{"type":"document","data":{"id":"92087b6d-5ca3-48a2-8a20-d757fbf7e656","localeString":"en-GB","publishDate":"2026-04-17T16:19:23.305+02:00","contentType":"onecms:subCategoryPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Open your first ING current account and savings account using the app today.","taxonomies":{"personalizationTaxonomy":{"taxonomyKeys":["customer-phase","see"],"taxonomyType":"personalizationTaxonomy"}}},"mainHeaderZone":{"componentType":"categoryHeader","backLink":{"textLink":{"url":"/en/personal/payments","text":"All about payments"}},"coreHeader":{"title":"Open a bank account online"}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"A bank account that suits you"},{"componentType":"paragraph","richBody":{"value":"<p>Effortless banking, wherever and whenever you want. You can open an account on your phone in just 10 minutes. With the ING app, it&apos;s all at your fingertips.</p>"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Current account","intro":"Your very own bank account. Includes a debit card and the ING app for all your banking matters.","image":{"transformBaseUrl":"https://assets.ing.com/transform/615c70b7-6616-4d60-ad10-591bf438e5a7/Portrait-of-a-smiling-young-woman-with-sunglasses-in-front-of-a-lake","type":"image","width":4745,"original":"https://assets.ing.com/m/2694fddb515cbfd9/original/Portrait-of-a-smiling-young-woman-with-sunglasses-in-front-of-a-lake.jpg","extension":"jpg"},"link":{"url":"/en/personal/payments/bank-accounts/open-an-account"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Joint current account","intro":"An account for two. Comes with two separate bank cards and a joint overview in each app.","image":{"transformBaseUrl":"https://assets.ing.com/transform/da91890a-49d4-4525-a6e7-a0ccb24d0b44/Young-couple-laying-on-grass-in-park-taking-selfie","type":"image","width":5205,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/2a837f17046e6757/original/Young-couple-laying-on-grass-in-park-taking-selfie.jpg","extension":"jpg"},"link":{"url":"/en/personal/payments/bank-accounts/open-a-joint-account"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Student account","intro":"An account for students aged 18 and up. Costs exactly €0 per month. Includes a debit card, the ING app and affordable extras.","image":{"transformBaseUrl":"https://assets.ing.com/transform/e55e0654-aca7-42a5-ab51-ebc92782ff2f/Group-of-friends-carrying-each-other-down-a-city-street","type":"image","width":5700,"original":"https://assets.ing.com/m/5d63630b72f2de69/original/Group-of-friends-carrying-each-other-down-a-city-street.jpg","extension":"jpg"},"link":{"url":"/en/personal/payments/bank-accounts/student-account"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Additional current account","intro":"If you already have a current account with us, you can quickly open an additional account.","image":{"transformBaseUrl":"https://assets.ing.com/transform/d6450885-eed3-4ab9-8199-ddd8ec7ed31e/womanwithphonemirror-lowres","type":"image","width":814,"original":"https://assets.ing.com/m/5a49f5438e3702ef/original/womanwithphonemirror-lowres.jpg","extension":"jpg"},"link":{"url":"/en/personal/payments/bank-accounts/open-an-additional-account"}}]},{"componentType":"sectionTitle","title":"ING's perks"},{"componentType":"paragraph","richBody":{"value":"<ul><li><strong>Pay your way</strong><br />Pay with your phone, Garmin watch or (contactless) card – you decide. </li><li><strong>Gain insight into your past and future expenses</strong><br />With Insight, you&apos;ll see where your money goes each month. And with Look Ahead, you&apos;ll see all upcoming fixed expenses and income. </li><li><strong>Do all your banking with one app</strong><br />From money transfers to payments requests and automatic saving. You literally have your bank in the palm of your hand.</li></ul>"}},{"componentType":"sectionTitle","title":"Bank account for your child"},{"componentType":"paragraph","richBody":{"value":"<p>Having their own account will help your child manage (digital) money. You can monitor your child’s account in your app.</p>"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Children's account","intro":"A bank account for children under 12 years. No monthly fees.","image":{"transformBaseUrl":"https://assets.ing.com/transform/344b39e8-1c37-4f6f-9394-20b0abc5e140/Man-with-headphones-on-and-a-smartphone-in-his-hand-lying-in-bed-with-his-little-son","type":"image","width":4129,"original":"https://assets.ing.com/m/6632d666b030e769/original/Man-with-headphones-on-and-a-smartphone-in-his-hand-lying-in-bed-with-his-little-son.jpg","extension":"jpg"},"link":{"url":"/en/personal/children/products/child-account"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Youth account","intro":"A bank account for children ages 12 to 18. No monthly fees.","image":{"transformBaseUrl":"https://assets.ing.com/transform/b303f7b3-0e30-4d6c-a207-5315e69f662b/Meisje_met_pas_-_origineel-2","type":"image","width":3500,"altTextNL":"meisje houdt persoonlijke betaalpas voor haar gezicht","original":"https://assets.ing.com/m/5fb493cb6c132847/original/Meisje_met_pas_-_origineel-2.png","extension":"png"},"link":{"url":"/en/personal/children/products/youth-account"}}]},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","accordionList":[{"title":"Can I have an account at 2 different banks?","richBody":{"value":"<p>Yes, you can. At ING, you can even open up to 3 current accounts. So if you already have an ING current account, you can open 2 more. An additional account in your name and an account with a co-account holder, for instance.</p>"}},{"title":"Can I open a bank account online?","richBody":{"value":"<p>Yes, you can open an ING account online. You&apos;ll need a valid Dutch or European passport or ID card to do so. Also keep your temporary or permanent Dutch residence permit or W-document ready. Finally, download the free ING app in the App Store or Google Play. You can use your account immediately after opening.</p>"}},{"title":"How long does it take to open an account?","richBody":{"value":"<p>Less than 10 minutes! You&apos;ll need the ING app to open an account. You can use your account immediately after opening.</p>"}},{"title":"What do I need to open a current account?","richBody":{"value":"<p>You can open a current account right now if you:</p><ul><li>are at least 18 years old</li><li>have an Android smartphone or iPhone 7 or newer</li><li>have a valid Dutch or European passport or ID card</li><li>or have a temporary or permanent Dutch residence permit or W-document handy</li><li>have a Dutch address or are listed in the Non-residents Records Database (RNI)</li></ul><p>If you&apos;d like to open a joint account, the following criteria apply:</p><ul><li>The co-account holder must already bank with ING. The person new to ING must open the joint account using the ING app.</li><li>You&apos;re both at least 18 years old.</li></ul>"}},{"title":"How do I request a new card?","richBody":{"value":"<p>Request a debit card for yourself, an authorised representative or a child in the ING app. Or online in My ING.</p>"},"textLinks":[{"url":"https://mijn.ing.nl/banking/debit-card/request","text":"Request a debit card in My ING"}]}]},{"componentType":"linkList","iconTitle":{"title":"Go to"},"textLinks":[{"url":"/en/personal/children","text":"Current account for your child"},{"url":"/particulier/betalen/bankrekeningen/extra-rekening-openen","text":"Open additional account"},{"url":"/en/personal/payments/bank-accounts/open-an-account","text":"Open a current account"},{"text":"Current account for Ukrainian citizens"}]}]}}}