{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Has your home value increased? This could result in a lower mortgage interest rate.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>Do you think that a higher home value will result in a lower <a href=\"https://www.ing.nl/particulier/hypotheek/actuele-hypotheekrente\">mortgage interest</a>? Report it to us! We kindly request that you send us one of the following documents: a WOZ document, an ING Calcasa Desktop valuation or a validated valuation report. Your request will be processed as quickly as possible and you will receive confirmation of this.</p><p>Please ensure that the documents meet the following conditions: </p>"},"title":"Request an interest change"},{"componentType":"paragraph","richBody":{"value":"<ul><li>This year&apos;s WOZ document, with a valuation date from the previous year.</li><li>The document must bear the municipal logo.</li><li>Would you like to submit a printout from the internet? If so, please use www.wozwaardeloket.nl. If this is not possible, please ensure that the printout is certified with a municipal stamp. </li></ul>"},"title":"WOZ"},{"componentType":"paragraph","richBody":{"value":"<ul><li>Not older than 6 months. </li><li>Created by a registered valuer in accordance with the model “Valuation report for residential property financing, January 2024”.</li><li>Validated by a certified validation institute affiliated with the Foundation for Valuations and Validations (STenV). </li></ul>"},"title":"Valuation report"},{"componentType":"paragraph","richBody":{"value":"<ul><li><a href=\"https://www.ing.nl/particulier/hypotheek/ingcalcasadesktoptaxatie\">ING Calcasa Desktop valuation</a> is not older than 6 months.</li><li>Requested through ING.nl or through an valuator who is also authorised to request ING Calcasa Desktop valuation.</li></ul>"},"title":"ING Calcasa Desktop valuation"},{"componentType":"linkList","iconTitle":{"title":"Do you have questions?"},"textLinks":[{"text":"Frequently asked questions mortgages","url":"/en/personal/customer-service"}]},{"componentType":"linkList","iconTitle":{"title":"Hypotheken"},"textLinks":[{"text":"Maximale hypotheek berekenen","url":"/particulier/hypotheek/hypotheek-berekenen"},{"text":"Actuele hypotheekrente","url":"/particulier/hypotheek/actuele-hypotheekrente"},{"text":"Hypotheek oversluiten","url":"/particulier/hypotheek/oversluiten"},{"text":"Eerste huis kopen","url":"/particulier/hypotheek/huis-kopen/je-eerste-huis-kopen/startershypotheek-berekenen"},{"text":"Ander huis kopen","url":"/particulier/hypotheek/huis-kopen/ander-huis-kopen/maximale-hypotheek"},{"text":"Nieuwbouwwoning kopen","url":"/particulier/hypotheek/nieuwbouw"},{"text":"Jouw hypotheek","url":"/particulier/hypotheek/jouw-hypotheek"},{"text":"Hypotheekvormen","url":"/particulier/hypotheek/hypotheekvormen"},{"text":"Duurzaam wonen","url":"/particulier/hypotheek/duurzaam-wonen"},{"text":"Hypotheekadvies","url":"/particulier/hypotheek/hypotheekadvies"},{"text":"Kosten","url":"/particulier/hypotheek/advieskosten"},{"text":"Situatie","url":"/particulier/hypotheek/situatie"},{"text":"Woondiensten","url":"/particulier/hypotheek/woondiensten"},{"text":"Contact","url":"/particulier/hypotheek/contact"}]}]},"hasMacro":false,"id":"78bad44c-8c6d-432b-bd78-8a99d5e49781","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Your ING mortgage","url":"/en/personal/mortgage/your-mortgage"}},"componentType":"productHeader","coreHeader":{"body":"If your home increases in value and you have a mortgage without a National Mortgage Guarantee (NHG), your mortgage interest rate may be reduced. You can easily notify us yourself of an increase in the value of your home.","headerImage":{"altTextDE":"\"","altTextEN":"\"","altTextFR":"\"","altTextNL":"\"","extension":"jpg","original":"https://assets.ing.com/m/522889674772ad0b/original/Young-female-neighbors-talking-from-apartment-windows-during-covid-19-isolation.jpg","transformBaseUrl":"https://assets.ing.com/transform/a3e03f56-f902-4972-a3aa-118770e5d8f2/Young-female-neighbors-talking-from-apartment-windows-during-covid-19-isolation","type":"image","width":6019},"subtitle":"Your mortgage interest might be lowered","title":"Has your home value increased?"},"cta":{"componentType":"cta","textLink":{"text":"Upload your home value","url":"https://mijn.ing.nl/banking/mortgages/loan-to-value-adjustment?EW=true"}}},"publishDate":"2026-04-13T14:54:59.494+02:00"}}