Extra interest on your savings, the opportunity for higher returns with Easy Invest, and a free current account for a full year. Everything clearly organised and easy to manage in the ING app. Smart, right?
Discover the benefits.
"}},{"componentType":"actionAccordion","actionAccordionList":[{"title":{"value":"The convenience of Easy Invest
"},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"If you have enough savings as a financial buffer, investing can be a logical next step. With Easy Invest, you can start investing in an accessible way. Even if you have little or no experience. You invest easily in one of our carefully selected funds, managed by our investment experts.
Benefits of Easy Invest:
The certainty of a temporary 2.25% annual savings interest rate
"},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"When you become an ING customer, we automatically open an Orange Savings Account for you with a variable interest rate of up to 1.25%. Are you participating in this promotion? Then you will receive an additional 1% promotional interest per year on the part of your savings that is equal to your investment in Easy Invest. This applies for a maximum of 12 months and up to a savings balance of €500,000.
You have €5,000 in savings on your Orange Savings Account and you invest €3,000 net via Easy Invest. In this example, we assume that both your savings balance and your net investment remain unchanged for 12 months.
What will this yield after 12 months?
How is this amount calculated?
1. Promotional interest (1%)
You receive 1% promotional interest on the part of your savings that is equal to your net investment in Easy Invest.
2. Savings interest on the Orange Savings Account (1.25%)
In addition, you receive the regular savings interest on your entire savings balance.
Example 2: You make an additional investment after 6 months
You have €6,000 in savings on your Orange Savings Account and initially invest €4,000 net via Easy Invest. After 6 months, you make an additional investment of €2,000, increasing your total net investment to €6,000.
What will this yield after 12 months?
1. Promotional interest (1% per year)
Months 1–6
Months 7–12 (after the additional investment)
Total promotional interest
€20.00 + €30.00 = €50.00
2. Savings interest on the Orange Savings Account (up to 1.25% per year)
In addition, you receive the regular savings interest on your entire savings balance:
Interest rates may change. For the current savings interest rate on the Orange Savings Account, please visit ing.nl/oranjespaarrekening.
"},"textLinks":[{"url":"/en/personal/savings/savings-account","text":"More about the Orange Savings Account"}]}]},{"title":{"value":"The benefit of a free current account for 1 year
"},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"With an ING Current Account, you can manage your daily finances anytime, anywhere.
As a new ING customer, you will receive a one‑time cashback of €48. This is equal to the cost of one year of the Orange Package. Prefer a different package, such as Orange Package Extra? You will still receive the €48 cashback.
"},"textLinks":[{"url":"/en/personal/payments/bank-accounts/open-an-account","text":"More info about ING Current Account"}]}]}]},{"componentType":"sectionTitle","title":"How to participate"},{"componentType":"applicationProcess","steps":{"title":"Complete the following steps no later than 21 July:","stepList":[{"title":"Open your ING Account as a new customer","body":"Download the ING app and open your Current Account, Joint Account and/or Student Account quickly and easily."},{"title":"Register for the promotion","body":"Register no later than 21 July 2026 via the online registration form.","textLink":{"url":"https://mijn.ing.nl/banking/campaign-management/c4eab352-2c8a-5b02-91d7-4c6d5a8a0847","text":"Register now"}},{"title":"Open an investment account during the promotion period","body":"And make your first deposit. You can start investing from as little as €10. For this promotion, your net investment (total deposits minus withdrawals) made between 21 April and 21 July 2026 will be taken into account."},{"title":"Deposit money into your Orange Savings Account","body":"Arranged in just a few clicks in the App."}]}},{"componentType":"paragraph","richBody":{"value":"Please read the promotion terms and conditions that apply to this offer: Terms & conditions 1 year's free current account and read the full promotion terms and conditions of saving and investing.
"}},{"componentType":"cta","microCopy":"Open your account in 10 minutes as a new customer","textLink":{"url":"/en/personal/payments/bank-accounts/open-an-account","text":"Step 1"}},{"componentType":"sectionTitle","title":"Good to know"},{"componentType":"paragraph","richBody":{"value":"Investing involves risks and costs. You may lose your invested capital or part of it. Read more about the risks of investing and how to limit them. Read more about the risks of investing and how to limit them. And also view the Investment Terms and Conditions .
"}},{"componentType":"sectionTitle","title":"Join now and start saving and Easy Invest with ING"},{"componentType":"productFeatures","highlighted":false,"items":[{"title":"Ready within 10 minutes with the ING App"},{"title":"Your account is ready to use immediately after opening"},{"title":"All your savings and investments in one clear app"}]},{"componentType":"cta","microCopy":"In 10 minutes with the ING-App","textLink":{"url":"/en/personal/payments/bank-accounts/open-an-account","text":"Open your account now"}},{"componentType":"sectionTitle","title":"Answers to your questions"},{"componentType":"accordion","accordionList":[{"title":"When will the €48 cashback for my package costs be paid?","richBody":{"value":"We pay this within one month after the promotion ends (by 17 July) to your current account.
"}},{"title":"Which payment packages can I participate with?","richBody":{"value":"All of them! When you become a new ING customer, you can choose from the different Orange Packages. And regardless of which package you choose, you will receive a one‑time cashback of €48. This amount is equal to one year of package fees for the Orange Package, our most popular package.
"}},{"title":"Can I participate in this promotion with a Student Account?","richBody":{"value":"Yes, you can – however, you will not receive the €48 cashback, because the ING Student Account does not have monthly account fees.
"}},{"title":"Does an additional deposit after the promotion period still count towards the promotional interest?","richBody":{"value":"Yes. Any additional deposits made after 21 July 2026 will still count towards the promotional interest, as long as they are made within your remaining promotional interest period of up to 12 months.
This is always based on your total net investment: the total amount you invest in the Easy Investing portfolio, minus any withdrawals.
All net investments are taken into account up to a maximum savings balance of €500,000.
If you make an additional net investment during the promotional interest period, the amount on which you receive promotional interest may increase, up to this maximum.
"}},{"title":"How is the promotional interest calculated?","richBody":{"value":"You receive promotional interest on the part of your savings that is equal to your net investment in Easy Invest, up to a maximum savings balance of €500,000. The promotional interest is calculated daily. It starts as soon as you are registered for the promotion and your first net investment is made. Market fluctuations of your investments do not affect the calculation. If you make a withdrawal, the amount on which you receive promotional interest may decrease.
Please read the promotion terms and conditions for more details.
"}},{"title":"What is the maximum savings interest rate you can receive?","richBody":{"value":"The maximum savings interest rate consists of the variable savings rate on the Orange Savings Account (up to 1.25%) and a temporary promotional interest rate of 1% per year. This means the total savings interest rate can temporarily increase to a maximum of 2.25% per year.
Spaarsaldo | Spaarrente particuliere Oranje Spaarrekening | Actierente | Maximale rente tijdelijk |
€0 – €10.000 | 1,25% | 1,00% | 2,25% |
€10.000 – €100.000 | 1,00% | 1,00% | 2,00% |
€100.000 – €1.000.000 | 1,00% | 0,00% | 1,00% |
Boven €1.000.000 | 0,00% | 0,00% | 0,00% |
The savings interest rate on the private Orange Savings Account is a variable annual rate and applies as of 18 April 2025.
Interest rates may change. For the current savings interest rate of the Orange Savings Account, please visit ing.nl/oranjespaarrekening.
"}},{"title":"When does the promotional interest period start and when is it paid out?","richBody":{"value":"
The promotional interest period starts as soon as you:
The promotional interest is paid monthly, at the end of each month, into your Orange Savings Account, for a maximum period of 12 months. If you have multiple savings goals on your Orange Savings Account, the promotional interest will be credited to the first savings goal you created.
You will not receive promotional interest without a net investment. If you make your first investment at a later stage, you will receive promotional interest for a shorter period, as the promotional interest period is not extended. So, if you want to benefit from the promotional interest for as long as possible, make sure to invest as soon as possible after registering.
"}},{"title":"What happens if I withdraw money from my Easy Invest account during the promotional interest period?","richBody":{"value":"If you withdraw money from the investment portfolio of your Easy Investing account during the promotional interest period, your net investment will decrease. As a result, the amount on which you receive promotional interest may also be reduced.
Example: You have €10,000 in savings on your Orange Savings Account and have invested €10,000 net in your investment portfolio. You receive promotional interest on €10,000. If you then withdraw €5,000 from your investment portfolio, your net investment becomes €5,000, and from that moment on you will receive promotional interest on €5,000.
The promotional interest is calculated daily, which means that a withdrawal can have an immediate effect on the amount on which you receive promotional interest.
"}},{"title":"What does Easy Invest cost?","richBody":{"value":"You pay a service fee of 0.40% and fund costs, which are already included in the fund price. Learn how this works. You can start Easy Investing from as little as €10.
"}},{"title":"Do market fluctuations affect my promotional interest?","richBody":{"value":"No. Market fluctuations in the value of your investment portfolio do not affect the promotional interest.
When calculating the promotional interest, we only look at your net investment in the investment portfolio of your Easy Investing account and the savings balance on your Orange Savings Account. If the value of your investments rises or falls due to market movements, this does not change the amount on which you receive promotional interest.
"}},{"title":"What happens if my savings balance decreases during the promotional interest period?","richBody":{"value":"If your savings balance decreases—for example because you withdraw or transfer money from your Orange Savings Account—you will receive promotional interest on the lower savings balance, as long as this balance is at least equal to your net investment in Easy Invest.
"},"textLinks":[{"url":"/en/personal/savings/savings-account","text":"More about the Orange Savings Account"}]},{"title":"Can I participate with an investment product other than Easy Invest?","richBody":{"value":"If you choose Wealth Management as a new customer and participate in this promotion, you will also receive the €48 cashback. In that case, the following terms and conditions apply:
Other ING investment products are excluded.
Actievoorwaarden 1 jaar gratis betaalrekening en Actievoorwaarden Slim Sparen en Beleggen met vermogensbeheer.
"}}]}]}}}