{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Getting ready for university? Open a Student Account! Check if you can open a Student Account via your phone.","robotInstruction":{"noFollow":true,"noIndex":true}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Open your Student account"},{"componentType":"paragraph","richBody":{"value":"<p>You can open your <a data-type=\"internal\" href=\"/en/personal/payments/bank-accounts/student-account\">Student account</a> anytime in the ING app. You are eligible for a Student account if you are between the ages of 18-30.</p>"}},{"componentType":"feature","featureName":"ing-feat-device-specific-app-download?__align=full-width"},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"In the Appstore or Playstore","title":"Download the ING app"},{"body":"In the app, you select Student account. Then we ask you to identify yourself by scanning your ID or passport.","title":"Select your preferred type of account and fill in your personal information"},{"list":["Started without BSN? Then you have 90 days to provide us with your BSN","You can start using your account immediately","You have access to the ING app and to ING Mobile banking directly","You will receive your physical card within 5 working days"],"title":"All done!"}],"title":"Follow these steps to open a student account"}},{"accordionList":[{"richBody":{"value":"<p>You can apply for a Student account when you turn 18 and you study full time (mbo), university of applied sciences (hbo) or university). You have to add your DUO-loan to your Student account or you can once a year  <a href=\"https://mijn.ing.nl/banking/proof-of-student-subscription?flow-step=ing-select-account-step-1\">Declare that you are a student</a> . Are you no longer studying or are you turning 30? Then we will transfer your Student account to a <a href=\"https://www.ing.nl/particulier/english/new-account\">Current account</a>. </p>"},"title":"For whom - Check your eligibility"},{"richBody":{"value":"<p>You can open the account straight away if you:</p><ul><li>Are over the age of 18  </li><li>Have your smartphone at hand </li><li>Have your valid passport or European identity card; a Dutch residence permit (temporary, permanent or W-document) at hand. </li></ul>"},"title":"What do I need to open my account in the ING app?"},{"richBody":{"value":"<ul><li>If you already have a residence permit card then you should use your residence permit card for a smoother experience.</li><li>If you want to open a bank account with a passport outside the European Economic Area (EEA), you might require a valid MVV document* an MVV document check can take a couple of days. Check if your country requires an MVV <a href=\"https://www.ing.nl/en/personal/payments/bank-accounts/mobile-open-an-account-identification\">here</a>.</li><li>If you are onboarding with a Non-EEA passport, you accept that you need to provide your BSN and Dutch address within 90 days.</li><li>While opening an account, you should provide your current address as your residential/home address if you haven’t resided in The Netherlands officially yet.</li></ul><p>*What is an MVV? The MVV is an entry visa intended for persons who want to stay in the Netherlands for more than 90 days. The MVV is a visa sticker (Type D) that is placed in your passport by the Dutch embassy or the Dutch consulate in the country you reside. With an MVV you can travel to the Netherlands and pick up your residence permit.</p>"},"title":"Tips for a smooth opening of your Student account"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Personally at an ING Branch or ING Servicepoint"},{"alignedImage":{"position":"left","extension":"png","original":"https://assets.ing.com/m/281df363a238216e/original/icon_branch.png","transformBaseUrl":"https://assets.ing.com/transform/a635ed84-f8b7-4386-883e-93fac0af088e/icon_branch"},"componentType":"paragraph","richBody":{"value":"<p>Not ticking all the boxes to open your account via the app? We got you. </p><p>Please contact us to make an appointment at a branch via 020 22 888 88 (Mo - Fri: 8.30 - 17.00). We are looking forward to assist you in person.</p><p>Documents you need for onboarding at a branch:</p><ul class=\"check-mark\"><li>Valid proof of your identity (e.g. a passport or ID card)</li><li>Proof that you live, work or own a house in the Netherlands</li><li>Proof that you study in the Netherlands</li><li>In some cases more documents are required. You can find more detailed information on what to bring <a href=\"https://www.ing.nl/en/personal/payments/bank-accounts/mobile-open-an-account-identification\">here</a></li></ul>"}},{"componentType":"sectionTitle","title":"Switching from another Dutch bank?"},{"componentType":"paragraph","richBody":{"value":"<p>In case you already have a Dutch current account at another bank and wish to move your banking matters to ING, then you can make use of our handy switching service: </p><ul><li>We will redirect your debits and credits to your new account for 13 months</li><li>If you pay your bills by direct debit, your new account number will automatically be sent to these companies</li><li>You can see which debits and credits still run through your old account and which ones your previous bank has stopped in the Mobile Banking App and My ING</li><li>You set the date when the switching service starts</li></ul>"},"textLinks":[{"text":"More about the switch your account service","url":"/en/personal/payments/rates/switch-to-ing"}]},{"componentType":"sectionTitle","title":"Declare that you are a student"},{"alignedImage":{"extension":"png","original":"https://assets.ing.com/m/64fd790c8496c79c/original/icon_validate.png","transformBaseUrl":"https://assets.ing.com/transform/b352a747-0518-4b60-91d9-31fcf58e981b/icon_validate"},"componentType":"paragraph","richBody":{"value":"<p>Once you have opened your student account it is important to declare that you are a student. If you do not do this within the first three months after opening, we will automatically convert your account into an Orange Package. This means that your account will no longer be free.</p>"},"textLinks":[{"text":"How do you declare that you are a student","url":"/en/personal/payments/bank-accounts/proof-of-enrollment"}]},{"componentType":"linkList","iconTitle":{"title":"Additional information"},"textLinks":[{"text":"Summary of costs and charges for ING payment products for personal customers","url":"https://assets.ing.com/m/168b84ce21aa46c9/original/ING_Summary-of-costs-and-charges-for-ING-payment-products-for-personal-customers.pdf"},{"text":"Change Current Account to Student Account"},{"text":"Set up your Student Account","url":"/en/personal/expats/new-account/next-steps"},{"text":"Proof of enrollment","url":"/en/personal/payments/bank-accounts/proof-of-enrollment"},{"text":"Terms and Conditions and other regulations for private account holders","url":"https://assets.ing.com/m/1a5ac987b499360/original/ING_Terms-and-Conditions-and-other-regulations.pdf"}]}]},"hasMacro":false,"id":"489126c7-8551-4f01-ad26-6fa2d9af15a6","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Open a bank account online","url":"/en/personal/payments/bank-accounts"}},"componentType":"productHeader","coreHeader":{"body":"For students aged 18-30","headerImage":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/70c275649248b7fe/original/Man-of-african-descent-smiling-while-on-mobile-phone.jpg","transformBaseUrl":"https://assets.ing.com/transform/2ffb9607-0ccc-44d4-99f7-32743622a37a/Man-of-african-descent-smiling-while-on-mobile-phone","type":"image","width":5700},"promoText":"Start opening your Student account without BSN","subtitle":"Bank with confidence","title":"Open your ING Student account"},"usps":[{"body":"€ 0 per month","icon":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/24b15120da0e5534/original/moneybag_euro_outline_rgb.png","transformBaseUrl":"https://assets.ing.com/transform/123999d4-92ff-4dac-b79f-d89ee90a00f2/moneybag_euro_outline_rgb","type":"image","width":267}},{"body":"Enjoy special student benefits","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/14bc35a3b6ac9257/original/Feedback-Megaphone_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/e1a605ce-d76d-43af-8d68-f36df3b7db54/Feedback-Megaphone_Outline","type":"image","width":32}},{"body":"Start without BSN","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/145d0eb66bbdbc37/original/Multimedia-Video_Quality_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/3595e886-8fed-4e09-9b3c-a3bfb424a8bc/Multimedia-Video_Quality_Outline","type":"image","width":32}}]},"publishDate":"2026-03-19T14:30:05.081+01:00"}}