{"type":"document","data":{"id":"d6ef63a8-b4fc-495e-bf3c-b9eb8bdbdfd4","localeString":"en-GB","publishDate":"2026-04-13T14:11:48.228+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Not only when purchasing a home or financing a renovation, but also at other times, it is useful to review your mortgage from time to time."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"/en/personal/mortgage/contact","text":"Make an appointment"}},"coreHeader":{"body":"It is useful to review your mortgage not only when purchasing a property or financing a renovation, but also at other times.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/1e71be78-3197-4691-b527-b2076b7dcb3a/1042603352","type":"image","width":2352,"altTextNL":"\"\"","original":"https://assets.ing.com/m/7e320b85860eae5b/original/1042603352.jpg","extension":"jpg"},"title":"When to discuss your mortgage","subtitle":"Also beneficial if you already have an ING mortgage"},"backLink":{"textLink":{"url":"/en/personal/mortgage/your-mortgage","text":"Your ING mortgage"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"Review your mortgage from time to time","richBody":{"value":"<p>Many home owners have <a href=\"https://www.ing.nl/particulier/hypotheek\">a mortgage</a> with a term of 30 years. A lot can change in your personal situation during that period. It is therefore helpful to be able to sit down with your <a href=\"http://www.ing.nl/particulier/hypotheek/hypotheekadvies\">mortgage adviser</a>, for example if you are facing one of the following situations: </p><ul><li><a href=\"https://www.ing.nl/particulier/hypotheek/hypotheekvormen\">You have children</a></li><li><a href=\"https://www.ing.nl/particulier/hypotheek/arbeidsongeschikt-hypotheek\">You become unable to work</a></li><li><a href=\"https://www.ing.nl/particulier/hypotheek/pensioen-hypotheek\">You retire</a></li><li><a href=\"https://www.ing.nl/particulier/hypotheek/scheiden-en-hypotheek\">You get divorced</a></li><li><a href=\"https://www.ing.nl/particulier/hypotheek/overlijden-hypotheek\">Your partner passes away</a></li></ul>"}},{"componentType":"paragraph","title":"What should you bring to your mortgage appointment?","richBody":{"value":"<p>In order to tailor your mortgage consultation to your situation as effectively as possible, it is important that your mortgage adviser has the correct information to hand. Once you have made an appointment for a mortgage consultation, you will receive an email asking you to bring certain documents and information with you. </p>"}},{"componentType":"linkList","iconTitle":{"title":"Hypotheken"},"textLinks":[{"url":"/particulier/hypotheek/hypotheek-berekenen","text":"Maximale hypotheek berekenen"},{"url":"/particulier/hypotheek/actuele-hypotheekrente","text":"Actuele hypotheekrente"},{"url":"/particulier/hypotheek/oversluiten","text":"Hypotheek oversluiten"},{"url":"/particulier/hypotheek/huis-kopen/je-eerste-huis-kopen/startershypotheek-berekenen","text":"Eerste huis kopen"},{"url":"/particulier/hypotheek/huis-kopen/ander-huis-kopen/maximale-hypotheek","text":"Ander huis kopen"},{"url":"/particulier/hypotheek/jouw-hypotheek","text":"Jouw hypotheek"},{"url":"/particulier/hypotheek/hypotheekvormen","text":"Hypotheekvormen"},{"url":"/particulier/hypotheek/duurzaam-wonen","text":"Duurzaam wonen"},{"url":"/particulier/hypotheek/hypotheekadvies","text":"Hypotheekadvies"},{"url":"/particulier/hypotheek/advieskosten","text":"Kosten"},{"url":"/particulier/hypotheek/situatie","text":"Situatie"},{"url":"/particulier/hypotheek/woondiensten","text":"Woondiensten"},{"url":"/particulier/hypotheek/contact","text":"Contact"}]}]}}}