{"type":"document","data":{"id":"c77b0e4c-9a0b-4659-bf69-c53906206011","localeString":"en-GB","publishDate":"2026-03-23T16:37:42.951+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Apply for an ING Calcasa desktop valuation and receive a quick, affordable property valuation without a home visit. Ideal for mortgages up to 90% of market value or for adjusting your interest rate."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"https://app.desktoptaxatie.nl/taxatie/ing","text":"Apply now"}},"coreHeader":{"body":"Do you need a valuation? And are you planning to apply for a mortgage of up to 90% of your home’s market value? Or would you like to request an interest rate change? Then you may be able to use the ING Calcasa desktop valuation. This allows you to have your property valued quickly and at a low cost.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/e29f89f5-a97e-40ba-850b-6469c32b9d11/economic-hotline-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/7a5146f5b38d8577/original/economic-hotline-1920.jpg","extension":"jpg"},"title":"ING Calcasa Desktop valuation","subtitle":"Quick and affordable home valuation"},"backLink":{"textLink":{"url":"/en/personal/mortgage","text":"Mortgage"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What is the ING Calcasa desktop valuation?"},{"componentType":"paragraph","richBody":{"value":"<p>The ING Calcasa desktop valuation combines a property’s model value with the expertise of a qualified valuer. The model value is the estimated value of a home based on the models and data in Calcasa’s database. Calcasa’s database contains characteristics of virtually all homes in the Netherlands.<br />A valuer then reviews this Calcasa model value remotely, without visiting the home. Because this typically happens from the valuer’s desk, we call it a desktop valuation. After submitting your request, you will receive the ING Calcasa desktop valuation in your email within a few hours.</p>"}},{"componentType":"sectionTitle","title":"Features of the ING Calcasa desktop valuation"},{"componentType":"paragraph","richBody":{"value":"<ul><li>Cost: €110 (including VAT)</li><li>Model value checked remotely by a qualified valuer, no home visit required</li><li>Delivered to your email within a few hours</li><li>No cost if Calcasa is unable to determine a model value for your property</li><li>A collaboration between ING, Calcasa and the Taxatheek<ul><li>The ING Calcasa desktop valuation can only be requested via ING.nl at Calcasa</li><li>The assessment of the Calcasa model value is carried out by a valuer from the Taxatheek</li><li>You pay Calcasa for the ING Calcasa desktop valuation (via iDEAL)</li></ul></li></ul><p> </p>"}},{"componentType":"sectionTitle","title":"When can you use the ING Calcasa desktop valuation?"},{"componentType":"paragraph","richBody":{"value":"<ul><li>When buying a home or increasing your mortgage up to 90% of the property’s market value. Your market value is determined through the ING Calcasa desktop valuation</li><li>To request an <a data-type=\"internal\" href=\"/en/personal/mortgage/your-mortgage/increase-in-home-value\">interest rate change</a> because your loan-to-value ratio has changed</li><li>Available for mortgages with or without a National Mortgage Guarantee (NHG)</li><li>For mortgage amounts up to 1.5 million euros</li><li>Only for existing properties (not available for new builds), provided there is no high risk of foundation damage</li><li>Only for properties intended as your primary residence</li></ul>"}},{"componentType":"sectionTitle","title":"ING Calcasa desktop valuation: quick and affordable"},{"componentType":"paragraph","richBody":{"value":"<ul><li>Receive your ING Calcasa desktop valuation within a few hours</li><li>An ING Calcasa desktop valuation costs €110 and is usually much cheaper than a valuation that requires a home visit<br /> </li></ul>"}},{"componentType":"cta","textLink":{"url":"https://app.desktoptaxatie.nl/taxatie/ing","text":"Apply now"}},{"componentType":"linkList","iconTitle":{"title":"Mortgages"},"textLinks":[{"url":"/en/personal/mortgage/mortgage-calculator","text":"Calculate your maximum mortgage"},{"url":"/en/personal/mortgage/current-mortgage-rates","text":"Current mortgage rates"},{"url":"/en/personal/mortgage/mortgage-refinancing","text":"Refinancing your mortgage"},{"text":"Buying your first home"},{"url":"/en/personal/mortgage/buying-a-house/buying-another-house/maximum-mortgage-calculation","text":"Buying your next home"},{"url":"/en/personal/mortgage/your-mortgage","text":"Your ING mortgage"},{"url":"/en/personal/mortgage/mortgage-types","text":"Mortgage types"},{"url":"/en/personal/mortgage/sustainable-living","text":"Sustainable living"},{"url":"/en/personal/mortgage/mortgage-advice","text":"Mortgage advice"},{"url":"/en/personal/mortgage/advisory-fees","text":"Costs"},{"url":"/en/personal/mortgage/situation","text":"Situation"},{"url":"/en/personal/mortgage/property-services","text":"Property services"},{"url":"/en/personal/mortgage/contact","text":"Contact"}]}]}}}