{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Looking to finance a camper or caravan. Do it with peace of mind with an ING personal loan. Calculate your loan costs or apply for your personal loan right away.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"feature","featureName":"ing-feat-loans-calc?__align=full-width"},{"componentType":"sectionTitle","title":"Borrowing for a camper or caravan in 3 steps"},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"Fill out our loan guide to get an indication of the interest rate and costs. Please review all the information carefully.","textLink":{"text":"Get a cost estimate","url":"/en/personal/loans/what-does-borrowing-cost"},"title":"Explore your options"},{"body":"If you'd like to know exactly how much your loan will cost and how much you can borrow, request a free quote. No strings attached.","textLink":{"text":"Apply for a personal loan","url":"https://mijn.ing.nl/banking/loans/personal-loan-apply"},"title":"Request a quote"},{"body":"If you accept our offer, let us know in My ING and send us the required documents (if applicable). We usually open your loan immediately afterwards.","title":"Agree to the terms"}],"title":"Get a loan in 3 steps"}},{"componentType":"sectionTitle","title":"Why choose a personal loan for a camper or caravan at ING?"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"Choose: € 2.500 – € 75.000","title":"Receive the full amount at once"},{"body":"Choose: 6 - 96 months. The shorter the term, the lower your total costs.","title":"Choose your own loan term"},{"body":"Your loan purpose (‘camper or caravan’), your loan amount, homeownership, and risk profile determine your fixed interest rate.","title":"Pay a fixed amount each month"},{"body":"During your quote request, we check your details carefully. We also check whether your loan is financially responsible.","title":"Finance your camper or caravan with peace of mind"},{"body":"Extra repayments are always allowed and free of charge. You can also extend or increase your loan if needed.","title":"Benefit from flexible conditions"}]},{"componentType":"sectionTitle","title":"Frequently asked questions about financing a camper or caravan"},{"accordionList":[{"richBody":{"value":"

Planning to hit the road soon? You can finance your camper or caravan with a personal loan. Choose ‘camper or caravan’ as your loan purpose when applying.

A personal loan for a camper or caravan works like this:

"},"title":"What is a personal loan for a camper or caravan?"},{"richBody":{"value":"

Before you finalise the purchase with a dealer or the current owner you will want to know in advance how the financing of your camper or caravan works.

"},"title":"How does a personal loan work for a camper or caravan?"},{"richBody":{"value":"

Financing your camper or caravan with a personal has the following advantages:

"},"title":"What are the advantages of financing a camper or caravan with a personal loan?"},{"richBody":{"value":"

Financing your camper or caravan with a personal has the following disadvantages:

"},"title":"What are the disadvantages of financing a camper or caravan with a personal loan?"},{"richBody":{"value":"

This is what we expect if you want to finance a camper or caravan:

Voorwaarden Persoonlijke Lening (PDF)

Terms & Conditions Persoonlijke Lening (PDF)

"},"title":"What are the conditions of a personal loan?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"What does a Personal Loan for a camper or caravan cost?"},{"componentType":"paragraph","richBody":{"value":"

A Personal Loan has a fixed interest rate, which does not change during the entire loan term. Interest is shown per year.

Your total costs depend on:

Below you can see the maximum costs the highest interest rates and the minimum costs the lowest interest rates for a personal loan with the loan purpose camper or caravan. Want to know exactly what you will pay with us? Request a free quote. To determine your risk profile and the matching interest rate we need some information from you.

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The highest interest rates for personal loans (Please note your actual interest may be higher!)

Overview of credit amounts and accompanying costs

Total credit amount

Loan/terms in monthsFixed debit interest rate

Annual Percentage Rate (APR)

Total repayment amount (monthly)

Total cost

€ 2.5006011,9%15,4%€ 54,72 €      3.283,20
€ 5.0006011,5%13,3%€ 108,54 €      6.512,40
€ 10.0006010,8%11,7%€ 213,93 €    12.835,80
€ 15.0006010,3%10,9%€ 317,53 €    19.051,80
€ 25.0016010,1%10,5%€ 527,02 €    31.621,20
ProviderING Bank NV, Bijlmerplein 888, 1102 MG AmsterdamTrade register Amsterdam nr. 33031431

The lowest interest rates for a personal loan (Please note your actual interest may be higher!)

Overview of credit amounts and accompanying costs

Total credit amountLoan/terms in monthsFixed debit interest rateAnnual Percentage Rate (APR)Total repayment amount (monthly)Total cost
€ 2.5006010,4%13,9%€ 53,04 €      3.182,40
€ 5.000609,8%11,6%€ 104,73 €      6.283,80
€ 10.000607,8%8,7%€ 200,55 €    12.033,00
€ 15.000606,9%7,5%€ 294,87 €    17.692,20
€ 25.001606,7%7,1%€ 489,22 €    29.353,20
ProviderING Bank NV, Bijlmerplein 888, 1102 MG AmsterdamTrade register Amsterdam nr. 33031431
"}},{"accordionList":[{"richBody":{"value":""},"title":"More information about this table"}],"componentType":"accordion"},{"componentType":"cta","textLink":{"text":"Apply for a loan quote","url":"https://mijn.ing.nl/banking/loans/personal-loan-apply"}},{"componentType":"sectionTitle","title":"Good to know when financing a camper or caravan"},{"accordionList":[{"richBody":{"value":"

We register your personal loan with BKR. This is a positive registration.

Borrowing and BKR

"},"title":"BKR registration"},{"richBody":{"value":"

ING does not give financial advice. You decide whether this product suits your needs and situation.

"},"title":"No advice"},{"richBody":{"value":"

A Personal Loan must be fully repaid before you turn 75. If you are close to 70, this limits the maximum loan term to 60 months.

"},"title":"Almost 70 years old?"}],"componentType":"accordion"},{"componentType":"linkList","iconTitle":{"title":"Direct insights"},"textLinks":[{"text":"How much can I borrow?","url":"/en/personal/loans/how-much-can-i-borrow"},{"text":"Apply for a loan","url":"/en/personal/loans/apply-for-a-loan"},{"text":"Our loans","url":"/en/personal/loans/our-loans"},{"text":"Your loan purpose","url":"/particulier/lenen/jouw-leendoel"},{"text":"Current interest rates","url":"/en/personal/loans/rates"},{"text":"Information about borrowing","url":"/particulier/lenen/informatie-over-lenen"}]},{"componentType":"sectionTitle","title":"Handy"},{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","intro":"Calculate what borrowing money to finance your camper or caravan costs.","link":{"url":"/en/personal/loans/what-does-borrowing-cost"},"title":"What does borrowing cost?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","intro":"Check out how this works.","link":{"url":"/en/personal/loans/information-about-borrowing/borrowing-with-peace-of-mind"},"title":"Borrowing money for a camper or caravan with peace of mind"}],"componentType":"cards"}]},"hasMacro":false,"id":"17f75c4f-dc58-4f57-8e5b-ef9149a6e217","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Your Loan Goal","url":"/en/personal/loans/your-goals"}},"componentType":"productHeader","coreHeader":{"body":"Holiday, freedom, hitting the road. Travelling with a camper or caravan is wonderful, but buying one often involves a significant investment. Financing can help.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/59ecf243e330417b/original/Man-looks-up-at-child-in-rooftop-tent-while-camping-in-countryside.jpg","transformBaseUrl":"https://assets.ing.com/transform/695d8338-d82e-416f-871f-4dd4f73a6490/Man-looks-up-at-child-in-rooftop-tent-while-camping-in-countryside","type":"image","width":7119},"subtitle":"Finance it with a personal loan","title":"Financing a camper or caravan"},"cta":{"componentType":"cta","textLink":{"text":"Apply for a personal loan","url":"https://mijn.ing.nl/banking/loans/personal-loan-apply"}},"legalBanner":{"body":"Let op! Geld lenen kost geld","componentStyle":"default","headerBannerType":"headerBannerType","image":{"extension":"svg","original":"https://assets.ing.com/m/3f5c0b274ee863ed/original/Group-7.svg","transformBaseUrl":"https://assets.ing.com/transform/bfc47636-d002-461a-b209-589beaaa7596/Group-7","type":"image","width":46}},"usps":[{"body":"Handy: an indication of interest rates and costs","icon":{"altTextEN":"check, checkmark","altTextNL":"check, vinkje","extension":"svg","original":"https://assets.ing.com/m/7b28022e4634b7fb/original/Feedback-Check_Mark_Filledin.svg","transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","width":24}},{"body":"Step by step application for a quote","icon":{"altTextEN":"check, checkmark","altTextNL":"check, vinkje","extension":"svg","original":"https://assets.ing.com/m/7b28022e4634b7fb/original/Feedback-Check_Mark_Filledin.svg","transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","width":24}},{"body":"You’re not committed to anything yet","icon":{"altTextEN":"check, checkmark","altTextNL":"check, vinkje","extension":"svg","original":"https://assets.ing.com/m/7b28022e4634b7fb/original/Feedback-Check_Mark_Filledin.svg","transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","width":24}}]},"publishDate":"2026-02-12T16:28:26.936+01:00"}}