{"type":"document","data":{"id":"67521987-2a6a-43dd-bea2-e64f01db0dfe","localeString":"en-GB","publishDate":"2025-09-23T16:46:03.056+02:00","contentType":"onecms:subCategoryPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Advisory fees for a mortgage consultation. What will I be charged for and what do I need to bear in mind? Read more here"},"mainHeaderZone":{"componentType":"categoryHeader","backLink":{"textLink":{"url":"/en/personal/mortgage","text":"Mortgage"}},"coreHeader":{"title":"Advisory fees","subtitle":"Mortgage advice is subject to a fee – see below for details of our advisory fees"}},"flexZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Advisory fees for a new mortgage or mortgage increase","intro":"When you are looking to take out a new mortgage or to increase your current mortgage, we will draw up a Personal Mortgage Advice Report for you, and you will be charged advisory fees. What exactly does this involve?","image":{"transformBaseUrl":"https://assets.ing.com/transform/1429666f-581a-44ac-8d7e-0480c8f7ab1d/PORTRAIT-OF-A-WOMAN-WITH-BUBBLES-IN-BACKGROUND","type":"image","width":1920,"original":"https://assets.ing.com/m/fb03405077d6c49/original/PORTRAIT-OF-A-WOMAN-WITH-BUBBLES-IN-BACKGROUND.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/advisory-fees/new-mortgage-increase"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Existing mortgage modification fee","intro":"Advice on changing your existing mortgage may be subject to a fee. Find out when this is the case.","image":{"transformBaseUrl":"https://assets.ing.com/transform/dc155a39-d810-4785-b744-d3b07c1a2914/Two-people-on-laptops","type":"image","width":4896,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/2984fcac1bbc0fc2/original/Two-people-on-laptops.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/advieskosten/bestaande-hypotheek"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"How to pay advisory fees","intro":"There are several ways to pay advisory fees. You could pay them from your own funds, for example, or include them in the financing.","image":{"transformBaseUrl":"https://assets.ing.com/transform/8147f866-e73e-44c1-9742-64dd90e0903b/Woman-drawing-on-a-tablet-in-her-living-room","type":"image","width":6016,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/c9164ebffc97109/original/Woman-drawing-on-a-tablet-in-her-living-room.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/advieskosten/betalen"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"What does extending a mortgage offer cost?","intro":"If you need more time after signing your mortgage offer, you can extend it. This is subject to an extension fee.","image":{"transformBaseUrl":"https://assets.ing.com/transform/3e32bd03-bd27-4e18-b149-502e972f81ef/Two-male-street-musicians-playing-the-saxophone-and-guitar","type":"image","width":6000,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/638ef0520b280c27/original/Two-male-street-musicians-playing-the-saxophone-and-guitar.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/advieskosten/verlengingsprovisie"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Mortgage offer cancellation fee","intro":"If you have signed a mortgage offer and you cancel it or let it expire, you may be charged a cancellation fee.","image":{"transformBaseUrl":"https://assets.ing.com/transform/2e26d09e-6395-40bd-9cfb-280c762419f7/Overhead-view-of-father-on-laptop-and-sleeping-child-on-sofa-at-home","type":"image","width":7200,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/2134e913ffaf9ec9/original/Overhead-view-of-father-on-laptop-and-sleeping-child-on-sofa-at-home.jpg","extension":"jpg"},"link":{"url":"/particulier/hypotheek/advieskosten/annuleringskosten"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Remortgaging advisory fees","intro":"When remortgaging to ING, we will draw up a Personal Mortgage Advice Report for you and you will be charged advisory fees. What exactly does this involve?","image":{"transformBaseUrl":"https://assets.ing.com/transform/b0eec732-28bd-40ee-a52a-434a116baf70/Heavily-tattooed-father-and-son-sitting-outdoors-and-using-laptop","type":"image","width":5616,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/67258e174c79da5/original/Heavily-tattooed-father-and-son-sitting-outdoors-and-using-laptop.jpg","extension":"jpg"},"link":{"url":"/en/personal/mortgage/advisory-fees/new-mortgage-increase"}}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Good to know","richBody":{"value":"<p>The English text of the website is a translation of the Dutch original version. This translation is intended for the customers convenience only. In case of any discrepancies between the two versions, the original Dutch version shall prevail. The mortgage offer and contract will be signed in Dutch. Also, all further communication after signing the mortgage contract will be in Dutch. You acknowledge and accept this. If any assistance or clarification is needed, we recommend contacting your mortgage advisor or to call our customer service via the ING app.</p>"}}]}}}