{"type":"document","data":{"id":"4c6b8e41-d380-4491-bfe8-f435e037532f","localeString":"en-GB","publishDate":"2026-02-12T09:50:40.372+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Compare and view all interest rates of the personal loan at ING. A clear overview at a glance."},"mainHeaderZone":{"componentType":"productHeader","legalBanner":{"image":{"transformBaseUrl":"https://assets.ing.com/transform/bfc47636-d002-461a-b209-589beaaa7596/Group-7","type":"image","width":46,"original":"https://assets.ing.com/m/3f5c0b274ee863ed/original/Group-7.svg","extension":"svg"},"body":"Let op! Geld lenen kost geld","headerBannerType":"headerBannerType","componentStyle":"default"},"coreHeader":{"body":"Here you’ll find the minimum and maximum interest rates for a personal loan.\r\nThe interest rate depends on the amount you borrow, the purpose of the loan, and your personal situation. Would you like to know exactly what your personal loan would cost? Request a free, no obligation quote. That way, we can determine your risk profile and the interest rate that fits.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/500d88a9-79f4-43b9-8599-8b38415c2c2d/Four-rows-of-different-colored-chairs","type":"image","width":5700,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/1f2b707815c5aeaf/original/Four-rows-of-different-colored-chairs.jpg","extension":"jpg"},"title":"Current interest rates","subtitle":"Personal loan"},"backLink":{"textLink":{"url":"/en/personal/loans/rates","text":"Current Interest Rates"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Personal loan"},{"componentType":"paragraph","richBody":{"value":"
Total loan amountFixed interest rates
from € 2.500 to € 4.999From 10,2% to max 11,9%
from € 5.000 to € 9.999From 9,8% to max 11,9%
from € 10.000 to € 14.999From 8,0% to max 10,9%
from € 15.000 to € 25.000From 7,0% to max 10,9%
from € 25.001 to € 75.000From 6,8% to max 10,9%

The fixed interest rate applies from 5 February 2024. Rates may change. This fixed rate does not change during the term of your loan.

"}},{"componentType":"sectionTitle","title":"Personal loan for an electric car"},{"componentType":"paragraph","richBody":{"value":"
Total loan amountFixed interest rate
From € 2.500 to € 4.999 From 9,1% to max 10,9%  
From € 5.000 to € 9.999 From 8,5% to max 10,9%  
From € 10.000 to € 14.999 From 6,6% to max 9,9%  
From € 15.000 to € 25.000 From 5,8% to max 10,9%  
From € 25.001 to € 75.000 From 5,5% to max 9,9%  

The fixed interest rate applies from 16 April 2024. Rates may change. The fixed rate remains the same throughout the loan term.

"}},{"componentType":"sectionTitle","title":"Personal loan for a car, caravan, camper, motorbike or boat"},{"componentType":"paragraph","richBody":{"value":"
Totale loan amountFixed interest rates
From € 2.500 to € 4.999From10,1% to max 11,9%
From € 5.000 to € 9.999From 9,5% to max 11,9%
From € 10.000 to € 14.999From 7,6% to max 10,9%
From € 15.000 to € 25.000From 6,8% to max 11,9%
From € 25.001 to € 75.000From 6,5% to max 10,9%

The fixed interest rate applies from 5 February 2024. Rates may change. This fixed rate remains unchanged during the loan term.

"}},{"componentType":"sectionTitle","title":"Personal loan for home improvement"},{"componentType":"paragraph","richBody":{"value":"
Total loan amountFixed interest rate
From € 2.500 to € 4.999 From 10,1% to 11,9%  
From € 5.000 to € 9.999 From 9,6% to 11,9%  
From € 10.000 to € 14.999 From 7,7% to 10,9%  
From € 15.000 to € 25.000 From 6,9% to 11,9%  
From € 25.001 to € 75.000 From 6,6% to 10,9%  

The fixed interest rate applies from 5 February 2024. Rates may change. This fixed rate stays the same throughout the loan term.

"}},{"componentType":"sectionTitle","title":"Explore the interest rates of:"},{"componentType":"paragraph","richBody":{"value":"

The interest rate you pay on a revolving credit, ING overdraft, quarterly limit or student limit is variable.

"},"textLinks":[{"url":"/particulier/lenen/tarieven/variabele-rente","text":"More about variable interest rates"}]},{"componentType":"paragraph","richBody":{"value":"

Although we take great care in maintaining the information on our website, it’s possible that a typing error appears in the listed rates. ING cannot be held liable for any direct or indirect damage resulting from such mistakes.

"}},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"url":"/particulier/tarieven","text":"All interest rates"},{"url":"/en/personal/loans/information-about-borrowing/interest-rate-of-a-personal-loan","text":"More about interest rates and costs of personal loans"},{"text":"Historical interest rates"},{"url":"https://assets.ing.com/m/330bc87cd20a18b2/original/Historische-tarieven-van-kredieten-Januari-2025.pdf","text":"Bekijk de historische rentetarieven"}]}]}}}