{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Compare and view all interest rates for unauthorised overdraft. A clear overview at a glance.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph"},{"componentType":"sectionTitle","title":"Unauthorised overdraft"},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><th /><th /><th>Interest rate (yearly)</th><th>Interest valid from</th></tr></thead><tbody><tr><td colspan=\"1\" rowspan=\"1\"><span lang=\"EN-US\" dir=\"ltr\"><span><span>Overdraft without an overdraft product</span></span></span></td><td> </td><td>0%</td><td>1 October 2024</td></tr><tr><td colspan=\"1\" rowspan=\"1\">Exceeding your overdraft limit</td><td width=\"45\"> </td><td>0%</td><td>1 October 2024</td></tr><tr><td colspan=\"1\" rowspan=\"1\">Exceeding your student overdraft limit</td><td> </td><td>0%</td><td>1 October2024</td></tr><tr><td colspan=\"1\" rowspan=\"1\">Exceeding your continuous limit for former students</td><td> </td><td>0%</td><td>1 October 2024</td></tr></tbody></table><p><span><span><span>Despite the care we take in maintaining the information on <a href=\"http://ing.nl\">ing.nl</a>, it is possible that a typing error appears in the listed rates. ING cannot be held liable for any direct or indirect damage resulting from such mistakes.</span></span></span></p>"}},{"componentType":"linkList","iconTitle":{"title":"Loans"},"textLinks":[{"text":"What does borrowing cost?","url":"/en/personal/loans/what-does-borrowing-cost"},{"text":"How much can I borrow?","url":"/en/personal/loans/how-much-money-can-i-borrow"},{"text":"Apply for a loan","url":"https://mijn.ing.nl/banking/loans/personal-loan-apply"},{"text":"Current interest rates","url":"/en/personal/loans/rates"}]}]},"hasMacro":false,"id":"5fd3c925-517a-447d-9ef2-4339f0c9e5d8","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Current Interest Rates","url":"/en/personal/loans/rates"}},"componentType":"productHeader","coreHeader":{"body":"Here you’ll find all current interest rates for unauthorised overdrafts.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/525d35bb24a6636e/original/Overhead-view-of-man-in-leather-jacket-entering-his-pin-number-onto-a-card-machine.jpg","transformBaseUrl":"https://assets.ing.com/transform/9c04f7f1-540b-4bce-9532-7a0ab8e219ae/Overhead-view-of-man-in-leather-jacket-entering-his-pin-number-onto-a-card-machine","type":"image","width":5616},"subtitle":"Unauthorised overdraft","title":"Current interest rates"}},"publishDate":"2026-05-11T10:52:45.879+02:00"}}