{"type":"document","data":{"id":"dcd83cc0-6d5e-4dc7-add6-98ab66405d83","localeString":"en-GB","publishDate":"2026-03-26T14:41:37.210+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Need a little extra money for something? With an additional balance, you withdraw money from the limit on your ING Credit card or Platinum card."},"mainHeaderZone":{"componentType":"productHeader","legalBanner":{"image":{"transformBaseUrl":"https://assets.ing.com/transform/bfc47636-d002-461a-b209-589beaaa7596/Group-7","type":"image","width":46,"original":"https://assets.ing.com/m/3f5c0b274ee863ed/original/Group-7.svg","extension":"svg"},"body":"Let op! Geld lenen kost geld","headerBannerType":"headerBannerType","componentStyle":"default"},"coreHeader":{"body":"Need a little extra money in your current account for something? With an additional balance, you can transfer money from the limit on your credit card or platinum card to your current account. Please note: you can only do this if you have a Credit card or Platinum card with spread payments.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/f0ec1d80-594b-420d-908a-6a4074a46858/Man-carrying-a-stack-of-beach-cushions-on-his-shoulders-by-the-sea","type":"image","width":4592,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/6de925d95a1b412e/original/Man-carrying-a-stack-of-beach-cushions-on-his-shoulders-by-the-sea.jpg","extension":"jpg"},"title":"Additional balance"},"backLink":{"textLink":{"url":"/en/personal/payments/creditcards","text":"Apply for a credit card"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"How does an additional balance work?","richBody":{"value":"<ul><li>You have a Credit card or Platinum card with spread payments.</li><li>Request an additional balance by calling 020 22 888 88. Please have your credit card and debit card near to hand.</li><li>Tell us how much you want to transfer.</li><li>After your request is approved, the money will be available in your current account within seven business days.</li></ul>"}},{"componentType":"paragraph","title":"Amount withdrawn","richBody":{"value":"<p>Depending on your card limit, you can transfer up to €1,200 per day with a Credit card and up to €2,500 per day with a Platinum card. You can use up to 90% of your card limit for the additional balance.</p>"}},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"url":"/en/personal/payments/creditcards/deposit-and-withdraw","text":"Make an extra payment"},{"url":"/en/personal/payments/creditcards/spread-payments","text":"Spread payments"}]},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"url":"/en/personal/payments/bank-accounts","text":"Bank accounts"},{"url":"/en/personal/payments/pay-with-your-phone","text":"Mobile payments"},{"url":"/en/personal/payments/money-transfers","text":"Transfer money"},{"url":"/en/personal/payments/creditcards","text":"Credit cards"},{"url":"/en/personal/payments/debit-cards","text":"Debit cards"},{"url":"/en/personal/payments/cash","text":"Cash"},{"url":"/en/personal/payments/payments-abroad","text":"Payments abroad"},{"url":"/en/personal/payments/switch-to-ing","text":"Switch from your current bank to ING"},{"url":"/en/personal/payments/rates","text":"Payment product rates overview"},{"url":"/particulier/betalen/bankrekeningen/pakketvergelijken","text":"Compare packages"}]}]}}}