Thinking about paying off part of your mortgage? It can make great financial sense. We’ve compiled a few things for you to consider before making an additional repayment.
"},"textLinks":[{"url":"/en/personal/mortgage/your-mortgage/pros-and-cons-additional-repayments","text":"Read more about the pros and cons"},{"url":"/en/personal/mortgage/your-mortgage/how-to-make-additional-repayments-on-your-mortgage","text":"How to make an additional repayment"}]},{"componentType":"sectionTitle","title":"Full repayment"},{"componentType":"paragraph","richBody":{"value":"Are you selling your home, refinancing your mortgage or do you have sufficient funds available to pay off your mortgage in a single payment?
"},"textLinks":[{"url":"/en/personal/mortgage/your-mortgage/full-early-repayment","text":"Find out how to pay off in full"}]},{"componentType":"sectionTitle","title":"Putting home equity towards your new mortgage"},{"componentType":"paragraph","richBody":{"value":"If you’ve just moved house and your old home sold for more than you expected, you may be able to put that extra equity towards your new mortgage without incurring any charges.
"},"textLinks":[{"url":"/particulier/hypotheek/jouw-hypotheek/aflossen-extra-overwaarde","text":"Read more about using extra equity to reduce your mortgage (Dutch)"}]},{"componentType":"sectionTitle","title":"Repayment charges"},{"componentType":"paragraph","richBody":{"value":"Making additional repayments on your mortgage may be subject to charges. How much exactly depends on things such as how much you’re repaying and when, and on the current mortgage rate.
"},"textLinks":[{"url":"/en/personal/mortgage/your-mortgage/early-repayment-and-interim-mortgage-rate-adjustment-charges","text":"Read more about repayment charges"}]},{"componentType":"sectionTitle","title":"Get guidance"},{"componentType":"paragraph","richBody":{"value":"Not sure what to do? If you have more questions about your mortgage and would like to go over everything first, Review your Mortgage with us. We’ll be happy to help.
"}},{"componentType":"linkList","iconTitle":{"title":"Go to"},"textLinks":[{"url":"/en/personal/mortgage/your-mortgage/pros-and-cons-additional-repayments","text":"The pros and cons of additional repayments"},{"url":"/en/personal/mortgage/your-mortgage/possibly-lower-mortgage-rate","text":"Changing your loan-to-value ratio"},{"url":"https://www.ing.nl/particulier/zoeken.html?q=aflossen+hypotheek","text":"Frequently asked questions about repayments"}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Good to know","richBody":{"value":"The English text of the website is a translation of the Dutch original version. This translation is intended for the customers convenience only. In case of any discrepancies between the two versions, the original Dutch version shall prevail. The mortgage offer and contract will be signed in Dutch. Also, all further communication after signing the mortgage contract will be in Dutch. You acknowledge and accept this. If any assistance or clarification is needed, we recommend contacting your mortgage advisor or to call our customer service via the ING app.
"}}]}}}