If, as a new ING customer, you open a personal ING bank account between 2 November and 31 December 2026, you can take part in the End-of-Year Bonus promotion. Once you sign up, you can earn up to €75 in total. You can register for the promotion using the registration form available via the registration form End-of-Year Bonus.
The promotion consists of two parts:
You don’t have to participate in both parts of the End-of-Year Bonus promotion to receive a reward. If you only meet the conditions for Payments or Savings, you’ll receive the reward for that part. If you meet the conditions for both, you’ll receive €75 in total.
For more information about the promotion and all applicable conditions, see the Terms & conditions End-Of-Year Bonus.
"}}],"title":{"value":"
The promotion at a glance
"}},{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/93160bf2-e0a9-463b-a803-c9bed727257d/Transactions-Transfer_Out_Euro_Outline.svg","publishedAt":"2022-07-04T15:11:50Z","transformBaseUrl":"https://assets.ing.com/transform/93160bf2-e0a9-463b-a803-c9bed727257d/Transactions-Transfer_Out_Euro_Outline","type":"image","updatedAt":"2023-12-21T20:17:04Z","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"Open an ING bank account and make at least 5 debit card or mobile payments using your new account within one month of opening it. Make sure you also register for the promotion. If you meet these conditions, you'll receive a €25 reward.
When you receive the reward depends on when you became a customer:
If you meet all the conditions, we'll deposit the amount into the Orange Savings Account that you automatically receive with your bank account.
"}}],"title":{"value":"Payments: How to get your €25 reward
"}},{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/5455fc3f-9953-4879-925c-06db6daa2665/Savings_goals-Pig_Outline.svg","publishedAt":"2022-07-04T14:15:27Z","transformBaseUrl":"https://assets.ing.com/transform/5455fc3f-9953-4879-925c-06db6daa2665/Savings_goals-Pig_Outline","type":"image","updatedAt":"2023-12-21T15:08:48Z","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"Have you opened an ING bank account? Deposit €50 within one month into the Orange Savings Account that you automatically receive with your bank account. If there is still at least €50 in your Orange Savings Account at the time of payment, you'll receive a €50 reward.
When you receive the reward depends on when you became a customer:
If you meet all the conditions, we'll deposit the €50 into your Orange Savings Account.
"}}],"title":{"value":"Savings: How to get your €50 reward
"}}],"componentType":"actionAccordion"},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"This promotion is only available to new customers. To take part, first open an ING bank account.","title":"Open an ING bank account"},{"body":"You can sign up after you’ve become a customer. You can find the registration form via the link below.","textLink":{"text":"Sign up for the End-of-Year Bonus","url":"https://mijn.ing.nl/login/?Target=https%3A%2F%2Fmijn.ing.nl%2Fbanking%2Fcampaign-management%2F69bcf459-b7fe-54a3-bcd4-ba4fbb26527c?EW=true"},"title":"Sign up for the promotion"},{"body":"Start making payments and saving. See the promotion terms and conditions below.","textLink":{"text":"End-of-Year Bonus Terms and Conditions","url":"https://assets.ing.com/asset/652cc4fd-b26d-4601-a550-bec5e765a68e/Terms-Conditions-End-of-year-bonus.pdf"},"title":"Meet the promotion conditions"},{"body":"When you receive your reward depends on when you became a customer. Once you’ve met all the conditions, the reward will be paid into your Orange Savings Account on either 4 January or 4 February.","title":"Congratulations! Enjoy your bonus!"}],"title":"Here’s how to take part in the promotion"}},{"componentType":"feature","featureName":"ing-feat-device-specific-app-download?__align=full-width"},{"componentType":"cta","microCopy":"Open ING Student"},{"componentType":"sectionTitle","title":"More about ING bank accounts"},{"componentType":"paragraph","richBody":{"value":"You can take part in the promotion if you open one of the ING bank accounts listed below.
"},"title":"Which bank accounts are eligible for the promotion?"},{"actionAccordionList":[{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"ING Student is a free banking plan specifically for students aged 18 to 30. When you open an ING Student plan, you automatically get a Student account and an Orange Savings Account with a variable interest rate, so you can start saving straight away.
You can apply for ING Student if you are 18 or older and enrolled in a full-time MBO, HBO or university programme. You must either have your DUO student finance paid into your Student Account or confirm once a year that you are a student.
"},"title":"What is ING Student?"},{"componentType":"paragraph","richBody":{"value":"The ING Student plan is free of charge. There are no monthly fees. You can find information about when additional charges apply and what those charges are in the Fees Overview.
Read all the ING Student terms and conditions here.
"},"title":"How much does ING Student cost?"},{"componentType":"paragraph","richBody":{"value":"Want to learn more about ING Student? Click the link below.
"},"textLinks":[{"text":"More about ING Student","url":"/en/personal/payments/bank-accounts/student-account"}],"title":"Want to learn more about ING Student?"}],"title":{"value":"ING Student account (part of ING Student)
"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"With your ING Current account, you can manage your everyday banking right away. An ING Current account is part of an ING Payment Plan. When opening your Current account, you can choose from one of our plans. You can change your plan at a later date if you wish. Find out more about our Payment Plans here.
"},"title":"What is an ING Current account?"},{"componentType":"paragraph","richBody":{"value":"The cost of your Current account depends on the plan you choose. Find out more about the prices of our Payment Plans here.
"},"title":"How much does an ING Current account cost?"},{"componentType":"paragraph","richBody":{"value":"You can find more information about the ING Current account via the link below.
"},"textLinks":[{"text":"More information about the Current account","url":"/en/personal/payments/bank-accounts/open-an-account"}],"title":"Would you like more information about the ING Current account?"}],"title":{"value":"ING Current account
"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"With our Joint Account, you can manage your finances online together from one account. You can both use the account to pay for shared expenses.
Is this your first Joint account? We’ll automatically open a free Orange Savings Account for you as well. You don’t need to do anything.
"},"title":"ING Joint account"},{"componentType":"paragraph","richBody":{"value":"A Joint account is part of a plan: ING Go, ING More, ING Extra or ING Max. For a Joint account with ING Go, you pay the plan fee plus the fee for a second account holder. A Joint account therefore starts from €5.20 per month.
When opening your Joint account, you choose one of the plans. You can change your plan later. You can find the other (paid) services available to you in the overview of fees.
"},"title":"How much does an ING Joint account cost?"},{"componentType":"paragraph","richBody":{"value":"You can find more information about the ING Joint Account via the link below.
"},"textLinks":[{"text":"More information about the ING Joint account","url":"/en/personal/payments/bank-accounts/open-a-joint-account"}],"title":"More information about the ING Joint account"}],"title":{"value":"ING Joint account
"}}],"componentType":"actionAccordion"},{"componentType":"sectionTitle","title":"Frequently asked questions about the End-of-Year Bonus promotion"},{"accordionList":[{"richBody":{"value":"No, existing customers are not eligible to participate in the End-of-Year Bonus promotion.
"},"title":"Can I, as an existing customer, participate in the End-of-Year bonus promotion?"},{"richBody":{"value":"No, it is not possible to participate in the End-of-Year Bonus promotion as an existing customer, even if you open a new bank account.
"},"title":"Can I participate if I am already an ING customer and open a new bank account?"},{"richBody":{"value":"You are a new customer if you open your first ING bank account during the End-of-Year Bonus promotion.
"},"title":"When am I considered a new customer for this promotion?"},{"richBody":{"value":"You do not have to register for the End-of-Year Bonus promotion immediately to participate. As long as you register within the promotional period. The promotional period runs from 2 November through 31 December.
"},"title":"Do I need to register for the promotion immediately after opening my bank account?"},{"richBody":{"value":"The End-of-Year Bonus will not be paid out immediately after the promotional period. The bonus will be paid out on one of two dates: 4 January or 4 February, depending on when you became a customer. You can check whether you are registered for the End-of-Year Bonus in the Promotions and Rewards overview in the App. If the payment date has passed and you have not yet received your bonus, you can contact us by emailing benefits@ing.com. Please include the promotion, your name and your IBAN.
"},"title":"What happens if the promotional period has ended and I have not received my End-of-Year Bonus?"},{"richBody":{"value":"You will receive the End-of-Year Bonus in your Orange Savings Account linked to your bank account.
"},"title":"Which account will I receive the reward in?"},{"richBody":{"value":"No, that is not necessary. However, only the new customer can participate in the End-of-Year Bonus promotion.
"},"title":"Do we both need to be new customers for a Joint account?"},{"richBody":{"value":"No, you can participate in both. If you participate in both and meet all the conditions, you will receive €75 as a gift. If you only participate in Payment or Savings, you can receive up to €50.
"},"title":"Can I participate in only the Payment or Savings part of the End-of-Year Bonus promotion?"}],"componentType":"accordion"}]},"hasMacro":false,"id":"64a586be-f371-4ec0-bbac-1ad4d4249d31","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Open a bank account online","url":"/en/personal/payments/bank-accounts"}},"componentType":"productHeader","coreHeader":{"body":"The holiday season is often one of the most expensive times of the year. From Black Friday and Sinterklaas to Christmas presents, dinners, parties and New Year’s Eve, the costs can quickly add up. That’s why it’s especially helpful to manage your money wisely and have a little extra room in your budget. We’d like to give you a helping hand!\r\n\r\nIf you’re a new ING customer and open an ING bank account before 31 December, you can earn up to €75.","headerImage":{"altTextEN":"ING Referral program","altTextFR":"Programme de parrainage d'ING","altTextNL":"ING Nodig een vriend uit.","extension":"avif","original":"https://assets.ing.com/asset/f298403c-6ccb-4fa5-8313-227edaf53030/Member-Gets-Member-animation.avif","publishedAt":"2026-07-01T15:33:30Z","transformBaseUrl":"https://assets.ing.com/transform/f298403c-6ccb-4fa5-8313-227edaf53030/Member-Gets-Member-animation","type":"image","updatedAt":"2026-07-02T12:25:45Z","width":624},"promoLabel":{"labelType":"commercial"},"promoStickerLayout":"Commercial&engagement","subtitle":"Promotion: Earn up to €75 when you open an ING bank account (current & savings account) via the ING App.","title":"End-Of-Year Bonus"},"deviceSpecificCta":{"android":{"text":"Download app in Google Play","url":"https://play.google.com/store/apps/details?id=com.ing.mobile"},"componentType":"deviceSpecificCta","ios":{"text":"Download app in App Store","url":"https://apps.apple.com/nl/app/ing-nederland/id474495017"}},"usps":[{"body":"Earn up to €75","icon":{"extension":"png","original":"https://assets.ing.com/asset/347ed19d-9dda-4068-a8a4-3713951f9091/Moneybag-Euro-Filled.png","publishedAt":"2026-04-09T15:16:10Z","transformBaseUrl":"https://assets.ing.com/transform/347ed19d-9dda-4068-a8a4-3713951f9091/Moneybag-Euro-Filled","type":"image","updatedAt":"2026-04-09T15:16:23Z","width":512}},{"body":"Check the terms and conditions"}],"uspsTitle":"The promotion: Open an ING bank account via the app"},"publishDate":"2026-11-02T08:54:45.547+01:00"}}