{"type":"document","data":{"id":"55fb0569-6b24-466a-94ff-c7e31fa039dd","localeString":"en-GB","publishDate":"2026-03-18T15:58:21.438+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Need an adviser who can compare mortgage providers for you? Make an appointment with an independent adviser."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"/particulier/hypotheek/hypotheekadvies/onafhankelijk-adviseur-vinden","text":"Find an independent adviser"}},"coreHeader":{"body":"When buying a house, you will often need a mortgage. In the Netherlands, there are various intermediary parties you can turn to for mortgage advice and a mortgage. These are mortgage providers.\r\nInstead of going to one of these mortgage providers for advice, you can also seek guidance from an independent mortgage adviser.\r\nAn independent adviser will take stock of your options with various mortgage providers for you and assess what would be the best fit for your situation.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/cc16084c-7ad0-4516-a1ad-70c61c40bb16/Portrait-of-smiling-woman-sitting-in-office","type":"image","width":5700,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/4813a7451b978490/original/Portrait-of-smiling-woman-sitting-in-office.jpg","extension":"jpg"},"title":"Advice from an independent adviser","subtitle":"Find a mortgage that is right for you"},"backLink":{"textLink":{"url":"/en/personal/mortgage","text":"A mortgage with ING"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What an independent adviser can do for you"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>Just like an adviser from a bank, an independent adviser will give you advice on <a data-type=\"internal\" href=\"/en/personal/mortgage\">mortgages</a> and your financial situation. The difference is that an independent adviser will generally work with multiple mortgage providers, meaning that they can compare the products and <a data-type=\"internal\" href=\"/en/personal/mortgage/current-mortgage-rates\">mortgage rates</a> offered by various mortgage providers.</span></span></span></p>"}},{"componentType":"sectionTitle","title":"What you can discuss with an independent adviser"},{"componentType":"paragraph","richBody":{"value":"<p><span lang=\"EN-GB\" dir=\"ltr\"><span><span>You can turn to an independent adviser for advice in taking out <a data-type=\"internal\" href=\"/en/personal/mortgage\">a mortgage</a>.  If you’re looking to refinance your mortgage, have a question about your current mortgage or your current situation is changing, an independent adviser can also help you with advice. An independent adviser will charge advisory fees for the advice they give you. Your independent adviser has a comparison card that gives you a clear run-down of what they will do for you and what they will charge you for this.</span></span></span><br /> </p>"}},{"componentType":"sectionTitle","title":"List of independent advisers"},{"componentType":"paragraph","richBody":{"value":"<p><span lang=\"EN-GB\" dir=\"ltr\"><span><span>ING works with over 2,700 independent advisers. They have to meet certain conditions to be allowed to recommend <a data-type=\"internal\" href=\"/en/personal/mortgage\">ING mortgages</a>. Among other things, they must tick the following boxes:</span></span></span></p>"}},{"componentType":"productFeatures","highlighted":false,"items":[{"title":"The right training to be authorised to advise you"},{"title":"The required permits to be authorised to advise you"},{"title":"Business operations that ensure quality of service"}]},{"componentType":"cta","textLink":{"url":"/particulier/hypotheek/hypotheekadvies/onafhankelijk-adviseur-vinden","text":"Find an independent adviser near you"}},{"componentType":"linkList","iconTitle":{"title":"Useful links"},"textLinks":[{"url":"/particulier/hypotheek/hypotheekadvies/onafhankelijk-adviseur-vinden","text":"Find an independent adviser"},{"url":"/en/personal/mortgage/mortgage-calculator","text":"Calculate your maximum mortgage"},{"url":"/en/personal/mortgage/current-mortgage-rates","text":"Current mortgage rates"}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Good to know","richBody":{"value":"<p>The English text of the website is a translation of the Dutch original version. This translation is intended for the customers convenience only. In case of any discrepancies between the two versions, the original Dutch version shall prevail. The mortgage offer and contract will be signed in Dutch. Also, all further communication after signing the mortgage contract will be in Dutch. You acknowledge and accept this. If any assistance or clarification is needed, we recommend contacting your mortgage advisor or to call our customer service via the ING app.</p>"}}]}}}