{"type":"document","data":{"id":"ebccaf97-5113-43ff-92e7-830bd984969c","localeString":"en-GB","publishDate":"2026-03-10T11:46:42.863+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Check in minutes whether your mortgage still fits your situation, now and later. See your options to lower costs, adjust your mortgage, or prepare for the end of your term."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Insight into whether your mortgage payments fit your income, now and after retirement.","icon":{"transformBaseUrl":"https://assets.ing.com/transform/e2274273-96dc-48a1-9c2c-17f9311aed5e/Feedback-Light_Bulb_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/6c2465a2e1603f5f/original/Feedback-Light_Bulb_Outline.svg","extension":"svg"}},{"body":"Clarity on whether you can keep borrowing at the end of your mortgage term or need to repay.","icon":{"transformBaseUrl":"https://assets.ing.com/transform/967e3f60-3834-41ee-b6a8-f0d54d490765/Savings_goals-Home_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/21a823fe1ca4c141/original/Savings_goals-Home_Outline.svg","extension":"svg"}},{"body":"An up‑to‑date view of your home’s value and whether this could lower your monthly payments.","icon":{"transformBaseUrl":"https://assets.ing.com/transform/51ce12ab-3a44-4f23-8742-58315f994d62/Products-Chart_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/516e3304d5bbe4b5/original/Products-Chart_Outline.svg","extension":"svg"}}],"cta":{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mortgages/mortgage-check","text":"Go to the Mortgage Check"}},"coreHeader":{"body":"Do you have a fully or partly interest-only mortgage? Then it’s smart to get a clear picture of your financial situation now. With this type of mortgage your debt stays the same throughout the term, but at the end you need to repay the full amount in one go. The Mortgage Check helps you see where you stand today and what this means for later.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/dc07dd6b-5382-41c4-8a59-877c8864ead5/PORTRAIT-OF-WOMAN-ON-BEACH-adjusted","type":"image","width":5472,"original":"https://assets.ing.com/m/5c2a86599c1e3bd6/original/PORTRAIT-OF-WOMAN-ON-BEACH-adjusted.jpg","extension":"jpg"},"title":"The Mortgage Check: clarity today, confidence for tomorrow"},"backLink":{"textLink":{"url":"/en/personal/mortgage/your-mortgage","text":"Your ING mortgage"}}},"flexZone":{"flexComponents":[{"componentType":"highlight","richBody":{"value":"<p><i>The Mortgage Check is our best estimate based on your input and our current policies. </i></p>"}},{"componentType":"sectionTitle","title":"How it works"},{"componentType":"applicationProcess","body":"Let ING assess your financial situation based on your current information.","steps":{"stepList":[{"title":"You update your data"},{"title":"You see your financial situation now and with your pension income"},{"title":"We inform you about your possibilities and give you useful (saving)tips","textLink":{"url":"https://mijn.ing.nl/banking/mortgages/mortgage-check","text":"Do the Mortgage Check"}}]}},{"componentType":"sectionTitle","title":"Who the Mortgage Check is for"},{"componentType":"paragraph","richBody":{"value":"<p>The Mortgage Check is made for customers with an interest-only mortgage. Because you don’t repay during the term, your debt stays the same. At the end, you repay the full amount yourself or by selling your home. That can bring financial risks, especially if your income changes, or your home turns out to be worth less. </p><p>The Mortgage Check gives you clarity on questions like: </p><ul><li>Does your mortgage still match your income, now and once you’re retired? </li><li>Can you continue borrowing when your mortgage ends? </li><li>How much do you need to repay, and is that doable for you? </li></ul><p>Do you have an Interest-only Mortgage, Credit Mortgage, Custom Mortgage, Investor Mortgage, Life Mortgage or Equity Mortgage? Then this check is for you. In a few steps, you’ll know where you stand and what you can do to stay in control of your financial future. </p>"},"alignedImage":{"position":"right"}},{"componentType":"sectionTitle","title":"What other ING customers say"},{"componentType":"testimonial","testimonialList":[{"authorInfo":{"authorName":"ㅤ"},"testimonialText":{"body":"Clear and easy to fill in. Downloading the needed data was simple too."}},{"authorInfo":{"authorName":"ㅤ"},"testimonialText":{"body":"Gives a good first impression of the current and future situation."}},{"authorInfo":{"authorName":"ㅤ"},"testimonialText":{"body":"Exactly the data that matters!"}},{"authorInfo":{"authorName":"ㅤ"},"testimonialText":{"body":"Great that this check is available. Filling it in was very easy."}},{"authorInfo":{"authorName":"ㅤ"},"testimonialText":{"body":"Nice to get quick insight and advice about my situation this way."}}]},{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mortgages/mortgage-check","text":"Go to the Mortgage Check"}}]},"complementaryZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Mortgage overview","intro":"It may be useful to download your mortgage data.","image":{"transformBaseUrl":"https://assets.ing.com/transform/ee910fa3-0da4-466e-bb76-da2bf98d884f/pwned-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/5dbba1db1e81f08d/original/pwned-1920.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/jouw-hypotheek/hypotheekoverzicht-downloaden"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Possibly lower interest rate","intro":"Have you made (additional) repayments or has the value of your home increased?","image":{"transformBaseUrl":"https://assets.ing.com/transform/9c46f9f0-62cb-4b56-826a-be082f45f6e3/money-and-happiness-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/10ee0e9c8120ce06/original/money-and-happiness-1920.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/your-mortgage/possibly-lower-mortgage-rate"}}]}]}}}