Many households use part of their solar power directly and feed the rest back into the electricity grid. From 1 January 2027, the net-metering scheme will end. This makes it more important to understand how much electricity you use yourself, how much you feed back into the grid and which choices suit your home.
"}},{"componentType":"sectionTitle","title":"Why have a personal insight conversation?"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"Every home and every pattern of energy use is different. Now that net metering is ending, it is becoming more important to use more of your solar power directly yourself. This means you need to feed less electricity back into the grid and buy it back later. DuurzaamXL helps you gain greater clarity about your current energy use and where there may be opportunities for you to use more solar power yourself.","title":"Understand what the end of net metering could mean for you"},{"body":"After the conversation, you will receive a short personal report containing the possible impact on your situation, points to consider, concrete tips and next steps you may wish to consider.","title":"Receive a personal report"},{"body":"For this service, ING works with DuurzaamXL, our partner and subject-matter expert in making homes more sustainable. A DuurzaamXL specialist conducts the conversation and prepares your personal report.","title":"Personal conversation with a DuurzaamXL specialist"},{"body":"The conversation and report are intended to give you insight and options for action. DuurzaamXL will only discuss a possible next step with you if you feel the need for this.","title":"Gain insight with no obligations"},{"body":"After receiving the report, would you like to explore measures for your home further? DuurzaamXL can then support you through ING Upgrader. Within this service, advice, a no-obligation quotation, implementation and aftercare are aligned.","title":"Option to explore further at a later stage"}]},{"componentType":"highlight","richBody":{"value":"Customers rate DuurzaamXL an average of 9 (September 2026) on klantenvertellen.nl ↗
"}},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"Complete the form and provide your contact details. We also ask which electrical appliances and installations you already use, such as an electric car, heat pump, air conditioner, home battery or infrared panels. This allows the specialist to prepare properly for your situation.","title":"Request your insight conversation"},{"body":"In approximately 20 to 30 minutes, a DuurzaamXL specialist will discuss your solar panels, energy use, electricity fed back into the grid, energy contract and future plans.","title":"Discuss your situation"},{"body":"You will receive a personal report containing the impact, points to consider, practical quick wins and possible next steps. The report is valuable even if you decide not to have anything carried out afterwards.","title":"Receive your personal report"}],"title":"How it works"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"This offering is only available to ING mortgage customers with a home that already has solar panels. The conversation focuses on the consequences of the end of the net-metering scheme for your own home and energy use.
"},"title":"Who is the insight conversation intended for?"},{"richBody":{"value":"The personal insight conversation and the report are free. You first gain insight into your situation. Any quotation is provided with no obligation; implementation or other next steps may involve costs. This will only be discussed if you feel the need for this.
"},"title":"How much does the insight conversation cost?"},{"richBody":{"value":"The conversation takes approximately 20 to 30 minutes and can take place by telephone or video call. The specialist will ask about matters including the number of solar panels, your annual energy use, electricity fed back into the grid, type of meter, energy contract and plans such as driving an electric car or installing a heat pump.
"},"title":"How long does the conversation take and what information is needed?"},{"richBody":{"value":"The report contains a short summary of the possible impact on your situation, relevant points to consider, practical quick wins and possible next steps. This gives you something concrete after the conversation on which to base your own choices.
"},"title":"What does the personal report contain?"},{"richBody":{"value":"For this service, ING works with DuurzaamXL as its sustainability partner and subject-matter expert. A DuurzaamXL specialist conducts the conversation, collects the information needed for the analysis and prepares the personal report.
"},"title":"Why will DuurzaamXL contact me?"},{"richBody":{"value":"No. The conversation does not focus on one product. Your home, energy use, electricity fed back into the grid and plans are considered first. A home battery, energy management, smart charging, a heat pump or a broader approach to your home may only be discussed as a possible next step if it suits your situation.
"},"title":"Will the conversation automatically be about a home battery?"},{"richBody":{"value":"Yes. If you would like to explore sustainability measures further after receiving the report, DuurzaamXL can support you through ING Upgrader. Through ING Upgrader, personal advice, a no-obligation quotation, implementation and aftercare are aligned. Read more about ING Upgrader.
"},"title":"Can I continue with ING Upgrader afterwards?"},{"richBody":{"value":"No. The report gives you personal insight and options for action. You decide whether you want to discuss a next step or only use the report to explore your options further.
"},"title":"Am I required to do anything after receiving the report?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Good to know"},{"componentType":"paragraph","richBody":{"value":"What the changing rules mean for you differs depending on your home, energy use and energy contract. The personal report helps you better understand the possibilities, but does not guarantee any particular saving, return or suitability of a measure.
"}},{"componentType":"sectionTitle","title":"Want to know what this means for you?"},{"componentType":"paragraph","richBody":{"value":"Request a free insight conversation and receive a personal report about your situation.
"}},{"componentType":"cta","textLink":{"text":"Start your request","url":"https://mijn.ing.nl/banking/personal/mortgages/upgrader?proposition=SALDERING"}}]},"hasMacro":false,"id":"41675504-fdc7-4ddb-8be3-9adbf936c3a9","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Upgrade your home","url":"/en/personal/mortgage/sustainable-living"}},"componentType":"productHeader","coreHeader":{"headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/77feb2c8-6510-4646-bf3a-f57aabd0b19b/Zonnepanelen-header.jpg","publishedAt":"2026-10-06T13:55:48Z","transformBaseUrl":"https://assets.ing.com/transform/77feb2c8-6510-4646-bf3a-f57aabd0b19b/Zonnepanelen-header","type":"image","updatedAt":"2026-10-06T13:56:05Z","width":1920},"promoStickerLayout":"Default","subtitle":"From 1 January 2027, the net-metering scheme will end. What does that mean for your energy bill and home? A free insight conversation will provide clarity about your situation. Afterwards, you will receive a personal report containing points to consider and possible next steps.","title":"Get more from your own solar power"},"cta":{"componentType":"cta","textLink":{"text":"Request your insight conversation","url":"https://mijn.ing.nl/banking/personal/mortgages/upgrader?proposition=SALDERING"}},"headerNotification":{"notification":{"body":"Only ING mortgage customers with a home that already has solar panels can make use of this offering.","notificationType":"information","personalizationTaxonomy":{"taxonomyType":"personalizationTaxonomy"},"productTaxonomy":{"taxonomyType":"productTaxonomyContainer"}}},"usps":[{"body":"Free personal insight conversation","icon":{"extension":"png","original":"https://assets.ing.com/asset/5994f8c6-62e3-4696-85e1-f1379776d9c3/Concierge-Marroon.png","publishedAt":"2026-09-29T14:17:37Z","transformBaseUrl":"https://assets.ing.com/transform/5994f8c6-62e3-4696-85e1-f1379776d9c3/Concierge-Marroon","type":"image","updatedAt":"2026-09-29T14:18:42Z","width":64}},{"body":"Personal report prepared by DuurzaamXL","icon":{"altTextEN":"Manage your business invoices efficiently with ING Invoice Manager. View, track, and process invoices in a secure and centralized environment.","altTextFR":"Gérez vos factures professionnelles en toute simplicité avec ING Invoice Manager. Consultez, suivez et traitez vos factures dans un environnement sécurisé et centralisé.","altTextNL":"Beheer uw zakelijke facturen eenvoudig met ING Invoice Manager. Bekijk, volg en verwerk facturen veilig in één centrale omgeving.","extension":"png","original":"https://assets.ing.com/asset/e9fbcec3-df98-41bb-b2cd-5d9682089326/ING-Invoice-Manager-Business-Exclusive.png","publishedAt":"2020-10-23T10:51:03Z","transformBaseUrl":"https://assets.ing.com/transform/e9fbcec3-df98-41bb-b2cd-5d9682089326/ING-Invoice-Manager-Business-Exclusive","type":"image","updatedAt":"2026-07-17T12:34:08Z","width":267}},{"body":"With no obligation","icon":{"altTextEN":"Securely access and request your business credit documents online. Quickly find information and documents related to your ING financing solutions.","altTextFR":"Accédez et demandez vos documents de crédit professionnels en ligne en toute sécurité. Retrouvez rapidement les informations et documents liés à vos financements ING.","altTextNL":"Vraag uw zakelijke kredietdocumenten veilig online aan. Raadpleeg snel de documenten en informatie met betrekking tot uw ING-financieringen.","extension":"png","original":"https://assets.ing.com/asset/664c09e3-d978-49c3-89a2-d5dd1d130eda/Demander-mes-documents-de-credit-en-ligne-Business-Exclusive.png","publishedAt":"2026-07-23T09:34:29Z","transformBaseUrl":"https://assets.ing.com/transform/664c09e3-d978-49c3-89a2-d5dd1d130eda/Demander-mes-documents-de-credit-en-ligne-Business-Exclusive","type":"image","updatedAt":"2026-07-23T09:35:10Z","width":267}}]},"publishDate":"2026-10-20T17:33:40.362+02:00"}}