If you become unemployed, your income will usually decrease. Would you like to know what you can do to keep your mortgage repayments affordable? Get in touch with your mortgage advisor.
Read more about unemployment benefits at uwv.nl.
"}},{"componentType":"sectionTitle","title":"Important when taking out or increasing a mortgage"},{"componentType":"paragraph","richBody":{"value":"Think carefully beforehand about whether you can bear the risk of unemployment. This applies not only when taking out a new mortgage, but also when requesting an increase for a renovation for example. Your mortgage adviser will discuss this with you during the mortgage consultation. Please note: for advice on changes to your existing mortgage, advisory costs may apply.
"}},{"componentType":"sectionTitle","title":"Residual debt"},{"componentType":"paragraph","richBody":{"value":"Has your home decreased in value? Or are you borrowing a relatively high amount compared with the value of your home?
As long as you are not moving to another home, there is no immediate issue. However, when selling the property, the sale proceeds may not be enough to repay the mortgage in full. In that case, you will have a residual debt.
Are you currently facing a residual debt, or thinking about selling your home for less than the outstanding mortgage amount? Read more about the options here.
When taking out a new mortgage or applying for an increase, it is important to consider the potential risk of residual debt if you plan to move again. There are several actions you can take to avoid this.
"}},{"componentType":"paragraph","richBody":{"value":"Your ING Mortgage Adviser will be happy to help. Get in touch with us to schedule an appointment, or contact your intermediary.
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