{"type":"document","data":{"id":"c1e1858b-e6c5-454b-8d13-1bfcbf35583a","localeString":"en-GB","publishDate":"2026-03-10T11:44:14.838+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"ING Research's house price outlook for 2024 & 2025"},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"If you're selling your home or buying a new home, or if you're just interested in the latest housing market developments, we’re here for you.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/c407b531-cf59-45ae-a82e-7c44dcf24429/_646430","type":"image","width":5760,"altTextNL":"Man en vrouw zitten op het dak","original":"https://assets.ing.com/m/4a95b015efb8c08e/original/_646430.jpg","extension":"jpg"},"title":"What does a change in home value mean for you?"},"backLink":{"textLink":{"url":"/en/personal/mortgage/your-mortgage","text":"Your ING mortgage"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What are house prices doing at the moment?"},{"componentType":"paragraph","richBody":{"value":"<p>Economist and Dutch housing market expert Sander Burgers adjusts projections for house price developments on a regular basis. If you want to find out more about these projections, read the <a data-type=\"internal\" href=\"/zakelijk/economie/woningmarkt/nederlandse-woningmarkt\">full article by ING Research</a>.</p>"}},{"componentType":"sectionTitle","title":"Planning on selling your home? Or on buying a new home?"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>We have <a data-type=\"internal\" href=\"/particulier/hypotheek/huis-kopen/ander-huis-kopen/stappenplan\">a step-by-step guide</a> for you to help you get started in buying your next home. We will walk you through it in 7 simple steps.</span></span></span></p><p><span><span><span>Go over your options during a free exploratory consultation. Make a no-obligation </span></span></span><a href=\"https://www.ing.nl/particulier/hypotheek/contact/open-algemeen?subscrid=cmnl-mort-open-algemeen\">appointment</a><span><span><span>with ING now. If you prefer to <a data-type=\"internal\" href=\"/en/personal/mortgage/mortgage-advice/advice-independent-adviser\">talk to an independent adviser</a>, ING works with over 2,700 of these.  </span></span></span></p><p><span lang=\"EN-GB\" dir=\"ltr\"><span><span>Tip: if you have an ING mortgage and are moving house, you may want to take your mortgage rate with you by using the <a data-type=\"internal\" href=\"/en/personal/mortgage/buying-a-house/buying-another-house/taking-your-mortgage-with-you\">mortgage portability option</a>. </span></span></span></p>"}},{"componentType":"sectionTitle","title":"What does a change in home value mean for me?"},{"componentType":"paragraph","richBody":{"value":"<ul><li><span><span><span><span>The value of your home may have increased; </span></span></span></span></li><li><span><span><span><span>You can increase your mortgage to finance things like a renovation or sustainability improvements;</span></span></span></span></li><li><span><span><span><span>You can switch mortgage rates if you think your rate is affected by your home&apos;s higher market value. Let us know the new value of your home on <a href=\"https://mijn.ing.nl/login/?eai=true&amp;Target=https://mijn.ing.nl%2Fbanking%2Fmortgages%2Floan-to-value-adjustment\">My ING</a>.</span></span></span></span></li></ul>"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Sander Burgers","intro":"Econoom Nederlandse woningmarkt","image":{"transformBaseUrl":"https://assets.ing.com/transform/d0c9edd7-61c1-4e2b-93d5-f02a05debcf7/Sander-Burgers-550x500px","type":"image","width":338,"altTextNL":"Sander Burgers","original":"https://assets.ing.com/m/2980e11647fb50c5/original/Sander-Burgers-550x500px.jpg","extension":"jpg"},"link":{"url":"/zakelijk/economie/over-ing-research/auteur/sander-burgers---about-author-page"}},{"componentType":"accordion","accordionList":[{"title":"Disclaimer","richBody":{"value":"<p><span><span><span>This publication has been drawn up by the Economic and Financial Analysis Division of ING Bank N.V. (‘ING’) and is solely intended to inform its customers. This publication constitutes neither investment advice nor an offer or invitation to buy or sell any kind of financial instrument. This publication is merely informative and must not be viewed as advice in whichever shape or form. ING gets its information from sources that are considered to be reliable and has done everything it can to ensure that the information on which its views in this publication are based was not incorrect or misleading at the time of publication. ING does not guarantee that the information it uses is accurate or complete. Neither ING nor any of its directors or employees accept any liability for any direct or consequential loss, or damage arising from the use of this publication or any of its contents, or for any spelling errors or misprints in this publication. The information in this publication reflects the personal opinion of the analysts and no part of the remuneration received by the analysts was, is or will be directly or indirectly related to the inclusion of specific recommendations or opinions in this report. All the analysts who contributed to this publication meet the requirements set by their national regulatory authorities for the performance of their work. ING may change the information in this publication without any kind of notification. Neither ING nor any of its directors or employees accept any liability for any direct or consequential loss, or damage arising from the use of this publication or any of its contents, or for any spelling errors or misprints in this publication. This publication is subject to copyright and rights for the protection of data files. No part of this publication may be reproduced, disseminated or published by any party for any reason whatsoever without the explicit prior permission of ING. All rights reserved. ING Bank N.V. has its registered office in Amsterdam and its principal place of business at Bijlmerplein 888, 1102 MG Amsterdam, the Netherlands, and is listed in the business register maintained by the Dutch Chamber of Commerce under number 33031431. ING Bank N.V. is registered and supervised in the Netherlands by the Dutch central bank and the Netherlands Authority for the Financial Markets. For further information regarding ING’s policy, see https://research.ing.com/.</span></span></span></p>"}}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Good to know","richBody":{"value":"<p>The English text of the website is a translation of the Dutch original version. This translation is intended for the customers convenience only. In case of any discrepancies between the two versions, the original Dutch version shall prevail. The mortgage offer and contract will be signed in Dutch. Also, all further communication after signing the mortgage contract will be in Dutch. You acknowledge and accept this. If any assistance or clarification is needed, we recommend contacting your mortgage advisor or to call our customer service via the ING app.</p>"}}]}}}