{"type":"document","data":{"id":"61b7e6f1-854d-4bae-aa07-de99cac47f71","localeString":"en-GB","publishDate":"2025-11-27T13:09:35.933+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Common situations with a mortgage"},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Life is unpredictable, so you may encounter all kinds of situations. ING is happy to help you on your way.","title":"Situation"},"backLink":{"textLink":{"url":"/en/personal/mortgage","text":"Mortgage"}}},"flexZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Children","intro":"That wish often comes true, but is your house still big enough?","image":{"transformBaseUrl":"https://assets.ing.com/transform/17d3ff7e-af59-4e90-bccd-8e313dd6926b/Mother-taking-a-picture-of-her-children-finger-painting-the-mirror","type":"image","width":5400,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/1ee489fcca51c4da/original/Mother-taking-a-picture-of-her-children-finger-painting-the-mirror.JPG","extension":"jpg"},"link":{"url":"/en/personal/mortgage/mortgage-types"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Unemployment","intro":"How will you pay the mortgage if you or your partner lose your job?","image":{"transformBaseUrl":"https://assets.ing.com/transform/8147f866-e73e-44c1-9742-64dd90e0903b/Woman-drawing-on-a-tablet-in-her-living-room","type":"image","width":6016,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/c9164ebffc97109/original/Woman-drawing-on-a-tablet-in-her-living-room.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/jouw-hypotheek/werkloos"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Decease","intro":"What if you or your partner passes away? What happens to your mortgage?","image":{"transformBaseUrl":"https://assets.ing.com/transform/8f6e9929-cdcb-48c7-be8d-f1e1b4e71c7f/Young-loving-couple-looking-out-of-a-rustic-natural-guest-bedroom-window","type":"image","width":6000,"original":"https://assets.ing.com/m/5b7070b43c90124a/original/Young-loving-couple-looking-out-of-a-rustic-natural-guest-bedroom-window.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/overlijden-hypotheek"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"incapacitated","intro":"You become incapacitated. What will happen to your mortgage?","image":{"transformBaseUrl":"https://assets.ing.com/transform/034c666c-5561-4365-a2eb-d98246302066/Full-frame-shot-of-multi-colored-neckties-hanging-for-sale","type":"image","width":5472,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/67575f1427a199a6/original/Full-frame-shot-of-multi-colored-neckties-hanging-for-sale.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/arbeidsongeschikt-hypotheek"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Student debt","intro":"What are the possibilities for a mortgage if you have student debt?","image":{"transformBaseUrl":"https://assets.ing.com/transform/8f22a2ae-b946-4f4c-a40e-a5ab310e9b2e/Young-woman-lying-on-a-carpet-and-reading-a-red-book-while-looking-aside","type":"image","width":3705,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/3454f342d5a21c8d/original/Young-woman-lying-on-a-carpet-and-reading-a-red-book-while-looking-aside.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/huis-kopen/je-eerste-huis-kopen/studieschuld"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Retirement","intro":"You are retiring. How will this affect your mortgage?","image":{"transformBaseUrl":"https://assets.ing.com/transform/40b5980a-89db-4f0e-8768-bc407fc8a5e4/Old-woman-sitting-at-a-table-with-happy-children","type":"image","width":3000,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/1ac9b4445848b2d2/original/Old-woman-sitting-at-a-table-with-happy-children.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/retirement-mortgage"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Divorce","intro":"You and your partner are separating. What arrangements do you need to make regarding your mortgage?","image":{"transformBaseUrl":"https://assets.ing.com/transform/744f1bcb-1b89-483a-bb88-ded0c6c56fe2/Father-working-from-home-with-his-children-s-drawings-in-the-background","type":"image","width":5512,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/ba48205e1ee42d5/original/Father-working-from-home-with-his-children-s-drawings-in-the-background.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/divorce-and-mortgage"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Equity surplus on your home","intro":"What is equity surplus and what can you do with it?","image":{"transformBaseUrl":"https://assets.ing.com/transform/332b78a6-26f7-4670-ac21-b796614624cc/Close-up-of-young-girl-playing-with-adult-jewelry","type":"image","width":3264,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/169c314bc049b6ab/original/Close-up-of-young-girl-playing-with-adult-jewelry.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/huis-kopen/ander-huis-kopen/overwaarde-gebruiken"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Becoming more sustainable","intro":"How can you make your home more sustainable? What subsidies are available? You can find this and more here.","image":{"transformBaseUrl":"https://assets.ing.com/transform/801cfccc-9667-4720-89b0-15694e9287b0/Young-couple-kissing-in-home","type":"image","width":5700,"original":"https://assets.ing.com/m/53a74fdf9a13fb41/original/Young-couple-kissing-in-home.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/sustainable-living"}}]},{"componentType":"linkList","iconTitle":{"title":"Hypotheken"},"textLinks":[{"url":"/particulier/hypotheek/hypotheek-berekenen","text":"Maximale hypotheek berekenen"},{"url":"/particulier/hypotheek/actuele-hypotheekrente","text":"Actuele hypotheekrente"},{"url":"/particulier/hypotheek/oversluiten","text":"Hypotheek oversluiten"},{"url":"/particulier/hypotheek/huis-kopen/je-eerste-huis-kopen/startershypotheek-berekenen","text":"Eerste huis kopen"},{"url":"/particulier/hypotheek/huis-kopen/ander-huis-kopen/maximale-hypotheek","text":"Ander huis kopen"},{"url":"/particulier/hypotheek/jouw-hypotheek","text":"Jouw hypotheek"},{"url":"/particulier/hypotheek/hypotheekvormen","text":"Hypotheekvormen"},{"url":"/particulier/hypotheek/duurzaam-wonen","text":"Duurzaam wonen"},{"url":"/particulier/hypotheek/hypotheekadvies","text":"Hypotheekadvies"},{"url":"/particulier/hypotheek/advieskosten","text":"Kosten"},{"url":"/particulier/hypotheek/situatie","text":"Situatie"},{"url":"/particulier/hypotheek/woondiensten","text":"Woondiensten"},{"url":"/particulier/hypotheek/contact","text":"Contact"}]}]}}}