{"type":"document","data":{"contentType":"onecms:subCategoryPage","flexPageMetadata":{"afmBanner":false,"description":"Mortgage for entrepreneurs. No standard approach, just a solution that fits your situation.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Why take out a mortgage with ING?"},{"alignedImage":{"position":"left"},"componentType":"paragraph","richBody":{"value":"<ul class=\"check-mark\"><li><span><span><span><span><span><span><span><span>There&apos;s more possible than you might think. Even if you&apos;re just starting out</span></span></span></span></span></span></span></span></li><li><span><span><span><span><span><span><span><span>Quickly know where you stand</span></span></span></span></span></span></span></span></li><li><span><span><span><span><span><span><span><span>Extra benefits if you&apos;re already an ING customer</span></span></span></span></span></span></span></span></li></ul>"}},{"componentType":"sectionTitle","title":"What's your situation?"},{"cardsList":{"cards":[{"body":"There’s more possible than you might think.","cardSize":"medium","cardType":"article","componentType":"articleCard","image":{"extension":"jpg","original":"https://assets.ing.com/asset/c0710fc9-a489-46a4-bf9e-daec8eea60c4/Happy-young-woman-holding-some-fabric-inside-a-warehouse.jpg","transformBaseUrl":"https://assets.ing.com/transform/c0710fc9-a489-46a4-bf9e-daec8eea60c4/Happy-young-woman-holding-some-fabric-inside-a-warehouse","type":"image","width":5700},"link":{"url":"/en/personal/mortgage/mortgage-types/self-employed-person"},"title":"Self-employed"},{"body":"We look beyond just your salary.","cardSize":"medium","cardType":"article","componentType":"articleCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/asset/617796c0-bc1d-4d8f-abfd-f851f39e50b8/Businessmen-walking-and-laughing-in-the-centre-of-istanbul-turkey.jpg","transformBaseUrl":"https://assets.ing.com/transform/617796c0-bc1d-4d8f-abfd-f851f39e50b8/Businessmen-walking-and-laughing-in-the-centre-of-istanbul-turkey","type":"image","width":5760},"link":{"url":"/en/personal/mortgage/mortgage-types/director-major-shareholders"},"title":"Private limited company"},{"body":"Tailored solutions for your more complex income structure.","cardSize":"medium","cardType":"article","componentType":"articleCard","image":{"extension":"jpg","original":"https://assets.ing.com/asset/5be6589c-5e5c-4f05-a589-c221b03e2b41/A-happy-man-wearing-earphones-listens-to-something-from-his-mobile-phone.jpg","transformBaseUrl":"https://assets.ing.com/transform/5be6589c-5e5c-4f05-a589-c221b03e2b41/A-happy-man-wearing-earphones-listens-to-something-from-his-mobile-phone","type":"image","width":6125},"link":{"url":"/en/personal/mortgage/mortgage-types/director-major-shareholders"},"title":"Owner-director"},{"body":"For (private equity) partners or high-net-worth individuals.","cardSize":"medium","cardType":"article","componentType":"articleCard","image":{"extension":"jpg","original":"https://assets.ing.com/asset/ba1eb0df-a723-41ff-91ce-5809e94778ba/Large_Web-and-Screen-A-woman-wearing-glasses-checks-her-phone-while-sitting-on-the-couch-at-home-working-on-her-laptop-1.jpg","transformBaseUrl":"https://assets.ing.com/transform/ba1eb0df-a723-41ff-91ce-5809e94778ba/Large_Web-and-Screen-A-woman-wearing-glasses-checks-her-phone-while-sitting-on-the-couch-at-home-working-on-her-laptop-1","type":"image","width":1920},"link":{"url":"/en/private-banking/mortgages/the-mortgage-for-dgas"},"title":"Owner-director - PB"}],"componentType":"cards"},"componentType":"horizontalCardsList","link":{"url":"/en/personal/mortgage/buying-a-house/entrepreneur/view-all-page-homepage-entrepreneurs"}},{"actionAccordionList":[{"icon":{"extension":"svg","original":"https://assets.ing.com/asset/d4643352-8a42-47b5-9bf4-dd1fec91d8f2/Persons-3_Persons_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/d4643352-8a42-47b5-9bf4-dd1fec91d8f2/Persons-3_Persons_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p>Are you a co-owner of a partnership (maatschap, VOF or CV)? We determine your maximum mortgage based on the net profit from your business over the past three years, with a maximum of the most recent financial year.</p><p>Have you been self-employed for less than three years? There are often still options available.</p><p>Because the conditions for a partnership differ from those for sole traders or employed clients, you can’t calculate your mortgage online. Our specialised mortgage advisers are here to help. Your first introductory meeting is free and without obligation, so you’ll know exactly where you stand.</p>"},"textLinks":[{"text":"Make an appointment","url":"/en/personal/mortgage/contact"}]}],"title":{"value":"<p>Member of a private, general (VOF) or limited partnerschip (CV)</p>"}},{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/7fb16990-4b39-4247-91ee-be895ede1ecc/Multimedia-Play_Button_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/7fb16990-4b39-4247-91ee-be895ede1ecc/Multimedia-Play_Button_Outline","type":"image","width":32},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p>Even if you’ve only completed one full financial year, you may still be eligible for a mortgage with ING. We don’t just look at your realised income; we also consider your business plan, your work history and your overall financial position. Did you previously work in permanent employment within the same sector? In many cases, we can include that income in our assessment.</p><p>Even a mortgage with National Mortgage Guarantee (NHG) can be an option for starters. Our advisers are happy to think along with you and help you explore what is possible — in a personal and non‑binding introductory meeting.</p>"},"textLinks":[{"text":"Discuss your options","url":"/en/personal/mortgage/contact"}],"title":"There’s often more possible than you might think"}],"title":{"value":"<p>New to entrepreneurship</p>"}}],"componentType":"actionAccordion"},{"componentType":"linkList","iconTitle":{"title":"Mortgages"},"textLinks":[{"text":"Calculate your maximum mortgage","url":"/en/personal/mortgage/mortgage-calculator"},{"text":"Current mortgage rates","url":"/en/personal/mortgage/current-mortgage-rates"},{"text":"Refinancing your mortgage","url":"/en/personal/mortgage/mortgage-refinancing"},{"text":"Buying your first home","url":"/en/personal/mortgage/buying-a-house/buying-your-first-home/calculate-starters-mortgage"},{"text":"Buying your next home","url":"/en/personal/mortgage/buying-a-house/buying-another-house/maximum-mortgage-calculation"},{"text":"Buying a newly built home","url":"/en/personal/mortgage/newbuild"},{"text":"Your ING mortgage","url":"/en/personal/mortgage/your-mortgage"},{"text":"Mortgage types","url":"/en/personal/mortgage/mortgage-types"},{"text":"Sustainable living","url":"/en/personal/mortgage/sustainable-living"},{"text":"Mortgage advice","url":"/en/personal/mortgage/mortgage-advice"},{"text":"Costs","url":"/en/personal/mortgage/advisory-fees"},{"text":"Situation","url":"/en/personal/mortgage/situation"},{"text":"Property services","url":"/en/personal/mortgage/property-services"},{"text":"Contact","url":"/en/personal/mortgage/contact"}]}]},"freeHeaderZone":{"flexComponents":[{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/asset/117fbdde-2533-4f95-b482-2c4f1b15eead/Devices-Calculator_Filledin.svg","transformBaseUrl":"https://assets.ing.com/transform/117fbdde-2533-4f95-b482-2c4f1b15eead/Devices-Calculator_Filledin","type":"image","width":24},"link":{"url":"/en/personal/mortgage/buying-a-house/entrepreneur/calculate-mortgage"},"title":"Calculate your maximum mortgage"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"png","original":"https://assets.ing.com/asset/d2891cdf-3360-4975-ae94-5f3eebb3b1c4/Chat-Contact_large_filled.png","transformBaseUrl":"https://assets.ing.com/transform/d2891cdf-3360-4975-ae94-5f3eebb3b1c4/Chat-Contact_large_filled","type":"image","width":512},"link":{"url":"/en/personal/mortgage/contact"},"title":"Get in touch, with no obligation"}],"componentType":"cards"}]},"hasMacro":false,"id":"d4f3f512-68cd-4997-9855-91115367516f","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Buying a home","url":"/en/personal/mortgage/buying-a-house"}},"componentType":"categoryHeader","coreHeader":{"subtitle":"We make it simple for you. No one-size-fits-all approach, just a solution that suits your situation.","title":"Mortgage for entrepreneurs"}},"publishDate":"2026-07-14T17:09:46.555+02:00"}}