Competitive interest rate and generous terms and conditions
Did you know that having a sustainable home not only means lower energy bills, but also comes with other advantages?
Whether you buy a sustainable home or set out to make the house you just bought more sustainable, both options open up additional opportunities.
"},"textLinks":[{"url":"/en/personal/mortgage/sustainable-living","text":"Discover the advantages of a sustainable home"}]},{"componentType":"accordion","accordionList":[{"title":"What you’ll discuss during the initial mortgage consultation","richBody":{"value":"Many people looking for a property to buy find the free exploratory mortgage consultation a great way to get an instant idea of their options. It makes them feel more confident about things such as the price they could go up to in an offer.
Examples of subjects that often come up in a mortgage consultation:
The costs for the buyer (kosten koper or k.k. in Dutch) are one-off costs that you will have to pay yourself upfront. You could use your savings for that. These costs come on top of your home’s purchase price. Partly mandatory, the costs for the buyer are made up of:
During the term of your mortgage, there are all kinds of possible situations that could cause you to struggle to keep up with your mortgage payments. You could lose your job, for example, or have a drastic change in your personal situation. That’s when our Prevention Desk is there for you to go over your options with you.
"}},{"title":"How much does an advisory consultation cost?","richBody":{"value":"An exploratory consultation will not cost you anything, and it will give you some initial insights to help you on your way. If you then decide you want a specific advisory consultation, perhaps because you've put in an offer on a property, this will be subject to a fee.
"},"textLinks":[{"url":"/en/personal/mortgage/advisory-fees","text":"Read more about advisory fees"}]},{"title":"I have a question that’s not listed here","richBody":{"value":"If you are unable to find the answer to your question there, call our customer service for mortgages on +31 (0)20 22 888 88 between 8:30 am 5:00 pm.
"}}]}]},"freeHeaderZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Calculate your mortgage","intro":"The logical first step: find out how much you can borrow for your first home","image":{"transformBaseUrl":"https://assets.ing.com/transform/21b865e6-e140-4cba-82ba-2caa41a32718/Large_MS-PPT_Web-Laughing-woman-holding-a-giant-key-to-her-new-home","type":"image","width":1920,"original":"https://assets.ing.com/m/41637013e0814233/original/Large_MS-PPT_Web-Laughing-woman-holding-a-giant-key-to-her-new-home.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/buying-a-house/buying-your-first-home/calculate-your-first-time-buyer-mortgage"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Make an appointment","intro":"Schedule a free exploratory consultation with one of our advisers for first-time buyers","image":{"transformBaseUrl":"https://assets.ing.com/transform/6649f1df-93b4-43a6-9ea9-80b8866b61da/about_investors_woman","type":"image","width":1920,"altTextEN":"Banner to Investor information","altTextNL":"Banner to Investor information","altTextFR":"Banner to Investor information","altTextDE":"Banner to Investor information","original":"https://assets.ing.com/m/458d774b6549ecb7/original/about_investors_woman.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/contact"}}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Good to know","richBody":{"value":"The English text of the website is a translation of the Dutch original version. This translation is intended for the customers convenience only. In case of any discrepancies between the two versions, the original Dutch version shall prevail. The mortgage offer and contract will be signed in Dutch. Also, all further communication after signing the mortgage contract will be in Dutch. You acknowledge and accept this. If any assistance or clarification is needed, we recommend contacting your mortgage advisor or to call our customer service via the ING app.
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