{"type":"document","data":{"complementaryZone":{"flexComponents":[{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/68fdc3bd1aa249b7/original/student-banner.jpg","transformBaseUrl":"https://assets.ing.com/transform/80fd337d-5f98-4a2b-b3d1-1e2a3f666265/student-banner","type":"image","width":5804},"intro":"See all benefits of banking at ING for students","link":{"url":"/en/personal/students"},"title":"Students at ING"}],"componentType":"cards"}]},"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Open your free student account with your phone – it's quick and easy! You can open a student account if you’re 18 years old and a full-time student (intermediate vocational, higher professional or university education). Also for international students.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"feature","featureName":"ing-feat-device-specific-app-download?__align=full-width"},{"componentType":"sectionTitle","title":"What is a Student Account?"},{"alignedImage":{"position":"right"},"componentType":"paragraph","richBody":{"value":"<p>The ING Student Account is a free account for students between 18 and 30 years old. When you open a Student Account with ING, you automatically receive an <a data-type=\"internal\" href=\"/en/personal/savings/savings-account\">Orange Savings Account</a> with a variable interest rate. This way, you can start saving right away.</p><p>You can apply for a Student Account if you are 18 years old and enrolled in a full-time MBO, HBO, or university program. You must have your DUO student finance deposited into your Student Account or <a data-type=\"internal\" href=\"/en/personal/payments/bank-accounts/proof-of-enrollment\">declare once a year that you are studying</a>.</p>"}},{"accordionList":[{"richBody":{"value":"<p>Follow these steps to open a ING Student Account: </p><ol><li>Download the ING App, via Appstore or Paystore</li><li>Select your preferred type of account and fill in your personal information.</li><li>All done! Started without BSN? Then you have 90 days to provide us your BSN. </li></ol><p>You can start opening your account when: </p><ul><li>You are over the age of 18</li><li>You have your smartphone at hand</li><li>Have your valid passport or European identity card; a Dutch residence permit (temporary, permanent or W-document) at hand. </li></ul><p>Tips for a smooth opening process:</p><ul><li>If you already have a residence permit card then you should use your residence permit card for a smoother experience.</li><li>If you want to open a bank account with a passport outside the European Economic Area (EEA), you might require a valid MVV document* an MVV document check can take a couple of days. Check if your country requires an MVV <a style=\"background-color: rgb(255, 255, 255);\" href=\"https://www.ing.nl/en/personal/payments/bank-accounts/mobile-open-an-account-identification\">here</a>.</li><li>If you are onboarding with a Non-EEA passport, you accept that you need to provide your BSN and Dutch address within 90 days.</li><li>While opening an account, you should provide your current address as your residential/home address if you haven’t resided in The Netherlands officially yet.</li></ul><p>*What is an MVV? The MVV is an entry visa intended for persons who want to stay in the Netherlands for more than 90 days. The MVV is a visa sticker (Type D) that is placed in your passport by the Dutch embassy or the Dutch consulate in the country you reside. With an MVV you can travel to the Netherlands and pick up your residence permit.</p>"},"title":"How do I open a Student Account?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Benefits of a Student Account"},{"componentType":"appPromoter","featureSlideList":[{"body":"Thinking of raiding your savings for those awesome shoes, but later regretting you couldn’t join your friends at that festival? Turn on the savings lock and resist the temptation.","image":{"extension":"png","original":"https://assets.ing.com/m/1d96d747b9699602/original/Spaarslot-ENG.png","transformBaseUrl":"https://assets.ing.com/transform/87eccfb7-1893-4408-b259-adcb15a90a1c/Spaarslot-ENG","type":"image","width":375},"title":"No spontaneous raids on your savings?"},{"body":"Round up every purchase you make and automatically transfer the difference to your savings account with Round Up & Save.","image":{"extension":"png","original":"https://assets.ing.com/m/5e0cef397488475a/original/Round-up-and-save-ENG.png","transformBaseUrl":"https://assets.ing.com/transform/3f48ee9b-1782-44ed-996b-f3560d0114c8/Round-up-and-save-ENG","type":"image","width":375},"title":"Save without even noticing"},{"body":"Always in control, never surprised. Set an alert when your student allowance comes in or when your balance gets too low.","image":{"extension":"png","original":"https://assets.ing.com/m/4ac04d1d0f6c6638/original/Seintje-laag-saldo-ENG.png","transformBaseUrl":"https://assets.ing.com/transform/baac3520-bdf3-443d-a920-ff7561cedd4e/Seintje-laag-saldo-ENG","type":"image","width":750},"title":"Balance alert"},{"body":"Make it tangible with savings goals. One piggy bank for each of your goals, so you always know where you stand.","image":{"extension":"png","original":"https://assets.ing.com/m/60dfd790f9a3e222/original/Spaarrekening_ENG.png","transformBaseUrl":"https://assets.ing.com/transform/149d892f-d570-4a1e-a029-7d0551aef01f/Spaarrekening_ENG","type":"image","width":750},"title":"Saving for your goals?"},{"body":"Planning an expense? With Look Ahead, you can see which regular income and expenses are still coming. No surprises for you, that’s reassuring.","image":{"extension":"png","original":"https://assets.ing.com/m/6283eaa5e3d62b75/original/Kijk-vooruit_ENG.png","transformBaseUrl":"https://assets.ing.com/transform/e6d1d9ef-6a72-41dd-b88e-92c369876bf9/Kijk-vooruit_ENG","type":"image","width":780},"title":"Take a look ahead"},{"body":"The Insight tool categorizes your spending, making it easier to see where your money goes each month.","image":{"extension":"png","original":"https://assets.ing.com/m/2e78f7409e631c93/original/Insight-ENG.png","transformBaseUrl":"https://assets.ing.com/transform/5870b3ac-d159-475a-8edd-ac8bae1419db/Insight-ENG","type":"image","width":750},"title":"Make conscious choices with Insight"}]},{"componentType":"feature","featureName":"ing-feat-device-specific-app-download?__align=full-width"},{"componentType":"sectionTitle","title":"What does a Student Account cost?"},{"componentType":"paragraph","richBody":{"value":"<p>An ING Student Account is free, there is no monthly fee. When and what extra costs might occur, you will find in <a href=\"https://assets.ing.com/m/168b84ce21aa46c9/original/ING_Summary-of-costs-and-charges-for-ING-payment-products-for-personal-customers.pdf\">this overview</a>. Read al terms and conditions <a href=\"https://assets.ing.com/m/736657e3c8be9bb3/original/Terms-and-Conditions-and-other-regulations-version-october-2025-temporarily.pdf\">here.</a></p>"}},{"componentType":"sectionTitle","title":"Convert your Student Account from or to a Current Account?"},{"componentType":"paragraph","richBody":{"value":"<p>If you have an ING Youth Account, we’ll automatically convert it to a Student Account when you turn 18. For this, it’s important that you’ve identified yourself in the ING App so we know you’ve reached 18. </p><p>Do you have a Current Account and want to switch it to a Student Account, or vice versa? You can do this yourself in the ING App or via the link below.</p>"},"textLinks":[{"text":"Convert Current Account to Student Account","url":"/en/personal/students/convert-current-account-to-student-account"},{"text":"Convert student account to current account","url":"/en/personal/students/convert-student-account-to-current-account"}]}]},"hasMacro":false,"id":"503482cb-ba9b-4d66-bd19-c1a411564cfc","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Open a bank account online","url":"/en/personal/payments/bank-accounts"}},"componentType":"productHeader","coreHeader":{"body":"The free ING Student Account for students between 18 and 30 years old. Easily open your account via the ING App. No BSN needed to get started.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/5d63630b72f2de69/original/Group-of-friends-carrying-each-other-down-a-city-street.jpg","transformBaseUrl":"https://assets.ing.com/transform/e55e0654-aca7-42a5-ab51-ebc92782ff2f/Group-of-friends-carrying-each-other-down-a-city-street","type":"image","width":5700},"title":"Open a Student Account"},"deviceSpecificCta":{"android":{"text":"Download in Google Play","url":"https://play.google.com/store/apps/details?id=com.ing.mobile"},"componentType":"deviceSpecificCta","ios":{"text":"Download in App Store","url":"https://apps.apple.com/nl/app/ing-nederland/id474495017"}},"usps":[{"body":"€0 per month","icon":{"extension":"svg","original":"https://assets.ing.com/m/14a491cbd4416c14/original/Products-Moneybag_Pound_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/c6e481f1-6901-4629-a66c-0eabb3db41bc/Products-Moneybag_Pound_Outline","type":"image","width":0}},{"body":"Start without BSN","icon":{"extension":"svg","original":"https://assets.ing.com/m/638bcc16604ae61a/original/Persons-Avatar_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/bf84c51f-23d0-402e-b36e-ac30d1589e31/Persons-Avatar_Outline","type":"image","width":0}}]},"publishDate":"2026-06-10T03:43:21.849+02:00"}}