{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Sometimes it’s handy to have an additional current account. Open an additional bank account using the app or My ING.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"cards":[{"cardSize":"medium","cardType":"product","checkMarkList":["From %{prijs.btp:ING_GoENG.Abfee_maand.eur}% per month","Comes with one debit card","Ready to use and accessible in My ING and the app the next business day"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/49689ae0ab3c280d/original/ing-deals-smart-spend-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/fd620eed-f442-4d31-827d-d9803548a870/ing-deals-smart-spend-1920","type":"image","width":1920},"link":{"url":"https://mijn.ing.nl/banking/retail-current-accounts/extra/open"},"title":"Additional account for myself"},{"cardSize":"medium","cardType":"product","checkMarkList":["From %{prijs.btp:OranjePakket_Extra_ING_BetaalpasENG.trans_fee.standaard.eur}% per month","Comes with two debit cards","Ready to use and accessible in My ING and the app the next business day"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/6fb24fa50ff65eb6/original/PEOPLE-STANDING-AT-HOME.jpg","transformBaseUrl":"https://assets.ing.com/transform/91d58c0b-afb0-4ea2-9e4e-07484f29f503/PEOPLE-STANDING-AT-HOME","type":"image","width":1920},"link":{"url":"https://mijn.ing.nl/banking/products/21"},"title":"A joint account (En/of Betaalrekening) for the two of us"}],"componentType":"cards"},{"componentType":"paragraph","richBody":{"value":"<ul><li><span lang=\"EN-US\" dir=\"ltr\"><span>On January 1st, 2026, the rate of the (first) Credit card change. </span></span><span lang=\"NL\" dir=\"ltr\"><span>Learn more <a data-type=\"internal\" href=\"/en/personal/payments/rates/changes-january-2026\">on ing.nl/changes-january-2026</a></span></span></li><li>Depending on the situation and how the account is used, you may pay slightly more. See the <a data-type=\"external\" href=\"https://www.ing.nl/en/pdf/personal/payments/summary-of-costs-and-charges-for-ing-payment-products-for-personal-customers-pdf\">summary of costs and charges (PDF)</a> for full details.</li><li>You can open a maximum of three current accounts in your own name. So if you already have a current account, you can open two more. For instance, one extra account in your own name and another one with a joint account holder.</li><li><p>Your money in a current account is legally protected under the <a href=\"http://www.dnb.nl/betrouwbare-financiele-sector/nederlandse-depositogarantie/\">Dutch Deposit Guarantee</a>, from 1 cent to €100,000. This protection applies per bank and per person. For more information, visit ing.nl/dgs.</p></li></ul>"},"title":"Good to know:"},{"componentType":"sectionTitle","title":"What if you don’t bank with ING yet?"},{"componentType":"paragraph","richBody":{"value":"<p>If you don’t bank with ING yet, you can <a data-type=\"internal\" href=\"/en/personal/payments/bank-accounts/open-account-mobile\">open</a> your first current account using your phone. It’s quick and easy – and can be done from the comfort of your own home. All you need is your mobile phone and your ID.</p>"},"textLinks":[{"text":"Open an account","url":"/en/personal/payments/bank-accounts/open-account-mobile"}]},{"componentType":"sectionTitle","title":"Frequently asked questions about an additional current account"},{"accordionList":[{"richBody":{"value":"<p>An additional current account for yourself or a joint account is easy to open in My ING or the app. No appointment necessary.</p>"},"title":"How do I schedule an appointment to open another account?"}],"componentType":"accordion"},{"componentType":"linkList","iconTitle":{"title":"Downloads & information"},"textLinks":[{"text":"ING can charge interest on current accounts","url":"/particulier/betalen/tarieven/renteberekening-op-je-betaalrekening"},{"text":"Terms and Conditions and other regulations for private account holders","url":"https://assets.ing.com/m/1a5ac987b499360/original/ING_Terms-and-Conditions-and-other-regulations.pdf"},{"text":"Summary of costs and charges for ING payment products for personal customers","url":"https://assets.ing.com/m/168b84ce21aa46c9/original/ING_Summary-of-costs-and-charges-for-ING-payment-products-for-personal-customers.pdf"},{"text":"Compare payment services","url":"/en/personal/payments/rates/payment-service-comparison"}]},{"componentType":"linkList","iconTitle":{"title":"Any questions?"},"textLinks":[{"text":"Frequently asked questions about payments","url":"https://www.ing.nl/particulier/zoeken?q=betaalrekeningen"},{"text":"More information about joint accounts","url":"/en/personal/payments/bank-accounts/open-a-joint-account"}]},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"text":"Switch to ING for free","url":"/en/personal/payments/switch-to-ing"}]},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"text":"Bank accounts","url":"/en/personal/payments/bank-accounts"},{"text":"Mobile payments","url":"/en/personal/payments/pay-with-your-phone"},{"text":"Transfer money","url":"/en/personal/payments/money-transfers"},{"text":"Credit cards","url":"/en/personal/payments/creditcards"},{"text":"Debit cards","url":"/en/personal/payments/debit-cards"},{"text":"Cash","url":"/en/personal/payments/cash"},{"text":"Payments abroad","url":"/en/personal/payments/payments-abroad"},{"text":"Switch from your current bank to ING","url":"/en/personal/payments/switch-to-ing"},{"text":"Payment product rates overview","url":"/en/personal/payments/rates"},{"text":"Compare packages","url":"/en/personal/plans/4-compare-plans"}]}]},"hasMacro":true,"id":"ac2697db-2b73-45ed-9cb0-ad6df5191506","localeString":"en-GB","macros":["prijs.btp:ING_GoENG.Abfee_maand.eur","prijs.btp:OranjePakket_Extra_ING_BetaalpasENG.trans_fee.standaard.eur"],"mainHeaderZone":{"backLink":{"textLink":{"text":"Open a bank account online","url":"/en/personal/payments/bank-accounts"}},"componentType":"productHeader","coreHeader":{"body":"Sometimes it’s handy to have an additional bank account, such as a joint account. It’s quick and easy to open in My ING.","headerImage":{"altTextDE":"\"","altTextEN":"\"","altTextFR":"\"","altTextNL":"\"","extension":"jpg","original":"https://assets.ing.com/m/5575cc21fa3831ba/original/Two-colleagues-stand-near-light-post-outside-ING-building-in-Brussels.jpg","transformBaseUrl":"https://assets.ing.com/transform/319fbe29-7465-4e0f-996d-5840381ed895/Two-colleagues-stand-near-light-post-outside-ING-building-in-Brussels","type":"image","width":5616},"subtitle":"For if you already have an account and want another one","title":"Additional current account (Betaalrekening)"}},"publishDate":"2026-06-10T03:56:55.768+02:00"}}