{"type":"document","data":{"id":"31631898-920a-4875-827e-e2022fbaeaec","localeString":"en-GB","publishDate":"2025-09-01T14:12:59.798+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Had your free exploratory consultation? With the orientation certificate, you’ll feel more confident when putting in an offer or registering for a new build."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"/en/personal/mortgage/contact","text":"Make an appointment"}},"coreHeader":{"body":"If you’ve had your free exploratory consultation with one of our mortgage advisers, you can get an orientation certificate afterwards, which tells you how much you can borrow (subject to change).","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/cc16084c-7ad0-4516-a1ad-70c61c40bb16/Portrait-of-smiling-woman-sitting-in-office","type":"image","width":5700,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/4813a7451b978490/original/Portrait-of-smiling-woman-sitting-in-office.jpg","extension":"jpg"},"title":"Orientation certificate","subtitle":"Feel more confident when putting in an offer or registering for a new build"},"backLink":{"textLink":{"url":"/en/personal/mortgage/contact","text":"No-obligation mortgage consultation"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What to use the orientation certificate for"},{"componentType":"paragraph","richBody":{"value":"<ul><li><span><span><span><span>Many buyers appreciate the assurance the certificate gives them, especially when putting in an offer on an extremely popular property. This is because they know how high they can go in their offers.</span></span></span></span></li><li><span><span><span><span>They include their orientation certificate with their offer, so the selling agent knows that they’ve done their homework.   </span></span></span></span></li><li><span><span><span><span>If you’re planning on buying a new build, submit the certificate along with your registration for a new build project. </span></span></span></span></li></ul>"}},{"componentType":"sectionTitle","title":"Tips for when you put in an offer"},{"componentType":"paragraph","richBody":{"value":"<ul><li><span><span><span><span>Keep both your buying agent and your mortgage adviser in the loop for additional assurance. </span></span></span></span></li><li><span><span><span><span>Carefully formulate your financial and other reservations, and state your preferred closing date. Discuss this with your agent.</span></span></span></span></li><li><span><span><span><span>Make your offer stand out by offering an unusual amount. </span></span></span></span></li></ul>"}}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Good to know","richBody":{"value":"<p>The English text of the website is a translation of the Dutch original version. This translation is intended for the customers convenience only. In case of any discrepancies between the two versions, the original Dutch version shall prevail. The mortgage offer and contract will be signed in Dutch. Also, all further communication after signing the mortgage contract will be in Dutch. You acknowledge and accept this. If any assistance or clarification is needed, we recommend contacting your mortgage advisor or to call our customer service via the ING app.</p>"}}]}}}