{"type":"document","data":{"id":"86f5208e-2148-4ca3-ae4d-2d36add410ae","localeString":"en-GB","publishDate":"2026-03-10T11:47:31.319+01:00","contentType":"onecms:subCategoryPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"What does a life-changing event mean for my current ING mortgage? You can read the answer here."},"mainHeaderZone":{"componentType":"categoryHeader","backLink":{"textLink":{"url":"/en/personal/mortgage","text":"Mortgage"}},"coreHeader":{"title":"Your ING mortgage","subtitle":"This year, MoneyView has once again given our ING mortgages its maximum score of 5 stars. Our terms and conditions are excellent for the entire term of your mortgage."}},"flexZone":{"flexComponents":[{"componentType":"linkList","iconTitle":{"title":"Current news and blogs for you"},"textLinks":[{"text":"Peak in available new builds despite housing shortage (Dutch)"},{"url":"/en/personal/mortgage/current-mortgage-rates/mortgagerate-forecast","text":"Interest rate forecast"},{"url":"/en/personal/mortgage/your-mortgage/current-situation/housing-market-outlook-2024--2025","text":"Expected housing prices for 2024"}]},{"componentType":"linkList","iconTitle":{"title":"Insight into your mortgage"},"textLinks":[{"url":"/particulier/hypotheek/jouw-hypotheek/incassokalender","text":"Collection dates for your mortgage (Dutch)"},{"url":"/en/personal/mortgage/your-mortgage/building-fund-account","text":"Building fund account"},{"url":"/en/personal/mortgage/your-mortgage/fixed-interest-rate-period-is-ending","text":"Your fixed-rate period is ending"},{"url":"/en/personal/mortgage/your-mortgage/possibly-lower-mortgage-rate","text":"Loan-to-value ratio"}]},{"componentType":"linkList","iconTitle":{"title":"Changes to your personal situation"},"textLinks":[{"url":"/particulier/hypotheek/arbeidsongeschikt-hypotheek","text":"Occupational disability (Dutch)"},{"url":"/en/personal/mortgage/buying-a-house/buying-another-house/taking-your-mortgage-with-you","text":"Moving house"},{"url":"/en/personal/mortgage/divorce-and-mortgage","text":"Getting a divorce"},{"url":"/en/personal/mortgage/mortgage-and-loss-of-life","text":"Your partners has passed away"},{"url":"/en/personal/mortgage/retirement-mortgage","text":"Retirement"},{"url":"/en/personal/mortgage/sustainable-living","text":"You want to make sustainable home improvements"},{"url":"/en/personal/mortgage/buying-a-house/renovating","text":"You want to renovate"},{"url":"/en/personal/mortgage/sustainable-living/foundation-risks","text":"You want to fix your foundation"}]},{"componentType":"linkList","iconTitle":{"title":"Controlling your finances"},"textLinks":[{"url":"/en/personal/mortgage/your-mortgage/mortgagecheck","text":"Mortgage check"},{"url":"/en/personal/mortgage/your-mortgage/can-not-pay-your-mortgage","text":"Worried about paying my mortgage"},{"url":"/particulier/hypotheek/jouw-hypotheek/hypotheekhoudersverklaring","text":"Applying for a mortgage holder declaration (Dutch)"}]},{"componentType":"linkList","iconTitle":{"title":"Changes to your mortgage"},"textLinks":[{"url":"/particulier/hypotheek/jouw-hypotheek/hypotheek-verhogen","text":"Increasing your mortgage (Dutch)"},{"url":"/en/personal/mortgage/your-mortgage/intermediate-adjustment","text":"Adjusting your interest rate in the interim"},{"url":"/en/personal/mortgage/your-mortgage/possibly-lower-mortgage-rate","text":"Loan-to-value ratio"},{"url":"/particulier/hypotheek/jouw-hypotheek/hypotheekvorm-aanpassen","text":"Changing your mortgage (Dutch)"},{"url":"/en/personal/mortgage/your-mortgage/mortgage-repayments","text":"Repaying extra or the whole amount"},{"url":"/particulier/hypotheek/jouw-hypotheek/beleggingen-aanpassen","text":"Changing your investments (Dutch)"}]},{"componentType":"linkList","iconTitle":{"title":"Useful services provided by ING"},"textLinks":[{"url":"/particulier/hypotheek/jouw-hypotheek/wijziging-incassonummer","text":"Changing your account for mortgage payments"},{"url":"/particulier/hypotheek/jouw-hypotheek/bespreek-je-hypotheek","text":"Mortgage check-in"},{"url":"/particulier/hypotheek/jouw-hypotheek/hypotheekoverzicht-downloaden","text":"Download your mortgage details"},{"url":"/en/personal/mortgage/property-services","text":"Property services"},{"url":"/en/personal/mortgage/sustainable-living/upgrade-tools","text":"Upgrade your home tools"}]}]},"freeHeaderZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Check your mortgage in My ING","image":{"transformBaseUrl":"https://assets.ing.com/transform/63d5e3b4-8338-4bef-91a1-4a998ad8d214/Payconiq-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/2a3d3e17babb686e/original/Payconiq-1920.jpg","extension":"jpg"},"link":{"url":"https://mijn.ing.nl/banking/overview#502"}},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Plan a free mortgage consultation","image":{"transformBaseUrl":"https://assets.ing.com/transform/926e35d7-b7d1-43ce-a90b-28e9e377d48b/Young-woman-using-mobile-phone-in-city","type":"image","width":5472,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/4fa5b583358325f3/original/Young-woman-using-mobile-phone-in-city.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/contact"}}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Good to know","richBody":{"value":"<p>The English text of the website is a translation of the Dutch original version. This translation is intended for the customers convenience only. In case of any discrepancies between the two versions, the original Dutch version shall prevail. The mortgage offer and contract will be signed in Dutch. Also, all further communication after signing the mortgage contract will be in Dutch. You acknowledge and accept this. If any assistance or clarification is needed, we recommend contacting your mortgage advisor or to call our customer service via the ING app.</p>"}}]}}}