Opening a bank account is easily done using the ING App. You can use it directly after opening. When you open a current account as a new ING customer, we'll automatically open a free orange savings account for you. This savings account has a variable interest rate.
If you have a European passport, you can open your account straight away if you:
If you have a non-European passport, you can open your account straight away if you:
here.
*What is an MVV? The MVV is an entry visa intended for persons who want to stay in the Netherlands for more than 90 days. The MVV is a visa sticker (Type D) that is placed in your passport by the Dutch embassy or the Dutch consulate in the country you reside. With an MVV you can travel to the Netherlands and pick up your residence permit.
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| Orange package with discount | Orange package | Orange package extra | ||
|---|---|---|---|---|
| Monthly package fee | %{prijs.btp:OranjePakketmetkortingENG.Abfee_maand_nieuw.eur}% | %{prijs.btp:OranjePakketENG.Abfee_maand.eur}% | %{prijs.btp:OranjePakketExtraENG.Abfee_maand.eur}% | |
| Withdrawals and deposits | ||||
| Number of free cash deposits per year (banknotes). After that, € 6 per additional deposit. A deposit of coins always costs €6. | 0 | 2 | 4 | |
| Withdrawal in euros with debit card(s) from an ATM in the Netherlands or another EEA country(per withdrawal) | %{prijs.btp:euro_opnamekosten_ATM_betaalpasENG.trans_fee.sindsxxxxxxxxx.standaard.eur}% | €0,00 | €0,00 | |
| Other | ||||
| Paper services available (charged separately if you use them) | No | Yes | Yes | |
| Credit card or 50% discount on a platinum card | No | No | Yes | |
| Fee for 2nd account holder (€1.10 per month) included | No | No | Yes | |
| Purchase protection | No | No | Yes | |
| 10% discount on the service fee for easy invest (Eenvoudig Beleggen) | No | No | Yes |
Find more information about our packaged bank accounts here. Switching is quick and easy in My ING. Get more details about how this works, as well as terms and conditions here.
"},"alignedImage":{"position":"bottom"}}]},{"componentType":"applicationProcess","steps":{"title":"How do I open a ING current account","stepList":[{"title":"Download the ING App","body":"In the Appstore of Playstore"},{"title":"Choose your type of account and enter your details","body":"In the app, select a current account, answer some questions and confirm your identity with your ID."},{"title":"Choose your payment package","body":"You can choose between an orange package and an orange package with discount."},{"title":"Done!","list":["Started without BSN? Then you have 90 days to provide us with your BSN","Register locally to get your BSN if you become a tax resident or stay in the Netherlands for more than 4 months","Your account is active and ready for use right away after opening","Good to know: In some cases it might take a bit longer to open your account. For example if additional verifications are needed.","Immediate access to the ING app and mobile payments","You’ll receive your debit card within five business days"]}]}},{"componentType":"sectionTitle","title":"Take a look into the ING App"},{"componentType":"appPromoter","featureSlideList":[{"title":"Easily request a fund","body":"Paid on behalf of someone? Automatically split a payment into separate payment requests. That way, you have more time for the things you enjoy.","image":{"transformBaseUrl":"https://assets.ing.com/transform/97ecc602-8b53-4dfd-8244-22fe5cc3d735/Overview-ENG","type":"image","width":1080,"original":"https://assets.ing.com/m/6888d906924482d0/original/Overview-ENG.png","extension":"png"}},{"title":"Take a look into the future","body":"Big expense coming up? With Look Ahead, you can see which fixed income and expenses are still ahead. No surprises for you, just peace of mind.","image":{"type":"image","width":780,"original":"https://assets.ing.com/m/6283eaa5e3d62b75/original/Kijk-vooruit_ENG.png","extension":"png"}},{"title":"Make conscious choices with Insight","body":"The Insight tool categorizes your expenses, making it easier to see where you spend your money each month.","image":{"transformBaseUrl":"https://assets.ing.com/transform/1ccc611c-fe3f-4d09-86d6-9dc0bef16773/Insight_level3_ENG","type":"image","width":750,"original":"https://assets.ing.com/m/3390048c9b465c3e/original/Insight_level3_ENG.png","extension":"png"}},{"title":"Pay as you like","body":"With your smartphone or smartwatch (via Apple Pay, Google Pay, or Garmin Pay), with your debit card, or in cash.","image":{"transformBaseUrl":"https://assets.ing.com/transform/16cc57cb-1cd3-4b7f-ba8c-96e009120129/Betaal-zoals-jij-wil_-ENG","type":"image","width":750,"original":"https://assets.ing.com/m/3853a56b0d00e335/original/Betaal-zoals-jij-wil_-ENG.png","extension":"png"}},{"title":"Savings Account included","body":"Create up to 10 separate savings pots (e.g., for a holiday or a new washing machine). Set money aside automatically or save while you pay with Round Up & Save.","link":{"url":"/en/personal/savings/savings-account","text":"More about the Savings Account"},"image":{"transformBaseUrl":"https://assets.ing.com/transform/149d892f-d570-4a1e-a029-7d0551aef01f/Spaarrekening_ENG","type":"image","width":750,"original":"https://assets.ing.com/m/60dfd790f9a3e222/original/Spaarrekening_ENG.png","extension":"png"}}]},{"componentType":"feature","featureName":"ing-feat-device-specific-app-download"},{"componentType":"sectionTitle","title":"Need help?"},{"componentType":"paragraph","richBody":{"value":"Need help opening a current account? Reach out to our customer helpdesk.
"}},{"componentType":"sectionTitle","title":"Frequently asked questions about a ING current bank account"},{"componentType":"accordion","accordionList":[{"title":"Which orange package comes with paper account statements and transfer forms?","richBody":{"value":"Our orange package (OranjePakket) and orange package extra (OranjePakket Extra) both come with optional paper account statements, transfer forms, and return envelopes. Please note this comes at additional costs. Find more information our Summary of costs and fees. Paper-based services are not included in the orange package with discount (OranjePakket met Korting).
Good to know: all three orange packages are optimised for mobile and online use via our app and/or My ING.
Yes. In the ING app, you can change your orange package after 1 day. It's quick and easy.
"}},{"title":"What does purchase protection in the orange package cover?","richBody":{"value":"Purchase protection covers theft, loss or damage of items that have been paid for with your debit card or iDEAL (online). Purchase protection (Aankoopverzekering) is only included in the orange package extra (OranjePakket Extra).
"}}]},{"componentType":"linkList","componentStyle":"default","iconTitle":{"title":"More information"}}]}}}