Financing a sustainable renovation of your home can be done in various ways. We have listed them for you. Did you know that when you enter a new fixed-interest period, you might be able to get a lower mortgage rate if you improve your energy label? And that you can get a higher mortgage if you want to make your new or existing home more sustainable?
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"},"textLinks":[{"text":"More on the Nationaal Warmtefonds","url":"/particulier/hypotheek/duurzaam-wonen/warmtefonds"}],"title":"What are the advantages of a loan with 'Warmtefonds'?"},{"richBody":{"value":"You can then possibly get a higher mortgage based on the home value when you want to do a sustainable renovation. The extra money to pay for the sustainable renovation is available in a Verduurzamingsdepot. You may only use the money for legally permitted energy-saving measures.
"},"textLinks":[{"text":"More on a Verduurzamingsdepot","url":"/particulier/hypotheek/jouw-hypotheek/bouwdepot"}],"title":"What is a Verduurzamingsdepot?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Subsidies: don't miss out on this money"},{"componentType":"paragraph","richBody":{"value":"The Dutch government wants to help you take energy-saving measures. Check which subsidies you are eligible for. And how to apply for it.
"},"textLinks":[{"text":"Subsidies: all in 1 overview","url":"/en/personal/mortgage/sustainable-living/government-subsidies"}]},{"componentType":"sectionTitle","title":"Sustainability tips"},{"componentType":"paragraph","richBody":{"value":"What do energy label A, B, C to G mean? How do you know yours? How does your energy label affect the amount you can borrow from us?
"},"textLinks":[{"text":"Home energy label: this is how it works","url":"/en/personal/mortgage/sustainable-living/energylabels-for-homes"}],"title":"What your energy label means for you","video":{"type":"video","originalUrl":"https://assets.ing.com/asset/ff37a8dc-e2c8-4630-a3ec-1d2f17c08f39/DONOTUSE_Upgradejehuis2026_Daan_9x16_60_GBDB_h2.mp4","videoPreviewURLs":["https://assets.ing.com/asset/ff37a8dc-e2c8-4630-a3ec-1d2f17c08f39/480p/DONOTUSE_Upgradejehuis2026_Daan_9x16_60_GBDB_h2.mp4","https://assets.ing.com/asset/ff37a8dc-e2c8-4630-a3ec-1d2f17c08f39/1080p/DONOTUSE_Upgradejehuis2026_Daan_9x16_60_GBDB_h2.mp4","https://assets.ing.com/asset/ff37a8dc-e2c8-4630-a3ec-1d2f17c08f39/720p/DONOTUSE_Upgradejehuis2026_Daan_9x16_60_GBDB_h2.mp4","https://assets.ing.com/asset/ff37a8dc-e2c8-4630-a3ec-1d2f17c08f39/mp4/DONOTUSE_Upgradejehuis2026_Daan_9x16_60_GBDB_h2.mp4"],"thumbnails":{"mini":"https://assets.ing.com/asset/ff37a8dc-e2c8-4630-a3ec-1d2f17c08f39/thumbnail/mini-DONOTUSE_Upgradejehuis2026_Daan_9x16_60_GBDB_h2","webimage":"https://assets.ing.com/asset/ff37a8dc-e2c8-4630-a3ec-1d2f17c08f39/thumbnail/webimage-DONOTUSE_Upgradejehuis2026_Daan_9x16_60_GBDB_h2","thul":"https://assets.ing.com/asset/ff37a8dc-e2c8-4630-a3ec-1d2f17c08f39/thumbnail/thul-DONOTUSE_Upgradejehuis2026_Daan_9x16_60_GBDB_h2"},"extension":["mp4"]}},{"componentType":"sectionTitle","title":"Together with Milieu Centraal"},{"alignedImage":{"position":"left","altTextEN":"Logo: Milieu Centraal","altTextNL":"Logo: Milieu Centraal","extension":"jpg","original":"https://assets.ing.com/m/27f5d1aabaa26085/original/Milieu-centraal-witte-achtergrond.jpg","transformBaseUrl":"https://assets.ing.com/transform/08bc6d9a-9819-4f98-9590-c3c35e45b70f/Milieu-centraal-witte-achtergrond"},"componentType":"paragraph","richBody":{"value":"ING works together with Milieu Centraal, an independent information organization that provides reliable, practical information to save energy in daily life. Good for your wallet and the climate. Get started today. Every step helps!
"}},{"componentType":"linkList","iconTitle":{"title":"And what’s also useful to know…"},"textLinks":[{"text":"National Heat Fund: borrowing on favourable terms","url":"/en/personal/mortgage/sustainable-living/national-heat-fund"},{"text":"Making your apartment building more sustainable with your Homeowners’ Association (HOA)","url":"/en/personal/mortgage/sustainable-living/upgrade-your-apartment-with-your-hoa"},{"text":"More greenery around your home","url":"/en/personal/mortgage/sustainable-living/more-green-around-the-house"},{"text":"Energy-efficient ventilation","url":"/en/personal/mortgage/sustainable-living/ventilation"},{"text":"How does a heat pump work?","url":"/en/personal/mortgage/sustainable-living/heat-pump"},{"text":"Going gas-free step by step: here’s how","url":"/en/personal/mortgage/sustainable-living/gas-free-living-step-by-step"},{"text":"Repairing foundations and preventing further damage","url":"/en/personal/mortgage/sustainable-living/foundation-risks"},{"text":"All about energy labels","url":"/en/personal/mortgage/sustainable-living/energylabels-for-homes"},{"text":"How to use more of your own solar power","url":"/en/personal/mortgage/sustainable-living/increase-self-consumption-of-solar-power"},{"text":"How to keep your home cool in summer","url":"/en/personal/mortgage/sustainable-living/tips-to-keep-your-house-cool-in-summer"},{"text":"Home batteries","url":"/en/personal/mortgage/sustainable-living/home-battery"}]}]},"hasMacro":false,"id":"9cd7607c-e021-4f55-acef-bbccd54693ee","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Mortgage","url":"/en/personal/mortgage"}},"componentType":"categoryHeader","coreHeader":{"subtitle":"Making your home more sustainable has advantages: you can reduce your energy consumption, improve your living comfort, and make your home future-proof. And did you already know that there are subsidies that can save you money? What are you waiting for?","title":"Upgrade your home"},"legalBanner":{"body":"Let op! Geld lenen kost geld","componentStyle":"default","headerBannerType":"headerBannerType","image":{"extension":"svg","original":"https://assets.ing.com/m/3f5c0b274ee863ed/original/Group-7.svg","transformBaseUrl":"https://assets.ing.com/transform/bfc47636-d002-461a-b209-589beaaa7596/Group-7","type":"image","width":46}}},"publishDate":"2026-05-12T09:14:52.138+02:00"}}