{"type":"document","data":{"id":"340e2fb2-e031-428f-b53d-64121eec25b3","localeString":"en-GB","publishDate":"2025-12-23T15:03:09.962+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Various mortgages types"},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"title":"Choice of mortgage type","subtitle":"Increasing without advice is possible with an Annuity, Linear, or Interest only mortgage as the mortgage type"},"backLink":{"textLink":{"url":"/en/personal/mortgage/your-mortgage","text":"Your ING mortgage"}}},"flexZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Annuity mortgage","image":{"transformBaseUrl":"https://assets.ing.com/transform/43cc52f2-5f61-4342-94d6-f4495f2e8828/Young-mother-and-child-waiting-for-the-train","type":"image","width":2053,"original":"https://assets.ing.com/m/8e060bd52119f13/original/Young-mother-and-child-waiting-for-the-train.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/mortgage-types/annuity-mortgage"},"checkMarkList":["Fixed gross monthly payment during the fixed interest rate period","Monthly payment consists of repayment and interest","Each month, the amount you pay toward principal increases while the interest portion decreases","Increasing mortgage costs if mortgage interest deduction applies"]},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Linear mortgage","image":{"transformBaseUrl":"https://assets.ing.com/transform/1429666f-581a-44ac-8d7e-0480c8f7ab1d/PORTRAIT-OF-A-WOMAN-WITH-BUBBLES-IN-BACKGROUND","type":"image","width":1920,"original":"https://assets.ing.com/m/fb03405077d6c49/original/PORTRAIT-OF-A-WOMAN-WITH-BUBBLES-IN-BACKGROUND.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/mortgage-types/linear-mortgage"},"checkMarkList":["Decreasing gross monthly payment during the fixed interest rate period","Monthly payment consists of repayment and interest","Each month, the principal repayment amount stays the same while the interest portion decreases","Decreasing net mortgage costs if mortgage interest deduction applies"]},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Interest only mortgage","image":{"transformBaseUrl":"https://assets.ing.com/transform/224015dd-2782-401a-b0e3-53a0af29ef2a/ing-card-selfservice-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/2dfad351e67aec9f/original/ing-card-selfservice-1920.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/mortgage-types/interest-only-mortgage"},"checkMarkList":["Monthly payment throughout the entire term consists only of interest","Mortgage debt remains the same because you do not do repayments","Repayment occurs at the end of the term"]}]}]}}}