ing.nl/banking/mobile/creditcards/change-limit?EW=true\">Log in with your ING App or My ING</a> (it’ll take you straight to the right place).</li><li>Confirm the new limit. You’ll see the change straight away.</li></ol><p>We’ll assess your request at once. This will include performing a credit check with the Central Credit Registration Office (BKR).</p>"},"title":"How to change your credit card limit"},{"componentType":"paragraph","richBody":{"value":"<p>The card limit is the maximum amount that you can spend with your credit card. You may need to raise your limit slightly for some purchases. The maximum card limits are given below.</p><ul><li>Student credit card: limit up to €1.000</li><li>Credit card: limit up to €5.000</li><li>Platinum card: limit up to €20.000</li></ul><p>If you have a student credit card, the maximum limit is €1.000 – you can’t go any higher. What you can do, though, is to convert your student account to a current account and then request a higher limit on your credit card, provided you have sufficient income.</p>"},"title":"Maximum limits per credit card"},{"componentType":"paragraph","richBody":{"value":"<p>Did you know that both the ING App and My ING allow you to transfer money right from your current account to your credit card with the &apos;Deposit&apos; option?  The amount will be available on your credit card instantly – you’ll see it in your credit card transactions.</p>"},"textLinks":[{"text":"More information about extra payments","url":"/en/personal/payments/creditcards/deposit-and-withdraw"}],"title":"Temporarily need more available credit?"},{"accordionList":[{"richBody":{"value":"<p>To raise your limit, you need to be the primary cardholder, be resident in the Netherlands and have your income deposited in the current account that is linked to your credit card.</p>"},"title":"Why can’t I raise my credit card limit?"}],"componentType":"accordion"},{"componentType":"cta","textLink":{"text":"Ask your question via chat","url":"https://mijn.ing.nl/banking/mobile/service?dialog=service-contacts-chat"}},{"componentType":"linkList","iconTitle":{"title":"Settings and information"},"textLinks":[{"text":"What else can I manage for my credit card?","url":"/en/personal/payments/creditcards"}]}]},"hasMacro":false,"id":"873401f3-b074-454a-a657-750b8f53cb5f","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Apply for a credit card","url":"/en/personal/payments/creditcards"}},"componentType":"productHeader","coreHeader":{"body":"Want to raise your credit card limit? It’s easy in My ING.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/7c9fd75bab645e9d/original/subscriptions-infographics-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/507aa8dc-6a5c-42e9-af21-57aeb4d9102d/subscriptions-infographics-1920","type":"image","width":1920},"title":"Raise your credit card limit"},"cta":{"componentType":"cta","textLink":{"text":"Change limit of your creditcard","url":"https://mijn.ing.nl/banking/creditcards/change-limit?EW=true"}},"legalBanner":{"body":"Let op! Geld lenen kost geld","componentStyle":"default","headerBannerType":"headerBannerType","image":{"extension":"svg","original":"https://assets.ing.com/m/3f5c0b274ee863ed/original/Group-7.svg","transformBaseUrl":"https://assets.ing.com/transform/bfc47636-d002-461a-b209-589beaaa7596/Group-7","type":"image","width":46}}},"publishDate":"2026-05-07T16:01:06.660+02:00"}}