{"type":"document","data":{"id":"85147209-d565-47ea-b65b-1fab6d09fcad","localeString":"en-GB","publishDate":"2026-03-11T14:29:31.714+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Limiting global warming, and thus climate change, requires a switch to clean energy and more efficiency. Why do houses play an important role? And what can we do? Find out now."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Saves energy","icon":{"transformBaseUrl":"https://assets.ing.com/transform/08e435c0-413a-411c-aa4a-25c7ff3a385b/house-energy-label-4","type":"image","width":160,"original":"https://assets.ing.com/m/21413cd0dec5963a/original/house-energy-label-4.svg","extension":"svg"}},{"body":"Increased living comfort","icon":{"transformBaseUrl":"https://assets.ing.com/transform/5961fe6e-f08d-4c8f-9a3e-bbc7b41a47e7/New-house_Spot","type":"image","width":160,"original":"https://assets.ing.com/m/cb0b3a46e20b41f/original/New-house_Spot.svg","extension":"svg"}},{"body":"Less carbon emissions","icon":{"transformBaseUrl":"https://assets.ing.com/transform/a5efce8c-ac61-4f40-8957-1868c3d8eb9e/brand-new-house-spot","type":"image","width":160,"original":"https://assets.ing.com/m/79b0bcf3d94cac43/original/brand-new-house-spot.svg","extension":"svg"}}],"cta":{"componentType":"cta","textLink":{"url":"/particulier/hypotheek/duurzaam-wonen/stappenplan-aardgasvrij-wonen","text":"To the step-by-step guide"}},"coreHeader":{"headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/4cf3ce82-1156-4f7d-ab68-3de9a76a8860/Young-couple-in-the-park-show-their-toddler-a-beautiful-lake-with-a-fountain-in-the-middle","type":"image","width":5616,"original":"https://assets.ing.com/m/5639af975893f3e1/original/Young-couple-in-the-park-show-their-toddler-a-beautiful-lake-with-a-fountain-in-the-middle.jpg","extension":"jpg"},"title":"Why choose sustainable living?","subtitle":"Climate change: how does it work, and what can you do at home?"},"backLink":{"textLink":{"url":"/en/personal/mortgage/sustainable-living","text":"Upgrade your home"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Did you know...?"},{"componentType":"paragraph","richBody":{"value":"<ul><li>12% of Dutch greenhouse gas (GHG) emissions come from buildings.</li><li>8 out of 10 buildings is a house.</li><li>79% of our houses still use natural gas.</li></ul>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/8422acce-7544-4425-a667-20961fcb6358/Side-view-of-female-child-kissing-tree","altTextNL":"peuter kust een boom","original":"https://assets.ing.com/m/337c004a95bb92a7/original/Side-view-of-female-child-kissing-tree.jpg","extension":"jpg"}},{"componentType":"accordion","accordionList":[{"title":"Climate change: let's recap","richBody":{"value":"<p>Due to global warming climate is changing. The cause? When we burn fossil fuels, like gas, coal and oil, heat-trapping greenhouse gasses are emitted in the air.</p>"}},{"title":"Important examples of GHG emissions","richBody":{"value":"<ul><li>CO2 (mainly from fossil fuels such as natural gas, oil, and coal)</li><li>Methane (mainly from livestock farming)</li><li>Nitrous oxide (mainly from fertilization)</li></ul><p>The more greenhouse gasses we emit the more heat they trap, causing temperatures to increase.</p>"}},{"title":"How we help curb rapid warming in the Netherlands","richBody":{"value":"<p>In trying to limit global warming the Dutch government is committed to reduce GHG emissions in line with the <a href=\"http://nl.wikipedia.org/wiki/Akkoord_van_Parijs\">Paris Agreement (2016)</a>. </p><p>Compared to 1990, we aim to:</p><ul><li>By 2030, help achieve at least 55% lower GHG emissions.</li><li>By 2050, support the transition to climate neutrality (net‑zero GHG emissions).</li></ul>"}}]},{"componentType":"sectionTitle","title":"Gas-guzzlers in your house?"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/1160d4cf-c339-4eaf-a884-3c336f4ab0ea/cooking-portfolio","type":"image","width":1341,"original":"https://assets.ing.com/m/29dd474f8c7fc33e/original/cooking-portfolio.png","extension":"png"},"highlighted":false,"items":[{"title":"Heating - 75%"},{"title":"Warm water - 20%"},{"title":"Cooking - 5%"}]},{"componentType":"sectionTitle","title":"What does this mean for our houses?"},{"componentType":"paragraph","richBody":{"value":"<p>As part of the EU, the Netherlands aims to be climate‑neutral by 2050. This means that by then we will live completely without natural gas. For many people, this also means greater living comfort (think of better insulation).</p><p>You don’t have to disconnect your home from gas right away. But it is smart to check what you can already do now. Spoiler: it’s important for your home’s value.</p>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/8c3f8770-1c4f-41e0-943c-bd0fdbaacae4/Mother-with-her-little-daughter-have-fun-and-hugging-outside","altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/73b014057d8a5999/original/Mother-with-her-little-daughter-have-fun-and-hugging-outside.jpg","extension":"jpg"}},{"componentType":"accordion","accordionList":[{"title":"Step-by-step more sustainable","richBody":{"value":"<p>To enable everyone in the Netherlands to live without natural gas, the government is taking a step‑by‑step approach:</p><ul><li>Newly built homes are required to be gas‑free.</li><li>By 2030, 1.5 million homes must be disconnected from natural gas.</li><li>There is also a neighbourhood‑by‑neighbourhood approach, to learn what works best and then speed things up.</li></ul>"}}]},{"componentType":"sectionTitle","title":"How the government makes sustainable choices more attractive"},{"componentType":"paragraph","richBody":{"value":"<p>Ready to get started with energy‑saving measures? Then make sure to check in advance how you can keep the costs as low as possible with government subsidies.</p>"},"textLinks":[{"url":"/en/personal/mortgage/sustainable-living/government-subsidies","text":"Subsidies: what & how"},{"url":"/en/personal/mortgage/sustainable-living/national-heat-fund","text":"Nationaal Warmtefonds: what & how"}],"alignedImage":{"position":"left"}},{"componentType":"linkList","iconTitle":{"title":"And what’s also useful to know…"},"textLinks":[{"url":"/en/personal/mortgage/sustainable-living/national-heat-fund","text":"National Heat Fund: borrowing on favourable terms"},{"url":"/en/personal/mortgage/sustainable-living/upgrade-your-apartment-with-your-hoa","text":"Making your apartment building more sustainable with your Homeowners’ Association (HOA)"},{"url":"/en/personal/mortgage/sustainable-living/more-green-around-the-house","text":"More greenery around your home"},{"url":"/en/personal/mortgage/sustainable-living/ventilation","text":"Energy-efficient ventilation"},{"url":"/en/personal/mortgage/sustainable-living/heat-pump","text":"How does a heat pump work?"},{"url":"/en/personal/mortgage/sustainable-living/gas-free-living-step-by-step","text":"Going gas-free step by step: here’s how"},{"url":"/en/personal/mortgage/sustainable-living/foundation-risks","text":"Repairing foundations and preventing further damage"},{"url":"/en/personal/mortgage/sustainable-living/energylabels-for-homes","text":"All about energy labels"},{"url":"/en/personal/mortgage/sustainable-living/increase-self-consumption-of-solar-power","text":"How to use more of your own solar power"},{"url":"/en/personal/mortgage/sustainable-living/tips-to-keep-your-house-cool-in-summer","text":"How to keep your home cool in summer"},{"url":"/en/personal/mortgage/sustainable-living/home-battery","text":"Home batteries"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Popular with other homeowners"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Subsidies","intro":"Check out the government subsidies for sustainable renovations.","image":{"transformBaseUrl":"https://assets.ing.com/transform/ad83ddc7-b3fe-448a-8f9b-f76ffd6dc54b/Large_Web-and-Screen-Three-young-girls-peek-over-ledge-smiling","type":"image","width":1920,"original":"https://assets.ing.com/m/5b51ed4362897aa4/original/Large_Web-and-Screen-Three-young-girls-peek-over-ledge-smiling.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/sustainable-living/government-subsidies"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Financing","intro":"What financing options are there for sustainability measures?","image":{"transformBaseUrl":"https://assets.ing.com/transform/72929bb8-a251-4fa2-a284-590d779b1a56/PORTRAIT-OF-A-SMILING-GIRL-WITH-WOMAN","type":"image","width":5700,"original":"https://assets.ing.com/m/3819b7025de5501d/original/PORTRAIT-OF-A-SMILING-GIRL-WITH-WOMAN.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/sustainable-living/financing-sustainable-renovation"}}]}]}}}