Here you’ll find the minimum and maximum interest rates for a Personal Loan. The exact rate depends on the loan amount, the purpose of the loan, and your personal situation. If you want to know exactly what you would pay for a Personal Loan, request a non-binding quote. That way, we can determine your risk profile and the corresponding interest rate.
"},"textLinks":[{"url":"/particulier/lenen/tarieven/doorlopend-krediet","text":"Read more about revolving credit (Dutch only)"},{"url":"/particulier/lenen/tarieven/rood-staan","text":"Read more about overdrafts (Dutch only)"},{"url":"/en/personal/payments/rates/credit-cards","text":"Read more about credit cards"}]},{"componentType":"sectionTitle","title":"Personal Loan"},{"componentType":"paragraph","richBody":{"value":"Overview of loan amount and corresponding interest rate
Total Loan Amount | Fixed Annual Interest Rate |
from €2,500 to €4,999 | from 10.2% up to a maximum of 11.9% |
from €5,000 to €9,999 | from 9.8% up to a maximum of 11.9% |
from €10,000 to €14,999 | from 8.0% up to a maximum of 10.9% |
from €15,000 to €25,000 | from 7.0% up to a maximum of 10.9% |
from €25,001 to €75,000 | from 6.8% up to a maximum of 10.9% |
The fixed interest rate is effective as of 5 February 2024. Subject to change. This fixed rate will not change during the term of the loan.
"}},{"componentType":"sectionTitle","title":"Personal Loan for an Electric or plug-in hybrid car"},{"componentType":"paragraph","richBody":{"value":"Overview of loan amount and corresponding interest rate
Total Loan Amount | Fixed Annual Interest Rate |
from €2,500 to €4,999 | from 9.1% up to a maximum of 10.9% |
from €5,000 to €9,999 | from 8.5% up to a maximum of 10.9% |
from €10,000 to €14,999 | from 6.6% up to a maximum of 9.9% |
from €15,000 to €25,000 | from 5.8% up to a maximum of 10.9% |
from €25,001 to €75,000 | from 5.5% up to a maximum of 9.9% |
The fixed interest rate is effective as of 16 April 2024. Subject to change. This fixed rate will not change during the term of the loan.
"}},{"componentType":"sectionTitle","title":"Personal Loan for a Car, Caravan, Camper, Motorcycle or Boat"},{"componentType":"paragraph","richBody":{"value":"Overview of loan amount and corresponding interest rate
Total Loan Amount | Fixed Annual Interest Rate |
from €2,500 to €4,999 | from 10.1% up to a maximum of 11.9% |
from €5,000 to €9,999 | from 9.5% up to a maximum of 11.9% |
from €10,000 to €14,999 | from 7.6% up to a maximum of 10.9% |
from €15,000 to €25,000 | from 6.8% up to a maximum of 11.9% |
from €25,001 to €75,000 | from 6.5% up to a maximum of 10.9% |
The fixed interest rate is effective as of 5 February 2024. Subject to change. This fixed rate will not change during the term of the loan.
"}},{"componentType":"sectionTitle","title":"Personal Loan for Home Renovation"},{"componentType":"paragraph","richBody":{"value":"Overview of loan amount and corresponding interest rate
Total Loan Amount | Fixed Annual Interest Rate |
from €2,500 to €4,999 | from 10.1% up to a maximum of 11.9% |
from €5,000 to €9,999 | from 9.6% up to a maximum of 11.9% |
from €10,000 to €14,999 | from 7.7% up to a maximum of 10.9% |
from €15,000 to €25,000 | from 6.9% up to a maximum of 11.9% |
from €25,001 to €75,000 | from 6.6% up to a maximum of 10.9% |
The fixed interest rate is effective as of 5 February 2024. Subject to change. This fixed rate will not change during the term of the loan.
"}},{"componentType":"sectionTitle","title":"Personal Loan for Energy-Saving Renovation"},{"componentType":"paragraph","richBody":{"value":"Overview of loan amount and corresponding interest rate
Total Loan Amount | Fixed Annual Interest Rate |
from €2,500 to €4,999 | from 9.1% up to a maximum of 10.9% |
from €5,000 to €9,999 | from 8.6% up to a maximum of 10.9% |
from €10,000 to €14,999 | from 6.7% up to a maximum of 9.9% |
from €15,000 to €25,000 | from 5.9% up to a maximum of 10.9% |
from €25,001 to €75,000 | from 5.6% up to a maximum of 9.9% |
The fixed interest rate is effective as of 10 June 2024. Subject to change. This fixed rate will not change during the term of the loan.
"}},{"componentType":"sectionTitle","title":"Personal Loan for Converting a Revolving Credit"},{"componentType":"paragraph","richBody":{"value":"Overview of loan amount and corresponding interest rate
Total Loan Amount | Fixed Annual Interest Rate |
from €2,500 to €4,999 | from 10.1% up to a maximum of 11.9% |
from €5,000 to €9,999 | from 9.5% up to a maximum of 11.9% |
from €10,000 to €14,999 | from 7.6% up to a maximum of 10.9% |
from €15,000 to €25,000 | from 6.8% up to a maximum of 11.9% |
from €25,001 to €75,000 | from 6.5% up to a maximum of 10.9% |
The fixed interest rate is effective as of 5 February 2024. Subject to change. This fixed rate will not change during the term of the loan.
"}},{"componentType":"sectionTitle","title":"Also check the interest rates for:"},{"componentType":"paragraph","richBody":{"value":"The interest rate you pay on the amount borrowed through a Revolving Credit, ING Overdraft, Quarterly Limit, or Student Account Limit is variable.
"},"textLinks":[{"url":"/particulier/lenen/tarieven/variabele-rente","text":"More about variable interest rates (Dutch only)"}]},{"componentType":"paragraph","richBody":{"value":"Despite ING’s constant care and attention in compiling its website, it is unfortunately possible that the listed rates contain typographical errors. ING is not liable for any direct or indirect damage that may result from such errors.
"}},{"componentType":"linkList","iconTitle":{"title":"Want to know more about borrowing money?"},"textLinks":[{"url":"/en/personal/loans/how-much-money-can-i-borrow","text":"How much can I borrow?"},{"url":"/en/personal/loans/our-loans/overdraft","text":"Overdraft"},{"url":"/en/personal/loans/what-does-borrowing-cost","text":"Borrowing money cost"},{"url":"/en/personal/loans","text":"Borrowing money"},{"url":"/en/personal/loans/information-about-borrowing/bkr","text":"Borrowing and the BKR"},{"url":"/particulier/lenen/onze-leningen/doorlopend-krediet","text":"Revolving credit (Dutch only)"},{"url":"/en/personal/loans/your-goals/car-loan","text":"Borrow money for a car"},{"url":"/en/personal/loans/your-goals/energy-saving-renovation","text":"Sustainability loan"}]}]}}}