{"type":"document","data":{"contentType":"onecms:campaignPage","flexPageMetadata":{"afmBanner":false,"description":"De ING Calcasa Woningcheck is een rapport dat je inzicht geeft in bepaalde waardebepalende woning karakteristieken. Handig voor als je gaat bieden op een huis.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"The Calcasa Home Check"},{"componentType":"productFeatures","highlighted":false,"image":{"extension":"svg","original":"https://assets.ing.com/m/630abdeebc81cbcf/original/houseforsalenopadding.svg","transformBaseUrl":"https://assets.ing.com/transform/2b544d56-b0ee-4464-a712-a1ac9592b84b/houseforsalenopadding","type":"image","width":128},"items":[{"title":"For €9.95"},{"title":"In your inbox in no time"},{"title":"Commonly used for offers"}]},{"componentType":"cta","microCopy":"Independent report from our partners at Calcasa.","textLink":{"text":"Go to the Home Check","url":"https://app.desktoptaxatie.nl/woningcheck"}},{"componentType":"sectionTitle","title":"What you’ll get in a convenient report by email"},{"componentType":"paragraph","richBody":{"value":"<p>What you’ll get in a convenient report by email</p><p>With the Home Check, you will have an independent report within just a few hours, with important information that affects the value of the property at the stated address. This includes:</p><ul><li>Energy label</li><li>Foundations</li><li>Flood risk</li><li>Homeowners’ association</li><li>Leasehold</li></ul><p><strong>Tip</strong>: Use these details to ask the seller further questions. Going into the negotiations better informed will put you in a stronger position when making an offer.</p>"},"textLinks":[{"text":"Check out the sample report","url":"https://assets.ing.com/m/749fb3749251ed44/original/woningcheck-voorbeeld.pdf"}]},{"componentType":"sectionTitle","title":"Arranged in just three steps"},{"body":"Do the Home Check through our collaboration partner Calcasa. Here’s how easy it is:","componentType":"applicationProcess","steps":{"stepList":[{"title":"Enter the address details for the property"},{"title":"Pay €9.95 by iDEAL"},{"textLink":{"text":"Go to the Home Check","url":"https://app.desktoptaxatie.nl/woningcheck"},"title":"Receive the report"}]}},{"componentType":"sectionTitle","title":"In the spotlight: how climate change affects the value of a property"},{"componentType":"paragraph","richBody":{"value":"<p>Not many buyers take climate change into account in their negotiations. What do the experts say? And how can the Home Check help you be better informed?</p>"}},{"accordionList":[{"richBody":{"value":"<p>In one of the ten lessons on how to climate-proof the housing market, Chief ING Economist Marieke Blom says:</p><p>‘A first-time buyer buying a home without knowing the foundations are about to cave in will effectively be buying a pig in a poke. That’s why it has to be made compulsory quickly to disclose all available and reliable information about climate risks when selling a property.’</p><p>Floods or droughts, for example, can have a major impact on the condition of a property’s foundations, and with that on the price you’d be willing to pay for that property. Wim Flikweert (ING Wonen assistant) explains how the <a href=\"https://app.desktoptaxatie.nl/woningcheck\">Home Check  </a>can help you:</p><p>‘Sometimes you don’t get relevant information on things such as the condition of the foundations until after the price negotiations, like in a valuation report. But by then the purchase has nearly been sealed and the price set. The Home Check is a low-threshold way to get informed early on in the purchase process. While it will not always give you absolute certainty, it will empower you as a homebuyer to ask the seller or their agent all the right questions, either before or during the negotiations.’</p><p>Want to find out more? Read the <a href=\"http://assets.ing.com/m/4a493adcbe58ebbb/original/Climate-change-and-the-Dutch-housing-market-insights-and-policy-guidance.pdf\">full publication  </a></p>"},"title":"Why climate risks are increasingly important to consider"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Why we are partnering with Calcasa"},{"componentType":"paragraph","richBody":{"value":"<p>Calcasa uses publicly available sources for their Home Check service. We have chosen to use Calcasa’s broadly recognised model because of the following features:</p><ul><li>Highly accurate and up to date</li><li>High coverage</li><li>Objective</li></ul>"}},{"accordionList":[{"richBody":{"value":"<p>Calcasa is an independent technology firm specialising in automated property valuation and advanced strategic real estate analysis. Besides the Home Check, we have been offering Calcasa’s <a href=\"https://www.ing.nl/particulier/hypotheek/ingcalcasadesktoptaxatie\">desktop-based property valuation </a>service for years (through our mortgage advisers).</p>"},"title":"Who are Calcasa?"}],"componentType":"accordion"}]},"hasMacro":false,"id":"cd1546b6-fa2b-4e65-be3e-4d3421ac202b","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Mortgage","url":"/en/personal/mortgage"}},"componentType":"campaignHeader","coreHeader":{"body":"Into key value factors, so you don’t miss crucial details when making an offer.","campaignTitle":{"primaryTitle":"Home Check:","secondaryTitle":"from climate risks to homeowners’ association info"},"headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/41d34425c3a611d3/original/Laughing-woman-holding-a-giant-key-to-her-new-home.jpg","transformBaseUrl":"https://assets.ing.com/transform/d12faea8-3f60-4676-8054-c4e1acf110f4/Laughing-woman-holding-a-giant-key-to-her-new-home","type":"image","width":1920},"subtitle":"Do the Home Check for quick insights"},"cta":{"componentType":"cta","textLink":{"text":"Found a property you like?","url":"https://app.desktoptaxatie.nl/woningcheck"}}},"publishDate":"2026-02-23T16:30:01.121+01:00"}}