{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Apply for an Calcasa Desktop Valuation (Plus) and receive a quick, affordable property valuation without a home visit. Ideal for mortgages up to 90% of market value or for adjusting your interest rate.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What is the Calcasa Desktop Valuation?"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>The Calcasa Desktop Valuation combines the model value of a property with the expertise of a valuer. The model value is the value of a property based on Calcasa’s models and database. The Calcasa database contains characteristics of nearly all properties in the Netherlands. A valuer then reviews this Calcasa model value remotely, without visiting the property. After your request, you will receive the Calcasa Desktop Valuation in your email within a few hours.</span></span></span></p>"}},{"componentType":"sectionTitle","title":"Features of the Calcasa Desktop Valuation"},{"componentType":"paragraph","richBody":{"value":"<ul><li><span><span><span><span>Cost: €110 (including VAT)</span></span></span></span></li><li><span><span><span><span>Model value checked remotely by a valuer; no on-site valuation</span></span></span></span></li><li><span><span><span><span>Available within a few hours via email</span></span></span></span></li><li><span><span><span><span>You pay Calcasa directly via iDeal/Wero</span></span></span></span></li><li><span><span><span><span>No costs if a model value for your property cannot be determined</span></span></span></span></li></ul><p> </p>"}},{"componentType":"sectionTitle","title":"When to use the Calcasa Desktop Valuation?"},{"componentType":"paragraph","richBody":{"value":"<ul><li><span><span><span><span>For purchasing a property or increasing your mortgage up to 90% of the property&apos;s market value</span></span></span></span></li><li><span><span><span><span>Only to be used when applying for an Annuity Mortgage, Linear Mortgage, or Bank Savings Mortgage, or when converting your mortgage to one of these types</span></span></span></span></li><li><span><span><span><span>In the case of an increase, conversion, or extension of your mortgage, your existing mortgage types must also consist only of these products. If you have another mortgage type, a Calcasa Desktop Valuation Plus or a full appraisal report is required</span></span></span></span></li><li><span lang=\"EN-US\" dir=\"ltr\"><span><span>Applicable for mortgages with or without Nationale Hypotheek Garantie (NHG)</span></span></span></li><li><span><span><span><span>Up to a mortgage amount of €1.5 million</span></span></span></span></li><li><span><span><span><span>Only for existing properties (not applicable to new builds), provided there is no high risk of foundation damage</span></span></span></span></li><li><span><span><span><span>Only intended for properties for owner-occupation</span></span></span></span></li><li><span><span><span><span>To demonstrate the market value of your property and request an interest rate adjustment</span></span></span></span></li></ul>"}},{"componentType":"sectionTitle","title":"What is the Calcasa Desktop Valuation Plus?"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>The Plus variant combines the features of a standard Calcasa Desktop Valuation with an assessment of the property’s maintenance condition from the outside (from the public road) by a real estate expert. In addition to determining the model value, the valuer receives an inspection report on the condition of the property. Based on these sources, the final market value is determined.</span></span></span></p>"}},{"componentType":"sectionTitle","title":"Features of the Calcasa Desktop Valuation Plus"},{"componentType":"paragraph","richBody":{"value":"<ul><li><span><span><span><span>Cost: promotional price €250. Regular price €295 (including VAT)</span></span></span></span></li><li><span><span><span><span>Model value checked remotely by a valuer, with an external condition assessment by a real estate expert (from the public road)</span></span></span></span></li><li><span><span><span><span>Available within four days via email</span></span></span></span></li><li><span><span><span><span>You pay Calcasa directly via iDeal/Wero</span></span></span></span></li><li><span><span><span><span>No costs if a model value for your property cannot be determined</span></span></span></span></li></ul>"}},{"componentType":"sectionTitle","title":"When to use the Calcasa Desktop Valuation Plus?"},{"componentType":"paragraph","richBody":{"value":"<ul><li><span><span><span><span>For purchasing a property or increasing your mortgage up to 90% of the property&apos;s market value</span></span></span></span></li><li><span><span><span><span>To be used when applying for an Interest-Only Mortgage or converting your mortgage to this type. You may also choose this valuation method if you require a Bridging Mortgage</span></span></span></span></li><li><span><span><span><span>Also applicable when increasing, converting, or extending your mortgage if your existing mortgage includes an Interest-Only Mortgage, or another type with uncertain end capital (such as Life-, Maatwerk-, or Investment Mortgage)</span></span></span></span></li><li><span><span><span><span>Applicable for mortgages with or without Nationale Hypotheek Garantie (NHG)</span></span></span></span></li><li><span><span><span><span>Up to a mortgage amount of €1.5 million</span></span></span></span></li><li><span><span><span><span>Only for existing properties (not applicable to new builds), provided there is no high risk of foundation damage</span></span></span></span></li><li><span><span><span><span>Only intended for properties for owner-occupation</span></span></span></span></li><li><span><span><span><span>To demonstrate the market value of your property and to request an interest rate adjustment. This can currently also be done by submitting a WOZ assessment</span></span></span></span></li></ul>"}},{"componentType":"cta","textLink":{"text":"Apply now","url":"https://app.desktoptaxatie.nl/taxatie/ing"}},{"componentType":"linkList","iconTitle":{"title":"Mortgages"},"textLinks":[{"text":"Calculate your maximum mortgage","url":"/en/personal/mortgage/mortgage-calculator"},{"text":"Current mortgage rates","url":"/en/personal/mortgage/current-mortgage-rates"},{"text":"Refinancing your mortgage","url":"/en/personal/mortgage/mortgage-refinancing"},{"text":"Buying your first home"},{"text":"Buying your next home","url":"/en/personal/mortgage/buying-a-house/buying-another-house/maximum-mortgage-calculation"},{"text":"Your ING mortgage","url":"/en/personal/mortgage/your-mortgage"},{"text":"Mortgage types","url":"/en/personal/mortgage/mortgage-types"},{"text":"Sustainable living","url":"/en/personal/mortgage/sustainable-living"},{"text":"Mortgage advice","url":"/en/personal/mortgage/mortgage-advice"},{"text":"Costs","url":"/en/personal/mortgage/advisory-fees"},{"text":"Situation","url":"/en/personal/mortgage/situation"},{"text":"Property services"},{"text":"Contact","url":"/en/personal/mortgage/contact"}]}]},"hasMacro":false,"id":"c77b0e4c-9a0b-4659-bf69-c53906206011","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Property services","url":"/en/personal/mortgage/property-services"}},"componentType":"productHeader","coreHeader":{"body":"Do you need a valuation? Or would you like to request an interest rate adjustment? Then you may be able to use the Calcasa Desktop Valuation (Plus). This allows you to have your property valued quickly and at a low cost. There are two variants: the Calcasa Desktop Valuation and the Calcasa Desktop Valuation Plus, which can be requested for different mortgage types.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/7a5146f5b38d8577/original/economic-hotline-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/e29f89f5-a97e-40ba-850b-6469c32b9d11/economic-hotline-1920","type":"image","width":1920},"subtitle":"Quick and affordable home valuation","title":"Calcasa Desktop Valuation (Plus)"},"cta":{"componentType":"cta","textLink":{"text":"Apply now","url":"https://app.desktoptaxatie.nl/taxatie/ing"}}},"publishDate":"2026-06-17T15:09:50.104+02:00"}}