{"type":"document","data":{"id":"5596d00a-7e38-4229-88ea-357a0e19ba82","localeString":"en-GB","publishDate":"2026-04-07T10:22:03.889+02:00","contentType":"onecms:subCategoryPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Read here how we can help you in case of a decease in the mortgage."},"mainHeaderZone":{"componentType":"categoryHeader","backLink":{"textLink":{"url":"/en/personal/mortgage","text":"Mortgage"}},"coreHeader":{"title":"Are you the legal representative who arranges the mortgage in case of decease?","subtitle":"Read here how we can help you"}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What do you want to arrange?"},{"componentType":"paragraph","richBody":{"value":"<ul><li>Continue mortgage</li><li>Repayment of mortgage</li><li>Sell the house</li></ul>"},"alignedImage":{"position":"top","transformBaseUrl":"https://assets.ing.com/transform/789cfd68-952f-436b-9e55-5e26a6b88833/decease-possession-assets-1920","original":"https://assets.ing.com/m/2521f4655a6cecf1/original/decease-possession-assets-1920.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"Continue mortgage"},{"componentType":"paragraph","title":"Is the mortgage of the house in your name?","richBody":{"value":"<p>Your financial situation is changed by the decease of your partner. It is important that you do not have to worry about your living situation. That is why we want to see with you whether your mortgage costs still fit your current situation. Too high a loan can, in the long run, create financial pressure. Think, for example, of difficulty paying monthly expenses, less room for other expenses or problems in the event of unexpected events. We would like to help prevent this. That is why we invite you for a free consult.</p><p>Schedule an appointment, then we discuss your wishes and look at the possibilities together.</p><p><a href=\"https://www.ing.nl/particulier/hypotheek/contact/open-algemeen?subscrid=cml-mort-open-erven\">Schedule an appointment</a></p>"}},{"componentType":"paragraph","title":"Is the mortgage of the house not in your name?","richBody":{"value":"<p>We would like to invite you for a personal consult. Because continuing a mortgage is an important financial decision, an advisory meeting is necessary in this case. <a href=\"http://www.ing.nl/particulier/hypotheek/advieskosten/bestaande-hypotheek\">Charges</a> apply. During this consult we will review your financial situation and discuss the possibilities. For example, we discuss whether the mortgage fits well with your wishes and personal financial situation, now and in the future. Contact us to make an appointment. We&apos;d love to help you out.</p><p><a href=\"https://www.ing.nl/particulier/hypotheek/contact/open-algemeen?subscrid=cml-mort-open-erven\">Schedule an appointment</a></p><p> </p>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/a4069059-2b18-422e-8080-a6084e43f517/Indicate-on-mobile_2_Spot","original":"https://assets.ing.com/m/729e656757b3b873/original/Indicate-on-mobile_2_Spot.svg","extension":"svg"}},{"componentType":"sectionTitle","title":"Repayment of the mortgage"},{"componentType":"paragraph","richBody":{"value":"<p>After a death, you can repay the mortgage without additional costs. Make sure you do it within 12 months, because after that we may incur costs in account. <a href=\"http://www.ing.nl/particulier/hypotheek/jouw-hypotheek/hypotheek-aflossen\">Read more</a>.</p>"}},{"componentType":"sectionTitle","title":"Sell the house"},{"componentType":"paragraph","richBody":{"value":"<p>Do you want to sell the house? We have special housing services that can help you. This saves costs and gives you access to local and national market knowledge from recognized estate agents. They help you determine a sale price, negotiate with buyers and make a professional presentation of the property. <a href=\"http://www.ing.nl/particulier/hypotheek/makelaarsland\">ING Woondiensten.</a></p>"}}]}}}