{"type":"document","data":{"id":"9b418631-e53a-4eec-bfc3-a68442530f99","localeString":"en-GB","publishDate":"2026-04-24T09:40:15.771+02:00","contentType":"onecms:productPage","hasMacro":true,"macros":["prijs.btp:OranjePakketmetkortingENG.Abfee_maand_nieuw.eur"],"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Start banking at ING in a couple of minutes with the mobile banking app. Open your first current account on your phone – and save time for other things. Explore the options."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Start without BSN (if abroad)","icon":{"transformBaseUrl":"https://assets.ing.com/transform/40fc96fd-5a30-46ae-91d1-680bea680c8f/Nabestaanden-new-Icons_stap3-160x160-oranje","type":"image","width":160,"original":"https://assets.ing.com/m/776f09929ca745d/original/Nabestaanden-new-Icons_stap3-160x160-oranje.svg","extension":"svg"}},{"body":"Ready to use straight away","icon":{"transformBaseUrl":"https://assets.ing.com/transform/bc448fbc-b2fe-4f5f-be21-59250827a16b/Card-icon-outline-left","type":"image","width":463,"original":"https://assets.ing.com/asset/bc448fbc-b2fe-4f5f-be21-59250827a16b/Card-icon-outline-left.png","extension":"png"}},{"body":"From just %{prijs.btp:OranjePakketmetkortingENG.Abfee_maand_nieuw.eur}% per month","icon":{"transformBaseUrl":"https://assets.ing.com/transform/21890f4b-0d6f-45c7-a9a3-251e3f958645/Functionalities-Tag_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/14f475317bc3b02f/original/Functionalities-Tag_Outline.svg","extension":"svg"}}],"coreHeader":{"body":"In the app, open a current account within minutes. It’s easy – whenever and wherever you want.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/1fc0aecf-a717-4613-83b5-e22388bda234/Man-on-outdoor-stairs-with-E-Step-Cropped","type":"image","width":5921,"original":"https://assets.ing.com/m/7e989d0662f96620/original/Man-on-outdoor-stairs-with-E-Step-Cropped.jpeg","extension":"jpeg"},"title":"How to open a current account"},"backLink":{"textLink":{"url":"/en/personal/payments/bank-accounts","text":"Open a bank account online"}}},"flexZone":{"flexComponents":[{"componentType":"feature","featureName":"ing-feat-device-specific-app-download"},{"componentType":"sectionTitle","title":"What do I need to open my account?"},{"componentType":"paragraph","title":"If you have a European passport, you can open your account straight away if you:","richBody":{"value":"<ul><li>Are over the age of 18  </li><li>Have your smartphone at hand</li><li>Have a valid European passport or ID card, Dutch driving license or a Dutch residence permit (temporary, permanent or W-document)at hand. </li></ul>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/67fbfcd8-2b22-414b-bd1b-5dca0795ee23/Pasport-identity","original":"https://assets.ing.com/m/509b360186de20f7/original/Pasport-identity.svg","extension":"svg"}},{"componentType":"paragraph","title":"If you have a non-European passport, you can open your account straight away if you:","richBody":{"value":"<ul><li>Are over the age of 18  </li><li>Have at least an iPhone 7 (Apple iOS) or a smartphone with Android </li><li>Have a valid passport and MVV Visa (if required) at hand. <a data-type=\"internal\" href=\"/en/personal/payments/bank-accounts/mobile-open-an-account-identification\">See the accepted forms of identification and learn more about when MVV is required</a>.</li></ul>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/1375b88b-68e3-413e-aab9-6738358b2968/idpicturenopadding","original":"https://assets.ing.com/m/331fcef93c182879/original/idpicturenopadding.svg","extension":"svg"}},{"componentType":"accordion","accordionList":[{"title":"Good to know for opening your account fast","richBody":{"value":"<p> </p><ul><li>If you have a residence permit card already then you should use your residence permit card for a smoother experience.</li><li>If you want to open a bank account with a passport outside the European Economic Area (EEA), you might require a valid MVV document* and MVV document check can take a couple of days.  Check if your country requires an MVV <a data-type=\"internal\" href=\"/en/personal/payments/bank-accounts/mobile-open-an-account-identification\">here</a>.</li><li>If you are onboarding with a Non-EEA passport, you accept that you need to <strong>provide your BSN and Dutch address within 90 days</strong>.</li><li>While opening an account, you should provide your current address as your residential/home address if you haven’t resided in Netherlands officially yet.</li></ul><p> </p><p>*What is a MVV? The MVV is an entry visa intended for persons who want to stay in the Netherlands for more than 90 days. The MVV is a visa sticker (Type D) that is placed in your passport by the Dutch embassy or the Dutch consulate in the country you reside. With a MVV you can travel to the Netherlands and pick up your residence permit.</p>"}}]},{"componentType":"sectionTitle","title":"Use the app to open your account in 4 steps"},{"componentType":"applicationProcess","steps":{"stepList":[{"title":"Download the app","body":"In the App Store or Play Store"},{"title":"Choose your type of account and enter your details","body":"In the app, select a current account, answer some questions and confirm your identity with your ID."},{"title":"Choose your payment package","body":"You can choose between an orange package and an orange package with discount."},{"title":"Done!","list":["Started without BSN? Then you have 90 days to provide us with your BSN","Register locally to get your BSN if you become a tax resident or stay in the Netherlands for more than 4 months","Your account is active and ready for use right away after opening","Good to know: In some cases it might take a bit longer to open your account. For example if additional verifications are needed.","Immediate access to the ING app and mobile payments","You’ll receive your debit card within five business days"]}]}},{"componentType":"sectionTitle","title":"Switching from another Dutch bank?"},{"componentType":"paragraph","richBody":{"value":"<p>With Switch to ING, we help you switch from your current bank to ING while you continue to make and receive payments as you normally would.</p><ul class=\"check-mark\"><li>Your transactions will be redirected to your new ING account for 13 months</li><li>Companies that you pay by direct debit will automatically receive your new account number</li><li>You’ll receive a reminder every month before Switch to ING ends</li></ul>"},"textLinks":[{"url":"/en/personal/payments/switch-to-ing","text":"Read more about Switch to ING"}],"alignedImage":{"transformBaseUrl":"https://assets.ing.com/transform/6cdd4a2c-476e-46cc-ac72-4cbc8fcac082/Portrait-of-young-woman-sitting-on-swing-at-beach","original":"https://assets.ing.com/m/5895bdd9f20d1525/original/Portrait-of-young-woman-sitting-on-swing-at-beach.jpg","extension":"jpg"}},{"componentType":"linkList","iconTitle":{"title":"Other information and terms and conditions"},"textLinks":[{"url":"/en/personal/payments/bank-accounts/open-an-account","text":"More about current accounts"},{"url":"/en/personal/payments/bank-accounts","text":"Other current accounts at ING"},{"url":"https://assets.ing.com/m/168b84ce21aa46c9/original/ING_Summary-of-costs-and-charges-for-ING-payment-products-for-personal-customers.pdf","text":"Summary of costs and charges for ING payment products for personal customers"},{"url":"https://assets.ing.com/m/1a5ac987b499360/original/ING_Terms-and-Conditions-and-other-regulations.pdf","text":"Terms and Conditions and other regulations for private account holders"},{"url":"https://assets.ing.com/m/5b1046bfda524d18/original/Uw-rechten-bij-het-doen-van-betaling-in-Europa.pdf","text":"Payments in Europe (PDF)"},{"url":"/en/personal/payments/rates/payment-service-comparison","text":"Compare payment services"},{"url":"/particulier/sparen/depositogarantiestelsel","text":"Money in these accounts is legally protected under the Dutch Deposit Guarantee"}]}]}}}