{"type":"document","data":{"id":"b848d5b2-acde-45b1-8d8d-b2b00ccee48d","localeString":"en-GB","publishDate":"2026-04-29T08:44:57.772+02:00","contentType":"onecms:productPage","hasMacro":true,"macros":["prijs.pkv:studentenkrediet.lim01000.debetrentevoet.perc","prijs.pkv:studentenkrediet.lim01000.JKP.perc","prijs.pkv:studentenkrediet.lim02500.debetrentevoet.perc","prijs.pkv:studentenkrediet.lim02500.JKP.perc"],"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"When choosing a financial product, it’s important to be aware of the current interest rates. That’s why ING has listed them for you."},"mainHeaderZone":{"componentType":"productHeader","legalBanner":{"image":{"transformBaseUrl":"https://assets.ing.com/transform/bfc47636-d002-461a-b209-589beaaa7596/Group-7","type":"image","width":46,"original":"https://assets.ing.com/m/3f5c0b274ee863ed/original/Group-7.svg","extension":"svg"},"body":"Let op! Geld lenen kost geld","headerBannerType":"headerBannerType","componentStyle":"default"},"coreHeader":{"body":"When choosing a financial product, it’s important to understand the rates. That’s why ING has listed them for you. Is your product not included? Please contact ING Customer Service.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/ccf609b9-3e29-4b28-99c7-f3dd6ea379d7/Insurances-MCGold-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/c41468633970812/original/Insurances-MCGold-1920.jpg","extension":"jpg"},"title":"Insight into credit rates"},"backLink":{"textLink":{"url":"/en/personal/loans/rates","text":"Current Interest Rates"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Student Credit"},{"componentType":"paragraph","richBody":{"value":"<table><caption>Overzicht kredietbedragen en bijbehorende rentepercentages</caption><thead><tr><th><strong>Limiet: </strong></th><th><strong>Vaste debetrentevoet</strong></th><th><strong>Jaarlijkse Kosten- <br />percentage (JKP)</strong></th></tr></thead><tbody><tr><td>€ 1.000</td><td>%{prijs.pkv:studentenkrediet.lim01000.debetrentevoet.perc}%   </td><td>%{prijs.pkv:studentenkrediet.lim01000.JKP.perc}%    </td></tr><tr><td>€ 2.500</td><td>%{prijs.pkv:studentenkrediet.lim02500.debetrentevoet.perc}%    </td><td>%{prijs.pkv:studentenkrediet.lim02500.JKP.perc}%   </td></tr></tbody></table><p>The fixed interest rate applies as of 1 June 2023. Subject to change.</p><ul></ul>"},"textLinks":[{"url":"/en/personal/loans/rates/students","text":"More information about the student loan"}]},{"componentType":"accordion","accordionList":[{"title":"More information about the student loan table","richBody":{"value":"<ul><li><strong>Fixed debit interest rate: </strong>The annual interest rate you pay for the loan. With a student loan, the interest rate stays the same for the entire term.</li><li><p><strong>Annual Percentage Rate: </strong>This percentage includes the interest you pay plus any additional costs for a payment account and debit card on an annual basis. When taking out a student loan, you can use the student account (free of charge). No other mandatory fees apply. Because of this, for a student loan the APR is the same as the annual fixed debit interest rate.</p></li></ul>"}}]},{"componentType":"accordion"},{"componentType":"paragraph","richBody":{"value":"<p>Despite the constant care and attention ING takes in compiling its website, it is still possible that the rates shown may contain typographical errors. ING is not liable for any direct or indirect damage that may result from such errors.</p>"}},{"componentType":"linkList","iconTitle":{"title":"Do you have any questions?"},"textLinks":[{"url":"/particulier/lenen/onze-leningen/rood-staan-voor-studenten","text":"Can I have an overdraft on my current account?"},{"url":"/particulier/ing-punten","text":"Where can I find information about rentepunten?"},{"url":"/en/personal/savings/savings-interest-rate","text":"Where can I find the current savings rate?"},{"url":"/particulier/lenen/informatie-over-lenen","text":"Frequently asked questions about loans"}]},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"url":"/en/personal/loans/rates/personal-loan","text":"All rates for ING retail customers"},{"url":"/en/business/customer-service/rates","text":"All rates for ING business customers"},{"url":"https://assets.ing.com/m/330bc87cd20a18b2/original/Historische-tarieven-van-kredieten-Januari-2025.pdf","text":"Bekijk de historische rentetarieven"},{"url":"/particulier/sparen/niet-meer-te-openen-spaarrekeningen/niet-actieve-spaarproducten","text":"Current savings rate"}]},{"componentType":"linkList","iconTitle":{"title":"Loans"},"textLinks":[{"url":"/en/personal/loans/what-does-borrowing-cost","text":"What does borrowing cost?"},{"url":"/en/personal/loans/how-much-money-can-i-borrow","text":"How much can I borrow?"},{"url":"https://mijn.ing.nl/banking/loans/personal-loan-apply","text":"Apply for a loan"},{"url":"/en/personal/loans/rates","text":"Current interest rates"}]}]}}}