{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"The Common Reporting Standard (CRS) is an agreement between countries to exchange data. The purpose of this agreement is that everyone pays tax in the right country. As a bank, we must therefore ask you which country you are a tax resident of.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Why do we ask where you pay taxes?"},{"componentType":"paragraph","richBody":{"value":"<p>By law, we must ask in which country you pay taxes. This is called your country of tax residence. You will be asked about this if you:</p><ul><li>Open a payment, savings, or investment account with ING</li><li>Change your personal details, such as moving abroad</li></ul><p>Is this also relevant for your child(ren)? Then we need this information for them too.</p><p><strong>What happens with your data?</strong></p><p>If you say that you pay taxes in a country other than the Netherlands, we must report this to the Dutch Tax Authority. They will then send your information to the tax authority of that other country.</p><p><strong>Report changes to us</strong></p><p>Has your personal situation changed? For example, if you move abroad, your country of tax residence may also change. Please let us know through the link above.</p>"}},{"componentType":"sectionTitle","title":"How do I report my country of tax residence?"},{"componentType":"paragraph","richBody":{"value":"<p>You can report in which country or countries you (or your child) are a tax resident in different ways:</p><p><strong>Digital – fast and easy</strong></p><p>Did you receive a message in My ING or the ING app? You can respond directly there.</p><p>You can go directly to the form in My ING using this <a href=\"https://mijn.ing.nl/banking/tax-residency\">link</a>. Do you want to submit it for your child? Then use <a href=\"http://mijn.ing.nl/banking/tax-residency-minor\">this</a> link.</p><p><strong>By post or email</strong></p><p>Can’t report your details online? Then you can use the CRS Self-Certification form available on this page.</p><ol><li>Download the pdf.</li><li>Complete the questionnaire – either digitally or by hand.</li><li>Send the completed questionnaire to us by post or e-mail.</li></ol><p>We also need to record the tax residence of children, even if they don’t pay taxes yet. As a parent, you report this on behalf of your child.</p>"},"textLinks":[{"text":"CRS self certification form for adults (PDF)","url":"https://assets.ing.com/m/221b9699fe683442/original/CRS-form-Self-certification-form-to-establish-tax-status-for-individuals.pdf"},{"text":"CRS self certification form for children (PDF)","url":"https://assets.ing.com/m/2fac8e4669d1c3b9/original/CRS-form-Self-certification-form-to-establish-tax-status-for-individuals-Child.pdf"}]},{"componentType":"linkList","iconTitle":{"title":"More information"},"textLinks":[{"text":"Commonly used CRS terms","url":"/en/personal/payments/common-reporting-standard/terms"},{"text":"Questions and answers about CRS","url":"/en/personal/payments/common-reporting-standard/questions-and-answers"},{"text":"The Belastingdienst and CRS","url":"https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/belastingdienst/zakelijk/internationaal/vermogen/common_reporting_standard/"}]},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"text":"Bank accounts","url":"/en/personal/payments/bank-accounts"},{"text":"Mobile payments","url":"/en/personal/payments/pay-with-your-phone"},{"text":"Transfer money","url":"/en/personal/payments/money-transfers"},{"text":"Credit cards","url":"/en/personal/payments/creditcards"},{"text":"Debit cards","url":"/en/personal/payments/debit-cards"},{"text":"Cash","url":"/en/personal/payments/cash"},{"text":"Payments abroad","url":"/en/personal/payments/payments-abroad"},{"text":"Switch from your current bank to ING","url":"/en/personal/payments/switch-to-ing"},{"text":"Payment product rates overview","url":"/en/personal/payments/rates"},{"text":"Compare packages","url":"/en/personal/plans/4-compare-plans"}]}]},"hasMacro":false,"id":"3402a8df-752d-4e51-a2da-189e30622681","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"All about payments","url":"/en/personal/payments"}},"componentType":"productHeader","coreHeader":{"headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/10e31cf7fbb42010/original/Woman-walking-hiking-through-basque-country.jpg","transformBaseUrl":"https://assets.ing.com/transform/0208ba89-05c4-4bc7-b6db-5076c512bad4/Woman-walking-hiking-through-basque-country","type":"image","width":6000},"title":"Determine tax residency"},"cta":{"componentType":"cta","textLink":{"text":"Establish tax residency via online banking","url":"https://mijn.ing.nl/banking/tax-residency"}},"secondaryCta":{"textLink":{"text":"Establish tax residency child via online banking","url":"https://mijn.ing.nl/banking/tax-residency-minor"}}},"publishDate":"2026-05-22T14:37:31.938+02:00"}}