{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Book a free, no‑obligation mortgage consultation in Alkmaar with ING. Get clear, personalised insight into your options and next steps.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"From a free introductory meeting to a mortgage offer"},{"componentType":"paragraph","richBody":{"value":"

An introductory meeting is always free of charge and with no obligation. During this meeting, we explore your options together and you can ask any questions you may have. If you then choose to continue with personal, paid guidance, the next step is an advice meeting. From that point onwards, advice fees apply. These costs depend on your situation and are explained on the advice fees page.

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Why start with a free introductory meeting?

You begin with clear insight, without committing to anything. Online tools provide an initial indication, but not a complete picture. Every situation is different. Consider your income, employment, relationship status, savings, any home equity and your housing plans. Together with a mortgage adviser, you explore which options best suit your situation.

An indication of what you may be able to borrow (subject to conditions) is recorded in an orientation certificate. This gives you something concrete as you continue your search or consider your next step.

Where can you receive ING mortgage advice in Amsterdam?

You choose what works best for you:

Many things can be arranged digitally, but sometimes it is helpful to meet in person. Video consultations are often also available in the evenings or at weekends.

An adviser who thinks along with you

Buying a home or adjusting your mortgage is not an everyday decision and can feel overwhelming. That is when it helps to speak with an adviser who thinks along with you and clearly explains what to expect.

ING is transparent about:

This is documented in a service document. Even after your first meeting, you can always come back to us with further questions.

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Step 1: Introductory meeting in Amsterdam

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Mortgage advice in Amsterdam: your personal advice meeting

As your situation becomes more concrete, a personal advice meeting is often the next step. From the moment you sign the advice agreement, advice fees apply. This meeting is usually relevant when your offer has been accepted or when you want to adjust your existing mortgage.

When is a personal advice meeting suitable?

A personal advice meeting is typically relevant if:

Have you already made an offer or has your offer been accepted but you have not yet had a free introductory meeting? ING will usually start with that step. During this meeting, we can already calculate many scenarios for you. After that, you decide whether to proceed with paid advice.

What is included in your mortgage advice report?

Based on your financial details and personal preferences, ING advises which mortgage option(s) best suit your situation. The report includes:

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Step 2: Advice meeting

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The final step in your mortgage advice

During the advice meeting, you have discussed your preferences. If our checks confirm that you can afford the mortgage, you will receive a mortgage offer. The final steps are as follows:

Optional: the insurances recommended in your mortgage advice can be arranged with us at this stage.

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Step 3: Mortgage offer

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Independent research agency MoneyView has once again awarded our mortgage conditions the maximum 5-star rating this year, and we are proud of that.

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Do you live in Amsterdam or the surrounding area and want to explore your options? You can choose a meeting at an office or via video call. Whichever option you choose, you always start with a free introductory meeting. This gives you clarity on what is possible and the most logical next step.

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Renovating your home with an ING mortgage

You may be able to finance renovations by increasing your mortgage. In some cases, this can be done without advice fees — check what is required.

Making changes to your current ING mortgage

For example, adjusting the term or repayment structure. Different costs may apply. You can always discuss this by phone first.

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Costs per situation

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The type of advice depends on your objective. A new mortgage requires a different level of guidance than adjusting an existing mortgage.

You can:

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How do you pay the costs?

"}}],"componentType":"actionAccordion"}]},"hasMacro":false,"id":"7894846a-77ba-42ea-85c3-944b1d0af067","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Mortgage","url":"/en/personal/mortgage"}},"componentType":"productHeader","coreHeader":{"body":"Are you curious about what is possible with your mortgage in Amsterdam? At ING, you can book a free introductory meeting with a mortgage adviser. This can take place at an ING office in Amsterdam or, in many cases, via a video call. This gives you a clear overview of your financial options and helps you understand the most logical next step for your situation.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/74bf84a3-d248-44ab-9308-bf76fb1f8725/Hypotheken-starters-interview-1-Erin-Mathijs-meubels.jpg","transformBaseUrl":"https://assets.ing.com/transform/74bf84a3-d248-44ab-9308-bf76fb1f8725/Hypotheken-starters-interview-1-Erin-Mathijs-meubels","type":"image","width":8529},"subtitle":"From a free introductory meeting to your mortgage offer","title":"Mortgage advice in Amsterdam"},"cta":{"componentType":"cta","textLink":{"text":"Book a free introductory meeting","url":"/en/personal/mortgage/contact/book-appointment"}},"legalBanner":{"body":"Let op! Geld lenen kost geld","componentStyle":"default","headerBannerType":"headerBannerType","image":{"extension":"svg","original":"https://assets.ing.com/m/3f5c0b274ee863ed/original/Group-7.svg","transformBaseUrl":"https://assets.ing.com/transform/bfc47636-d002-461a-b209-589beaaa7596/Group-7","type":"image","width":46}},"secondaryCta":{"textLink":{"text":"Calculate your maximum mortgage","url":"/en/personal/mortgage/mortgage-calculator"}},"usps":[{"body":"Over 670,000 homeowners have an ING mortgage","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/14471298-89dd-4b64-b5df-1e34eee74676/Savings_goals-Home_Filledin.svg","transformBaseUrl":"https://assets.ing.com/transform/14471298-89dd-4b64-b5df-1e34eee74676/Savings_goals-Home_Filledin","type":"image","width":24}},{"body":"Around 1,200 new mortgage consultations each week","icon":{"extension":"png","original":"https://assets.ing.com/asset/db2abfdb-58a3-4d77-8abe-46eff45b8879/Two_persons_large_filled.png","transformBaseUrl":"https://assets.ing.com/transform/db2abfdb-58a3-4d77-8abe-46eff45b8879/Two_persons_large_filled","type":"image","width":512}},{"body":"High customer satisfaction with our mortgage advice","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/0d725c30-adeb-4b6b-8087-834aa9709a1a/Feedback-Heart_Filledin.svg","transformBaseUrl":"https://assets.ing.com/transform/0d725c30-adeb-4b6b-8087-834aa9709a1a/Feedback-Heart_Filledin","type":"image","width":24}}]},"publishDate":"2026-06-03T15:44:23.101+02:00"}}