House prices and home sales
"},"icon":{"transformBaseUrl":"https://assets.ing.com/transform/af579f99-b7f0-42e8-8b92-e881faaad5a8/Products-Mortgage_Euro_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/1c6556fe2a8ecac8/original/Products-Mortgage_Euro_Outline.svg","extension":"svg"},"paragraphs":[{"componentType":"paragraph","title":"House price growth significantly higher in cities outside the Randstad","richBody":{"value":"Tightness in the owner‑occupied housing market is easing, but not everywhere to the same degree. In major cities outside the Randstad, house prices are still rising by more than 10% year‑on‑year.
"},"textLinks":[{"url":"/zakelijk/economie/woningmarkt/huizenprijsstijging-flink-hoger-in-steden-buiten-de-randstad","text":"2 February 2026"}]},{"componentType":"paragraph","title":"Record number of home sales and more moderate price increases in 2026","richBody":{"value":"ING Research expects the number of home sales to continue rising in 2026. Compared with 2025, house prices will increase at a slower pace.
"},"textLinks":[{"url":"/zakelijk/economie/woningmarkt/recordaantal-woningverkopen-en-kleinere-huizenprijsstijging-in-2026","text":"19 December 2025"}]},{"componentType":"paragraph","title":"Apartments on the rise: newbuild homes in the Netherlands are becoming smaller","richBody":{"value":"The Dutch housing stock is changing: newbuild properties are becoming smaller and are increasingly apartments.
"},"textLinks":[{"url":"/zakelijk/economie/woningmarkt/appartementen-rukken-op-nieuwbouw-in-nederland-steeds-kleiner","text":"4 September 2025"}]},{"componentType":"paragraph","title":"More owner occupied housing supply also eases pressure in the rental sector","richBody":{"value":"Relatively many households want to move from renting to owning, while few want to move from owning to renting. A larger supply of owner‑occupied homes is therefore expected to create the most movement in the market.
"},"textLinks":[{"url":"/zakelijk/economie/woningmarkt/meer-aanbod-koopwoningen-verlicht-ook-druk-op-huursector","text":"15 July 2025"}]},{"componentType":"paragraph","title":"House price growth expected to slow further in 2026","richBody":{"value":"By the end of this year, house prices are expected to be around 6.5% higher than at the end of last year. For 2026, we expect a 4% increase.
"},"textLinks":[{"url":"/zakelijk/economie/woningmarkt/huizenprijsstijging-zwakt-in-2026-naar-verwachting-verder-af","text":"19 June 2025"}]},{"componentType":"paragraph","title":"Parental wealth increasingly important for first time buyers","richBody":{"value":"First‑time buyers are bringing more private capital to the table — capital they are increasingly receiving as a gift from their parents.
"},"textLinks":[{"url":"/zakelijk/economie/woningmarkt/vermogen-van-ouders-speelt-steeds-grotere-rol-op-woningmarkt","text":"18 April 2025"}]}]}]},{"componentType":"actionAccordion","actionAccordionList":[{"title":{"value":"Making the housing stock more sustainable
"},"icon":{"transformBaseUrl":"https://assets.ing.com/transform/084d1446-655b-4620-80b6-b535efb565a9/Loans_goals-Garden_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/5ff1f9245a34e532/original/Loans_goals-Garden_Outline.svg","extension":"svg"},"paragraphs":[{"componentType":"paragraph","title":"Energy efficiency of owner occupied homes varies across income groups","richBody":{"value":"Two‑thirds of homeowners have made their homes more sustainable in recent years. Higher‑income households did so more often than lower‑income households. Solar panels were the most popular measure, particularly among higher incomes.
"},"textLinks":[{"url":"/zakelijk/economie/woningmarkt/verschil-in-verduurzaming-koopwoningen-tussen-inkomensgroepen-neemt-toe","text":"9 October 2025"}]},{"componentType":"paragraph","title":"Redistribution effects of sustainability standards less negative for low incomes than gas tax","richBody":{"value":"Additional measures are needed to accelerate the sustainability of homes in order to meet statutory climate targets.
"},"textLinks":[{"url":"/zakelijk/economie/woningmarkt/herverdelingseffecten-verduurzamingsnorm-woning-minder-nadelig-voor-lage-inkomens-dan-gasbelasting","text":"1 November 2024"}]},{"componentType":"paragraph","title":"Added value of energy efficient homes has increased significantly","richBody":{"value":"In the first quarter of this year, the estimated added value of a home with energy label A+ or higher, compared with an identical home with energy label G, was 23%.
"},"textLinks":[{"url":"/zakelijk/economie/woningmarkt/meerwaarde-energiezuinige-woning-flink-toegenomen","text":"19 April 2024"}]},{"componentType":"paragraph","title":"Costs of a climate resilient housing market manageable for now, but risk of inequality remains","richBody":{"value":"Climate change and climate policy create additional costs for homeowners. Some households will need support to adapt their homes.
"},"textLinks":[{"url":"/zakelijk/economie/woningmarkt/kosten-klimaatbestendige-woningmarkt-voorlopig-beheersbaar-maar-tweedeling-ligt-op-de-loer","text":"21 February 2024"}]}]}]},{"componentType":"actionAccordion","actionAccordionList":[{"title":{"value":"Housing market policy
"},"icon":{"transformBaseUrl":"https://assets.ing.com/transform/e2274273-96dc-48a1-9c2c-17f9311aed5e/Feedback-Light_Bulb_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/6c2465a2e1603f5f/original/Feedback-Light_Bulb_Outline.svg","extension":"svg"},"paragraphs":[{"componentType":"paragraph","title":"Housing policy moving in the right direction, but more needed to reach targets","richBody":{"value":"In its coalition agreement and Budget Memorandum, the Schoof government announced several measures to build more new homes and make better use of the existing housing stock.
"},"textLinks":[{"url":"/zakelijk/economie/nederland/woonbeleid-stap-in-gewenste-richting-voor-behalen-doelen-is-meer-nodig","text":"19 September 2024"}]},{"componentType":"paragraph","title":"Cutting high rents won’t solve the housing shortage","richBody":{"value":"Middle‑income households struggling to find a home are ultimately best helped by reducing the housing shortage. This requires measures that speed up housing construction. Planned extensions to existing rent regulation are expected to have the opposite effect.
"},"textLinks":[{"url":"/zakelijk/sector/real-estate/direct-verlagen-van-hoge-huren-lost-het-woningtekort-niet-op","text":"4 June 2024"}]},{"componentType":"paragraph","title":"Economic perspective on a thorough renovation of the housing market","richBody":{"value":"The Dutch housing market is difficult to access, creates wealth inequality and is volatile. A redesign of housing policy can help address these structural issues.
"},"textLinks":[{"url":"/zakelijk/economie/woningmarkt/economisch-perspectief-op-grondige-renovatie-woningmarkt","text":"16 June 2022"}]}]}]},{"componentType":"linkList","iconTitle":{"title":"Mortgages"},"textLinks":[{"url":"/en/personal/mortgage/mortgage-calculator","text":"Calculate maximum mortgage"},{"url":"/particulier/hypotheek/actuele-hypotheekrente","text":"Current Mortgage Interest"},{"url":"/particulier/hypotheek/oversluiten","text":"Mortgage refinancing"},{"url":"/en/personal/mortgage/buying-a-house/buying-your-first-home/calculate-starters-mortgage","text":"Buying your first home"},{"url":"/particulier/hypotheek/huis-kopen/ander-huis-kopen/maximale-hypotheek","text":"Buying your next home"},{"url":"/particulier/hypotheek/jouw-hypotheek","text":"Your mortgage"},{"url":"/en/personal/mortgage/mortgage-types","text":"Mortgage forms"},{"url":"/en/personal/mortgage/sustainable-living","text":"Sustainable living"},{"url":"/en/personal/mortgage/mortgage-advice","text":"Mortgage advice"},{"url":"/en/personal/mortgage/advisory-fees","text":"Costs"},{"url":"/en/personal/mortgage/situation","text":"Situation"},{"url":"/en/personal/mortgage/property-services","text":"Property services"},{"url":"/en/personal/mortgage/contact","text":"Contact"}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Good to know","richBody":{"value":"The English text of the website is a translation of the Dutch original version. This translation is intended for the customers convenience only. In case of any discrepancies between the two versions, the original Dutch version shall prevail. The mortgage offer and contract will be signed in Dutch. Also, all further communication after signing the mortgage contract will be in Dutch. You acknowledge and accept this. If any assistance or clarification is needed, we recommend contacting your mortgage advisor or to call our customer service via the ING app.
"}}]}}}