ING Credit Cards are Mastercard credit cards. ING offers several credit cards. Some banking packages include a credit card at no extra cost. If you choose a different credit card, or if your package does not include one, additional fees may apply. Compare our credit cards, benefits, and view the current fees.
"},"textLinks":[{"text":"Credit card terms and conditions 2024","url":"https://assets.ing.com/m/1597ffe0420b23da/original/Credit-Card-terms-and-conditions.pdf"}]},{"componentType":"sectionTitle","title":"How can I apply for a Mastercard?"},{"componentType":"paragraph","richBody":{"value":"You can apply for a Mastercard in the ING app and My ING and it takes no time at all. During your application, we assess the use of your current account and check your details with BKR. The spending limit is assessed on the basis of the applicant's income. Even in the case of an and/or account, we only take the applicant's income into account when assessing the spending limit.
Requirements: 18 years or older, an ING current account and an income of at least €500 per month on your ING current account.
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Payments using your credit card are debited once a month from your ING current account. This happens in the first week of the month. You can find the exact dates here.
"},"title":"When will credit card payments be debited?"},{"richBody":{"value":"With purchase protection, the products that you pay for with your credit card are insured against theft, loss and damage. More information about the credit card purchase protection.
"},"textLinks":[{"text":"Credit card and Platinum card insurance policy 2025","url":"https://assets.ing.com/m/3f24811fc840e01c/original/Credit-and-Platinum-insurance-Policy-2025.pdf"}],"title":"How does Purchase Protection Insurance work?"},{"richBody":{"value":"Did something go wrong with a credit card purchase or cash withdrawal? With the refund service (GeldTerugService), you can easily request a refund of your credit card payment.
A refund of a payment made with your Credit Card can only be requested if:
Always try to come to a solution with the seller first. Can't work it out together or is the seller unreachable? Then you can use the Refund Service. We will ask for proof that you have contacted the seller.
"},"textLinks":[{"text":"Credit card payment refund","url":"/particulier/betalen/creditcards/geldterugservice"}],"title":"How does the refund service (GeldTerugService) work?"},{"richBody":{"value":"Paying online by credit card is just as secure as iDeal or direct debit. Additional checks are even made via the MasterCard Securecode. In case of irregular payments, a payment may be stopped and we will contact you. In addition, you will increasingly be asked to confirm your payment with your ING app or the ING scanner.
In case of misuse of your credit card such as fraud, loss or theft, we will reimburse you in full if there is no fraud, intent and gross negligence on your part.
"},"title":"Is paying online by credit card safe?"},{"richBody":{"value":"ING's credit cards are Mastercard credit cards. You can pay at more than 35 million addresses worldwide, anywhere you see the Mastercard logo.
"},"title":"Are ING's credit cards from Mastercard or VISA?"},{"richBody":{"value":"Do you want to upgrade or change your Credit Card? You can easily arrange this online through My ING. Detailed information on how this works can be found on our information page: Upgrade or change your credit card.
"},"title":"How can I upgrade or change my credit card type?"},{"richBody":{"value":"Have you lost your credit card or has it been stolen? Immediately block your credit card via the ING App or through My ING to prevent any damage. You can unblock your credit card at any time, or replace it if you can’t find it. Having trouble blocking your credit card? Contact our chat service — we’re happy to help.
Suspect misuse of your credit card? Call the ING Emergency Line right away: +31 (0)20 222 88 00. We’re available 24 hours a day, 7 days a week. We’ll block your credit card immediately. You’ll receive a new credit card within 6 working days after the block.
"},"title":"What should I do in case of loss, theft or misuse?"},{"richBody":{"value":"With a Joint account, you can apply for up to two additional credit cards. All spending with the additional credit card(s) falls under the spending limit of your current credit card.
"},"title":"With an ING Joint account, can my partner and I both get credit cards?"}],"componentType":"accordion"},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"text":"Bank accounts","url":"/en/personal/payments/bank-accounts"},{"text":"Mobile payments","url":"/en/personal/payments/pay-with-your-phone"},{"text":"Transfer money","url":"/en/personal/payments/money-transfers"},{"text":"Credit cards","url":"/en/personal/payments/creditcards"},{"text":"Debit cards","url":"/en/personal/payments/debit-cards"},{"text":"Cash","url":"/en/personal/payments/cash"},{"text":"Payments abroad","url":"/en/personal/payments/payments-abroad"},{"text":"Switch from your current bank to ING","url":"/en/personal/payments/switch-to-ing"},{"text":"Payment product rates overview","url":"/en/personal/payments/rates"},{"text":"Compare packages","url":"/en/personal/plans/4-compare-plans"}]},{"componentType":"linkList","iconTitle":{"title":"More information"}}]},"hasMacro":false,"id":"88e35607-7e1e-46c3-be62-9305ba4c5a49","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Request a credit card","url":"/en/personal/payments/creditcards"}},"componentType":"productHeader","coreHeader":{"body":"ING's credit cards are Mastercard credit cards. You can pay at more than 35 million addresses worldwide, anywhere you see the Mastercard logo. A Mastercard credit card has many advantages. For example, you can pay securely with it worldwide and most purchases made a credit card are insured for 365 days against damage, theft and loss.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/aa415c73-0ff0-440f-8038-afc489ddbdaa/Back-view-of-a-woman-bringing-the-menu-board-from-the-city-street-into-the-restaurant.jpg","transformBaseUrl":"https://assets.ing.com/transform/aa415c73-0ff0-440f-8038-afc489ddbdaa/Back-view-of-a-woman-bringing-the-menu-board-from-the-city-street-into-the-restaurant","type":"image","width":5616},"title":"Apply for a Mastercard"},"cta":{"componentType":"cta","textLink":{"text":"View our credit cards","url":"/particulier/betalen/creditcards"}},"usps":[{"body":"Travel with worldwide coverage","icon":{"extension":"svg","original":"https://assets.ing.com/m/7c158c0ba780dccf/original/Feedback-Check_Mark_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/36c4efe8-31f5-4d67-bf86-55821b88f6c6/Feedback-Check_Mark_Outline","type":"image","width":32}},{"body":"Pay more securely online","icon":{"extension":"svg","original":"https://assets.ing.com/m/7c158c0ba780dccf/original/Feedback-Check_Mark_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/36c4efe8-31f5-4d67-bf86-55821b88f6c6/Feedback-Check_Mark_Outline","type":"image","width":32}},{"body":"Theft, damage and loss are insured","icon":{"extension":"svg","original":"https://assets.ing.com/m/7c158c0ba780dccf/original/Feedback-Check_Mark_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/36c4efe8-31f5-4d67-bf86-55821b88f6c6/Feedback-Check_Mark_Outline","type":"image","width":32}}]},"publishDate":"2026-09-08T16:16:29.362+02:00"}}