{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Possibilities Interest only mortgage","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>In the ING App or My ING, you can easily make an additional repayment. When you click on a loan part, you’ll also see how much room you still have to make repayments free of redemption costs on your mortgage</p>"},"title":"One-time repayment on your mortgage"},{"accordionList":[{"richBody":{"value":"<ol><li>Open the ING App</li><li>Scroll to your mortgage details and click on it</li><li>At the top, you’ll see a button <strong>‘</strong>Extra repayment<strong>’</strong> – click on it</li><li>Follow the instruction</li></ol>"},"title":"Read more how you can do an additional repayment in the ING App"},{"richBody":{"value":"<ol><li>You will see an overview of your products</li><li><p>Scroll to your mortgage and choose ‘Extra repayment’</p></li><li>Select the loan part you want to repay extra (if you have multiple parts)</li><li>Enter the amount you want to repay</li><li>Click next to view an overview of what this extra repayment means for you</li><li>If you have multiple payment accounts, choose the account from which the repayment will be deducted</li><li>Click ‘Transfer’</li></ol>"},"title":"Read more how you can do an additional repayment in My ING"}],"componentType":"accordion"},{"componentType":"paragraph","richBody":{"value":"<p>You can set up recurring repayments in the ING App or My ING:</p>"},"title":"Recurring additional repayment"},{"accordionList":[{"richBody":{"value":"<p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Open the ING App. Click on ‘Transfer’. If you have multiple current accounts, select the correct account. </span><span>Enter the following details:</span></span></span></span></p><ul><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Amount you want to repay periodically (for example monthly)</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Recipient name: ING Bank N.V. Hypotheken</span></span></span></span></span></li><li><span><span><span><span><span>Account number: NL46 INGB 0005533333</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Description: your mortgage number, loan part number and the description ‘Extra repayment’. </span><span>You can find both numbers in the ING App</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Reference can be left empty</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Extra description: can be left empty</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Frequency: adjust this to the correct frequency. Choose ‘monthly’ if you want to make an extra repayment every month</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Execution date: enter the date on which the first periodic repayment should take place</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">End date: enter the end date. In the app this can be a maximum of three years in the future. After that, you need to set up the extra repayment again. </span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Adding to address book is optional</span></span></span></span></span></li></ul><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Click ‘Send’ to set up the periodic repayment.</span></span></span></span></p>"},"title":"Read here how to set up a recurring extra repayment in the ING App"},{"richBody":{"value":"<ul><li><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Open My ING. You will see your product overview. Click on ‘New transfer’. Click on ‘New transfer’ again. If you have multiple current accounts, select the correct account. </span><span>Enter the following details:</span></span></span></span></p></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Amount you want to repay periodically (for example monthly)</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Recipient name: ING Bank N.V. Hypotheken</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Account number: NL46 INGB 0005533333, you can copy this account number in My ING</span></span></span></span></span></li><li><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Once you have entered this account number, additional details about your mortgage will be requested. </span><span>Enter the following:</span></span></span></span></p></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Mortgage number: enter your mortgage number here. You can find this in My ING</span></span></span></span></span></li><li><span><span><span><span><span>Payment type: choose extra repayment</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">When extra repayment is selected, you will be asked for the loan part. Enter the desired loan part for which the repayment should apply</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Additional description: can be left empty</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Frequency: enter the date on which the first periodic repayment should take place</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Execution date</span><span lang=\"EN-US\" dir=\"ltr\">: this is set to one-time by default. Adjust this to the correct frequency. Choose monthly if you want to make an extra repayment every month</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">End date: enter the desired end date, for example the date your mortgage ends. Via My ING, the extra repayment can be set for a longer period, for example until the end date of your mortgage</span></span></span></span></span></li><li><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Click ‘Send’ to set up the periodic repayment.</span></span></span></span></p></li></ul>"},"title":"Read here how to set up a recurring extra repayment in My ING"}],"componentType":"accordion"},{"componentType":"paragraph","richBody":{"value":"<p>Want to save to repay your mortgage later? Set up a savings goal. We would love to help you. </p>"},"title":"Goal based saving"},{"accordionList":[{"richBody":{"value":"<ol><li>Open My ING</li><li>Go to Overview and click the + next to savings accounts</li><li>Select the payment account to fund the goal</li><li>Choose an icon (e.g., a house)</li><li>Name the goal (e.g., Mortgage repayment)</li><li>Enter the target amount</li><li>Click Save</li><li>Click your new savings goal and choose ‘Deposit’</li><li>Enter the amount (one-time or recurring)</li><li>Set frequency and start date</li><li>Click ‘Send’</li></ol>"},"title":"Read here how to set up a savings goal"}],"componentType":"accordion"},{"componentType":"linkList","iconTitle":{"title":"Do you have questions?"},"textLinks":[{"text":"Read more about savings goals","url":"/en/personal/savings/savings-goals"},{"text":"Read more about repayments","url":"/en/personal/mortgage/your-mortgage/repayments"}]}]},"hasMacro":false,"id":"0f7b0ddc-2f48-41c5-ad73-8a21d983728f","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Your ING mortgage","url":"/en/personal/mortgage/your-mortgage"}},"componentType":"productHeader","coreHeader":{"body":"You only pay interest and do not make repayments during the term. But there will come a time when you need to repay your mortgage in one lump sum. That moment may still be far away. Read below what you can already do now.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/2521f4655a6cecf1/original/decease-possession-assets-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/789cfd68-952f-436b-9e55-5e26a6b88833/decease-possession-assets-1920","type":"image","width":1920},"title":"Possibilities for an Interest only mortgage"}},"publishDate":"2026-07-03T09:56:19.111+02:00"}}