Whether you’re renting or planning to sell your current home (possibly with equity), buying a home takes quite a bit of preparation. Here’s what to keep in mind.
"}},{"componentType":"accordion","accordionList":[{"title":"Step 1: Orientation","richBody":{"value":"It all starts with your housing preferences. A few tips:
Hunting for a house without an estate agent? Make sure you know how to handle viewings and offers smartly. A few tips:
Has your offer been accepted, or have you been allocated a new-build home? In your personal advice appointment you’ll hear whether you can get the mortgage you need, so the home can truly become yours.
In short:
Tip: The advisory fee is tax-deductible. You only pay it after signing the advice agreement.
"}},{"title":"Step 4: Offer","richBody":{"value":"You’re nearly there:
Agree? Then you sign the offer and the mortgage advice report. Your mortgage is arranged!
"}},{"title":"Step 5: Notary","richBody":{"value":"Your last step before you receive the keys to your new home:
The buyer chooses the notary. You can choose one yourself or select one via ING at a favourable rate.
"}}]},{"componentType":"sectionTitle","title":"Free orientation mortgage appointment?"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Book your own time slot","intro":"If you’re an ING customer, simply choose a moment that suits you","image":{"transformBaseUrl":"https://assets.ing.com/transform/1c8f40ef-e91b-44bf-a9bb-e6ac61c43c4c/Locked_outline_orange_RGB","type":"image","width":267,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/777d96b05d4b2a15/original/Locked_outline_orange_RGB.png","extension":"png"},"link":{"url":"/en/personal/mortgage/contact/book-appointment"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Prefer to call?","intro":"We’re happy to help. Even if you just want to talk things through.","image":{"transformBaseUrl":"https://assets.ing.com/transform/12c97a75-760c-4c74-9d0a-68bf2fb02d34/Callcentre-Icon","type":"image","width":200,"original":"https://assets.ing.com/m/3db5df868eedf244/original/Callcentre-Icon.png","extension":"png"},"link":{"url":"https://www.ing.nl/en/personal/mortgage/contact/cmnl-english?subscrid=cmnl-mort-engelstalig"}}]},{"componentType":"sectionTitle","title":"Instant overview"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Already have an ING Mortgage?","intro":"Find everything you need in one place, like how to transfer your mortgage to a new home.","image":{"transformBaseUrl":"https://assets.ing.com/transform/9c391c5e-b9cc-42db-b89d-7b11d025ba39/Service_hub","type":"image","width":814,"original":"https://assets.ing.com/m/2717b1ae6bd619ce/original/Service_hub.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/your-mortgage"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"New-build homes","intro":"See what’s involved and discover inspiring new-build projects","image":{"transformBaseUrl":"https://assets.ing.com/transform/213ac611-b6b4-4391-83bb-810acbc41b78/A-woman-holds-a-colorful-kite-in-the-air-with-her-hand-in-the-garden","type":"image","width":8192,"original":"https://assets.ing.com/m/2f6f192fe41e8b86/original/A-woman-holds-a-colorful-kite-in-the-air-with-her-hand-in-the-garden.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/newbuild"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Sustainable living","intro":"Upgrade your (new) home and cut your energy consumption, see what grants you may be eligible for.","image":{"transformBaseUrl":"https://assets.ing.com/transform/75a54ca7-bb53-4e57-ba38-a94426a0590f/dossier-sustainable-investment-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/d34f54e3eebfdb9/original/dossier-sustainable-investment-1920.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/sustainable-living"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"ING in top 3 for mortgages","intro":"Independent research shows: we offer some of the best terms","image":{"transformBaseUrl":"https://assets.ing.com/transform/6b487825-b7d6-4b54-9b6b-b575cee7c889/Moneyview-2024-gezin-op-bank-met-logos","type":"image","width":1600,"original":"https://assets.ing.com/m/3cea9a24c66373dc/original/Moneyview-2024-gezin-op-bank-met-logos.png","extension":"png"},"link":{"url":"/en/personal/mortgage/buying-a-house/mortgage-conditions-moneyview"}}]}]},"freeHeaderZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Buying your first home","intro":"Check out these useful tips & tricks if you’re taking your first steps into the housing market","image":{"transformBaseUrl":"https://assets.ing.com/transform/2a860eda-2233-469a-b88a-af7e1b5bd4a3/Laughing-young-woman-moving-into-a-new-home","type":"image","width":7250,"original":"https://assets.ing.com/asset/2a860eda-2233-469a-b88a-af7e1b5bd4a3/Laughing-young-woman-moving-into-a-new-home.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/buying-a-house/buying-your-first-home"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Buying your next home","intro":"See what you shouldn’t miss for a smooth transition to your next home","image":{"transformBaseUrl":"https://assets.ing.com/transform/0761f5f1-030a-443d-98ed-496a0e590cfa/Large_Web-and-Screen-Young-girl-walking-through-the-front-door-into-a-house","type":"image","width":1920,"original":"https://assets.ing.com/asset/0761f5f1-030a-443d-98ed-496a0e590cfa/Large_Web-and-Screen-Young-girl-walking-through-the-front-door-into-a-house.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/buying-a-house/buying-another-house"}}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Good to know","richBody":{"value":"The English text of the website is a translation of the Dutch original version. This translation is intended for the customers convenience only. In case of any discrepancies between the two versions, the original Dutch version shall prevail. The mortgage offer and contract will be signed in Dutch. Also, all further communication after signing the mortgage contract will be in Dutch. You acknowledge and accept this. If any assistance or clarification is needed, we recommend contacting your mortgage advisor or to call our customer service via the ING app.
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