Want to buy a new home, or your first home? Talk to a mortgage adviser to find out what kind of mortgage is the right fit for you. You can also combine various types of mortgages.
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mortgage","image":{"transformBaseUrl":"https://assets.ing.com/transform/3e596242-81ad-4922-b863-14ed17923929/Young-man-wearing-orange-parka-in-front-of-old-orange-house","type":"image","width":3600,"original":"https://assets.ing.com/m/17f70d67ce7eae5/original/Young-man-wearing-orange-parka-in-front-of-old-orange-house.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/mortgage-types/linear-mortgage"},"checkMarkList":["Mortgage repaid by the end of the term","The same amount is repaid every month","Monthly payments drop during the fixed-rate period","Possible tax benefit in case of tax relief on mortgage interest","Terms and conditions with a five-star MoneyView rating"]},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Interest-only mortgage","image":{"transformBaseUrl":"https://assets.ing.com/transform/dc155a39-d810-4785-b744-d3b07c1a2914/Two-people-on-laptops","type":"image","width":4896,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/2984fcac1bbc0fc2/original/Two-people-on-laptops.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/mortgage-types/interest-only-mortgage"},"checkMarkList":["You only pay interest during the term","Mortgage debt remains the same, as you are not repaying","Repayment at the end of the term","Terms and conditions with a five-star MoneyView rating"]},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Bank savings mortgage","image":{"transformBaseUrl":"https://assets.ing.com/transform/80bb228a-448d-4812-8dd2-e22d7a8f32b1/rental-guarantee-account-v2-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/26d3d359afa22a2e/original/rental-guarantee-account-v2-1920.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/mortgage-types/bank-savings-mortgage"},"checkMarkList":["Combination of an interest-only loan and a savings account","Mortgage repaid by the end of the term","Tax benefits for savings in Box 1 of your tax return","Fixed monthly payments during the fixed-rate period"]},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"New-build mortgage","image":{"transformBaseUrl":"https://assets.ing.com/transform/f3f6dca4-009e-4b85-bd9d-b2200c9b97da/Portrait-of-a-smiling-young-woman-in-hammock-with-arms-raised","type":"image","width":6000,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/14929b51ba912742/original/Portrait-of-a-smiling-young-woman-in-hammock-with-arms-raised.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/mortgage-types/newbuild-mortgage"},"checkMarkList":["A financial check ensures you’re well prepared when you register for a new build","The energy label and your mortgage rate","Costs for additional work fully included in the mortgage"]},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Bridging mortgage","image":{"transformBaseUrl":"https://assets.ing.com/transform/cebd1c6a-8bfe-4fe9-8774-4ee1291467c2/Twin-sisters-takes-a-break-and-drink-tea-during-home-renovation","type":"image","width":5616,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/7c365255a12ed606/original/Twin-sisters-takes-a-break-and-drink-tea-during-home-renovation.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/mortgage-types/bridging-mortgage"},"checkMarkList":["Short-term mortgage","You only pay interest during the term","Repayment is always possible free of charge","In combination with an ING mortgage for your new home"]},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Mortgage for a sustainable home","image":{"transformBaseUrl":"https://assets.ing.com/transform/4d094ef6-d893-43d7-9048-6a4068f994d7/healthcare-hub-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/5c6e7cb4b9975adb/original/healthcare-hub-1920.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/mortgage-types/buying-a-sustainable-house"},"checkMarkList":["The more sustainable your home, the more you can borrow on a mortgage","Your mortgage could be between €9,000 and €25,000 more","Subject to government rules","Improving your energy label may get you a lower mortgage rate"]},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Investment property financing","image":{"transformBaseUrl":"https://assets.ing.com/transform/94a45d27-650d-441f-a1ce-0b362ff61164/ing-investment-credit-building-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/27815541cd17d8c/original/ing-investment-credit-building-1920.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/mortgage-types/custom-financing"},"checkMarkList":["Not for your own home","Intended for buy-to-let properties","For financing of €500,000 or more"]}]},{"componentType":"sectionTitle","title":"Mortgage types we are no longer selling"},{"componentType":"paragraph","richBody":{"value":"Below is a list of mortgage types that we no longer actively offer.
The English text of the website is a translation of the Dutch original version. This translation is intended for the customers convenience only. In case of any discrepancies between the two versions, the original Dutch version shall prevail. The mortgage offer and contract will be signed in Dutch. Also, all further communication after signing the mortgage contract will be in Dutch. You acknowledge and accept this. If any assistance or clarification is needed, we recommend contacting your mortgage advisor or to call our customer service via the ING app.
"}}]}}}