{"type":"document","data":{"id":"83342436-23f6-426e-9bcd-f05ae4cb3ae4","localeString":"en-GB","publishDate":"2026-04-13T15:57:25.192+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"How did our Sustainability Discount work? See when you qualified for this interest rate discount."},"mainHeaderZone":{"componentType":"productHeader","legalBanner":{"image":{"transformBaseUrl":"https://assets.ing.com/transform/bfc47636-d002-461a-b209-589beaaa7596/Group-7","type":"image","width":46,"original":"https://assets.ing.com/m/3f5c0b274ee863ed/original/Group-7.svg","extension":"svg"},"body":"Let op! Geld lenen kost geld","headerBannerType":"headerBannerType","componentStyle":"default"},"cta":{"componentType":"cta","textLink":{"url":"/en/personal/mortgage/current-mortgage-rates/the-energy-label-and-your-mortgage-interest-rate","text":"Read more about the possibilities"}},"coreHeader":{"body":"Between November 24, 2022, and April 29, 2025, you could, under certain conditions, qualify for a sustainability discount at the start of a new fixed interest rate period. If you had an energy-efficient home with at least a definitive energy label A or upgrade your home to at least energy label A, you could receive the sustainability discount up to 24 months after the start of your new fixed interest rate period. Check your offer for the conditions of the Sustainability Discount.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/8a182c03-4ac8-4ef3-86d9-38f73ebfdfb5/A-happy-man-smiles-and-gives-the-camera-a-thumbs-up","type":"image","width":7990,"altTextEN":"save","altTextNL":"sparen","altTextFR":"épargner","original":"https://assets.ing.com/m/1f5c89d01c060a76/original/A-happy-man-smiles-and-gives-the-camera-a-thumbs-up.jpg","extension":"jpg"},"title":"Sustainability Discount for your mortgage","subtitle":"Interest rate discount for energy label A or higher (applicable to applications submitted up to and including April 29, 2025)"},"headerNotification":{"notification":{"body":"Starting April 30, 2025, the impact of your energy label on your mortgage interest rate has been expanded. When you apply for a mortgage with us from April 30, 2025, or if your new fixed interest rate period begins on or after April 30, 2025, all energy labels can influence your mortgage interest rate.","notificationType":"information","productTaxonomy":{"taxonomyType":"productTaxonomyContainer"},"personalizationTaxonomy":{"taxonomyType":"personalizationTaxonomy"}}},"backLink":{"textLink":{"url":"/en/personal/mortgage/current-mortgage-rates","text":"Current mortgage rates"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"How did the Sustainability discount work?"},{"componentType":"paragraph","richBody":{"value":""}},{"componentType":"accordion","accordionList":[{"title":"Did you buy an energy efficient home?","richBody":{"value":"

You received a Sustainability Discount on your fixed mortgage interest rate if your home had at least a registered energy label A or higher. 

"}},{"title":"Did you already have an ING mortgage and was your house energy efficient?","richBody":{"value":"

Then you could take advantage of the Sustainability discount when your new fixed interest rate period started. You had to make sure your energy label was registered with the Rijksdienst voor Ondernemend Nederland (RVO) by a certified energy advisor.

"}},{"title":"Did you buy or own a home that you wanted to make more sustainable?","richBody":{"value":"

Even if you wanted to make your home more sustainable, the Sustainability Discount was possible. After the start of the new fixed rate period, you had 24 months to complete your renovation and apply for the Sustainability Discount. To do this, once you had obtained a definitive energy label A or higher, you had to contact us to request the discount.

Good to know: The option to choose the Sustainability Discount up to 24 months after the start of the fixed interest rate period only applied to loan parts with an interest date from November 24, 2022. 

"}}]},{"componentType":"sectionTitle","title":"We're happy to help"},{"componentType":"paragraph","richBody":{"value":"

Would you like to know more about the options for your personal situation? We’re happy to help. Schedule a free appointment or contact your intermediary.

"}},{"componentType":"linkList","iconTitle":{"title":"More information"},"textLinks":[{"url":"/en/personal/expats/mortgages/mortgage-step-by-step","text":"Mortgage step by step"},{"url":"/en/personal/mortgage/mortgage-advice","text":"Mortgage advice in English"},{"url":"/en/personal/mortgage/contact","text":"Plan orientation meeting"},{"url":"/en/personal/mortgage/mortgage-types","text":"Mortgage types"},{"url":"/en/personal/mortgage/mortgage-calculator","text":"Calculate your maximum mortgage"},{"url":"/en/personal/mortgage/current-mortgage-rates","text":"Current mortgage rates"},{"url":"/en/personal/mortgage/advisory-fees","text":"Advisory fees"},{"url":"/en/personal/mortgage/property-services","text":"Property services"}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Good to know","richBody":{"value":"

The English text of the website is a translation of the Dutch original version. This translation is intended for the customers convenience only. In case of any discrepancies between the two versions, the original Dutch version shall prevail. The mortgage offer and contract will be signed in Dutch. Also, all further communication after signing the mortgage contract will be in Dutch. You acknowledge and accept this. If any assistance or clarification is needed, we recommend contacting your mortgage advisor or to call our customer service via the ING app.

"}}]}}}